Lowyat.NET -> Finance, Business and Investment House -> Credit Cards, Debit Cards, Prepaid Cards and Loyalty CardsCredit Cards Maybank Visa Signature + Barcelona Visa Signature
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 Mar 30 2021, 08:37 AM
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#1
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Probation
17 posts Joined: Dec 2020 
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Hello guys, recently just found this topic.
Anyway, I am currently holding 2 CCs from Maybank (Shopee and M2C) and interested in the Maybank Barcelona Card. When I tried to apply using M2U, they still ask for my income document. Is there any way to apply without submitting the income document, since I am existing cardholder, they must know my income status. Thank you in advance. |
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Mar 30 2021, 09:19 AM
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#2
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Probation
17 posts Joined: Dec 2020
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QUOTE(ClarenceT @ Mar 30 2021, 08:53 AM) Income requirement I have both Gold M2C and Shopee CC, the CL I got quite high CL actually (5 Digits), I tot can just simply add the FCB card in M2U lor.. Or can i just simply call them and tell I want to add FCB card? The reason I cannot submit the income document are becuz my company are closing down, all of us got retrenched M2C Gold - RM30000 M2C Platinum - RM60000 Shopee CC - RM36000 FC Barcelona VS - RM48000 All the above-mentioned CCs will share a credit line from Malayan Banking Berhad. If you have M2C Platinum, you can add FCB VS. Check with Card Centre, don't apply at M2U. If you have M2C Gold and Shopee CC, then you need to apply for a higher credit line with new income documents (>RM48000/year). I am curious why you are unwillingly to submit the Form EA/BE/B 2020 as we are filing to LHDN now.   . |
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Apr 2 2021, 08:26 AM
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#3
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Probation
17 posts Joined: Dec 2020
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QUOTE(ClarenceT @ Mar 30 2021, 10:03 AM) You want to upgrade, not add a low-end card. Ooh..i tot becuz got high CL Limit, they dont care whether upgrade or add card one..now I understand..Your BE 2020 <RM48k? if yes any other sources of income? If no, then you may pledge a FD to get the FCB VS. Thank you for your input. |
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Apr 2 2021, 08:27 AM
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#4
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Probation
17 posts Joined: Dec 2020
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QUOTE(cute_boboi @ Mar 30 2021, 10:05 AM) Not sure about nowadays, but many years back, I walked into KLCC MBB and apply for FCB as I'm existing M2U CC already. The CS check in system, and then say ok, no need submit docs. Just fill in form with just basic info and sign on the spot. Received new CC by mail in 1-2 weeks time. I can't recall reason, either my CL is high enough or spending pattern/paymaster is good. Can use old payslips? I scared they'll reject it since I only have latest Jan payslip onli In your case, you can still use monthly salary from Dec-Feb to submit, assuming is closing down and not yet closed down.   |
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