in short yes. but i believe there's much more complicated algorithm behind that.

Amex - LHDN Campaign [ MBB | T&Cs | FAQs ]
Campaign Period: 20 February 2017 - 31 July 2017



This post has been edited by cybpsych: Feb 25 2017, 10:25 AM

Fly Further with DOUBLE AirAsia BIG Points! [ MBB ]
Promotion Period: 21 - 28 February 2017

Exclusive conversion rate with minimum redemption of 1,000 AirAsia BIG Points:

7,420 TreatsPoints or = 2,000 AirAsia BIG Points

5,936 Membership RewardsSM Points (Usual conversion = 1,000 AirAsia BIG Points)


How to Redeem with TreatsPoints:
Call 1300 88 6688 and speak to Customer Service Executives, OR
Complete and fax TreatsPoints redemption form to 03-7953 8685, OR
Walk in to any Maybank Card Centre in Menara Maybank, 1 Utama Shopping Centre, Suria KLCC or The Gardens Mall.

How to Redeem with Membership Rewards Points:
Call 1800 88 9559 and speak to Customer Service Executives , OR
Walk in to any Maybank Card Centre in Menara Maybank, 1 Utama Shopping Centre, Suria KLCC or The Gardens Mall.

Terms & Conditions:
Redemption is only applicable to Maybank Principal Cardmembers with TreatsPoints or Membership Rewards Points.
Only successfully completed conversion of Maybank TreatsPoints or Membership Rewards Points to a minimum of 1.000 AirAsia BIG Points per transaction will be entitled to receive a bonus of equal amount of AirAsia BIG Points converted. (i.e. 1,000 AirAsia BIG Points converted + additional 1,000 AirAsia BIG Points).
Only Cardmembers with AirAsia BIG Member ID can redeem and convert their TreatsPoints or Membership Rewards Points to BIG Points.
The Bonus AirAsia BIG Points will be credited into BIG Member's account within 14 working days after the promotion ended.
To register for BIG Member ID, please visit www.airasiabig.com.

Is this confirmed? Not that I'm aware of based on the people around me, still can get good loan amount though with high credit limit.

can't say for sure since banks don't reveal their criteria of approving loan or credit card but:

http://www.propertyguru.com.my/resources/m...on-was-rejected
http://www.yourmortgage.com.au/article/how...ion-117519.aspx

wouldn't be far off

yes..confirmed..cc consider as debt.
bank have ratio between your debt and salary. this will determine how much you could borrow loan

I think it will be a problem if that person have multiple cards and all also maxed out.

This post has been edited by rapple: Feb 23 2017, 03:01 PM

do we need to inform our airasia big ID? or supposed to link to our credit card somewhere?

I see.
Not an issue for me, I can always call to reduce when the time comes.

indeed approval is fast. sent in application via m2u last night, this evening got sms approved

any TP for paying DBKL assessment using Amex?

to get upcoming cashback or points?

p/s: tp still 0 though for govt

This post has been edited by cybpsych: Feb 23 2017, 08:16 PM

Just wondering: I recently converted my Maybank 2 Card to Maybank Ikhwan Mastercard. I assumed that the previous 2 cards are cancelled, so I stashed them somewhere. However, both cards still appear on my M2u even after 1 month has passed. And just a few minutes ago, I received my AMEX's credit card statement in my email. But I tried using both card to pay for something online, and they both get declined, so it's definitely cancelled.

Is this something normal?

This post has been edited by imnotabot: Feb 23 2017, 11:44 PM

Yes normal. You will need to inform CS to remove them from your M2U. It will then take few days to disappear from M2U though.

For transactions above RM300, Cardmembers will receive 1X TreatsPoint
for every RM1 spend.

So MBB want everyone to spend below RM300 huh ?

Nah it's just that simple, high credit utilisation would mean that you rely mainly on credit to fund for you're daily expenditure. Try to keep it below 20% before any loans.

what's so hard about that? you always pump more than rm300?

i was thinking of big items unless you swipe multiple transactions at retail outlets

errrr you better read again

http://www.maybank2u.com.my/WebBank/M2C_newbenefits.pdf

So both retail and petrol (below RM300) effectively back to 6.25% on weekends