Supposedly only for local transactions but there are forummers posted before getting cash back for overseas dining. I haven't tried before, I only used MACH before in overseas and got my cash back.

Regarding the promo rebate, should be only credited in February but it's not a guaranteed cash back.

Like McD's, no signature and PIN required even slot in AmEx.

PIN & Pay is mandatory to be implemented only on 1st July. Banks require to change all cards before 1st Jan.

Yes, my experience with other merchants also the same, either PIN or signature unless I am informed by merchants that they will use PayWave then no need to input PIN or sign.

I still have one transaction which yet to be posted since Feb 2016. I used my MBB Ikhwan.
Posting depends on merchants though, I don't think it has anything to do with Maybank.

Yes, mine was RM 500, still nothing is posted yet. Gonna be a year soon.

For M2Cards Plat's CL starts from 15k, I guess that's the lowest but you may request to reduce. Try emailing instead of calling them, avoid the hassle.

Some hotels use dining MCC, probably they just use a standardised terminal from their F&B. Few hotel cases reported before.

You should receive approval or rejection email by now. Else, you can follow up with email.

This only happens if you don't have anymore unbilled transactions spending.

You can contact them via email and need to provide the necessary documents.
I just submitted mine in KLCC and the staff helped me to fill in a form.

That's all for me.

To add on, I submitted three months latest payslip. That was back in early 2015, I believe still same process.

Yes, that's all. Plus it has a shared hotline with VS which I appreciated a lot but these days, it's not picked up like the general line.

No, Maybank is very strict about it.

If can qualify ma just upgrade lo. I'm not sure about you guys but for me this is how I keep track of my "card" progress. Just for Maybank, they offered me back in 2011 when this combo was first introduced and I got their Gold card, then I was lazing around in 2014 to upgrade to Plat but still did it in early 2015. Last year was thinking if I should apply for their VS since it has a whopping AF amount, hesitated a while but since Wise revised its benefits, I was like WTH just apply for it, at least first year is free. So now I have it and can use for groceries every day.

No right and wrong actually, just do whatever you want.

Yes, need to charge it on this card to be entitled for travel insurance.

Didn't know there's a difference in term of discount but these days many cards give 7% cash back too right?

I'll check out Harvey Norman today and see if I have any TV which I'm interested in, wanna use TP to offset.

You can use AmEx to purchase MacBook online, I presume from Apple Store.
About 0% interest, I don't think so...

If you want 0% interest, you can try Epicentre. They have 0% for Maybank cards and AmEx can do 0% installment there.

Maybank's 0% BT already ended on 31st Dec. You gotta wait till next promo (if any).

This is called pre-authorised amount. It will block this amount from your credit limit, once actual amount is posted, RM 200 will bw returned to your credit limit.