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Credit Cards Maybank Visa Signature + Barcelona Visa Signature
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frozenkid
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Apr 20 2017, 09:18 PM
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Getting Started

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Hi Guys,
I called the callcenter to confirm if the annual spending is RM30,000 for the Annual Fee Waiver. One of them said no its RM50,000 again and then when i called again another person said its RM30,000.
Anyways long story short i applied today and awaiting approval.
I asked them if insurance monthly fees counted as expenditure for the RM30,000 annual spending, they said yes it is. As long as anything charged to the card is considered. So is this true guys?
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frozenkid
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Apr 21 2017, 07:16 PM
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Getting Started

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QUOTE(fruitie @ Apr 20 2017, 10:06 PM) Yes, any retail spending. Thanks for the info!! I think i will be using it as my main card. So cool. I applied last night and submitted my document and just now at 6PM i received the sms that my card approved. lol. I don't know why i never once have problem applying for any credit card. I currently holding 3 and is 5 digit credit limit each. So i don't know how Maybank actually screen their customer to see if they eligible. Ill update on how the packaging comes etc. PS: I already have the Maybank2 card platinum. Did not find it useful especially AMEX since very limited places accept it. This post has been edited by frozenkid: Apr 21 2017, 07:17 PM
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frozenkid
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Apr 21 2017, 07:54 PM
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Getting Started

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QUOTE(fruitie @ Apr 21 2017, 07:23 PM)  Not a big issue with this card, many have this card. The packaging has nothing interesting and this card in my opinion is just a Plat level card, not worthy though I have it and will cancel when my AF is reached. Better stick to my plan for PBB VS. Yup.. i guess you are right. But its just missing the petrol cash back. If that was included then hands down it is the best signature card to apply. In my opinion the worst is HSBC. But damn Maybank for removing the Premium lounge access. lol. What I'm looking for is a card that covers my petrol cash back. The rest i don't mind getting points. The grocery cash back seems like a better option for me over dinning because i spend on groceries easily more then 700 a month. I won't be spending like that on dining. Btw how much is the cap for the PBB cash back if i may ask?
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frozenkid
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Apr 21 2017, 07:57 PM
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Getting Started

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Also did anyone here tried the concierge service?
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frozenkid
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Apr 21 2017, 09:10 PM
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Getting Started

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QUOTE(fruitie @ Apr 21 2017, 08:13 PM) RM 50 cap for PBB. I have other cards for petrol, so not an issue and I don't drive most of the time. You have to pay for it if I'm not mistaken. Anyway, please just post in one post. Oh ok. Btw the term grocery store that are accepted for cash back, I saw previous post mention that aeon is not counted. Does places like watson and guardian counted? Is there a place i get get a list of stores thats is allowed?
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frozenkid
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Apr 21 2017, 10:43 PM
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Getting Started

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QUOTE(MGM @ Apr 21 2017, 09:41 PM) Aeon supermarket is counted. Oh Really? Awesome then. Thanks. So i guess its safe to say that other place like Giant, cold storage and jaya grocer are no problem. This are the 3 main places i usually buy stuff at.
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frozenkid
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Apr 21 2017, 11:13 PM
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Getting Started

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QUOTE(adele123 @ Apr 21 2017, 10:51 PM) It is still very useful. Amex is accepted for bill payment and all major groceries. And might be a safer bet to use amex at aeon compared to vs. Aeon supermarket is not always 'grocery'. But yes, in terms of flexibility, of course everyday is better. Well currently for cash back i been using Citibank Cash back plat. So cash back for grocery will be my first. lol. Btw Amex not only troublesome to use in Malaysia but overseas also. Well at least from what i experienced. I lived in seoul last year for about 10 months. And most of the places don't accept Amex. When i pulled it out they straight shook their head. lol. But major stores do accept. Because it saved my ass one time when all my visa cards got rejected when i was trying to pay for something. My last option was the AMEX and it worked like a charm. hehe. Just saying the majority don't prefer it.
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frozenkid
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Apr 23 2017, 09:51 PM
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Getting Started

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One question. If i apply for a supp card for my wife for example. As i understand the card will appear in my Maybank2u online acc right? Or is it possible for it to show in her Maybank2u online acc as well?
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frozenkid
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Apr 25 2017, 08:41 AM
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Getting Started

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Just realized some thing. Apparently for Maybank all the cards share the same credit limit. For example if you have the Maybank2 cards platinum and Visa Signature, once you click on any of those cards in Maybank2u and see the credit limit says 20k. That 20k credit limit is for both the plat and signature. lol.
I even called the CS to confirm this.
This post has been edited by frozenkid: Apr 25 2017, 08:44 AM
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frozenkid
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Apr 25 2017, 01:18 PM
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QUOTE(laymank @ Apr 25 2017, 10:44 AM) Most banks are like that, unless stated otherwise. The same goes to your supp cards, they will be sharing principal's credit limit. however, islamic card will be having its own credit limit apart from conventional cards. Oh din know. Because my HSBC Amanah card and normal card has different credit limit. Anyways good to know. Thanks.
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frozenkid
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Apr 25 2017, 01:58 PM
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QUOTE(laymank @ Apr 25 2017, 01:54 PM) Amanah card not islamic card? It is. That's why I gave it as an example of why I thought each credit card has its own credit limit.
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frozenkid
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Apr 26 2017, 06:41 PM
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Getting Started

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"Valet Club Membership The Valet Club (TVC) is an exclusive program for Visa Signature cardholders that offers luxury and convenient valet parking service at hotspots all around PJ and Klang. It is subjected to a maximum of 3 hours per day, per location. An additional RM5 will be charged for each hour you exceed.
Just present your Maybank Visa Signature to enjoy the free valet service, limited to 400 times a month. These free valet hotspots are available at hotels, shopping malls, airports and hospitals."
I read this on ringgit plus. Did anyone try to use this service before? Or does it even exist?
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frozenkid
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Apr 27 2017, 01:25 PM
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Getting Started

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Btw does the cash back apply to the supp card as well for Petrol and groceries? I know for both cards the cap is surely shared @ RM88
and also the annual 30,000 spending is accumulated from both cards?
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frozenkid
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Apr 27 2017, 05:03 PM
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Getting Started

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QUOTE(fruitie @ Apr 27 2017, 02:39 PM) Thanks. You have been of much help.
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frozenkid
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May 3 2017, 10:54 AM
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Getting Started

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So we must call CS to enable SMS alerts?
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frozenkid
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May 3 2017, 11:07 AM
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Getting Started

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QUOTE(cybpsych @ May 3 2017, 11:04 AM) to enable, no need. but the threshold is high, so call CS to adjust the amount. I see. Ok let me give them a call now. Thanks. UPDATE: Called the CS and set the alert to RM1 which is the lowest. This post has been edited by frozenkid: May 3 2017, 11:22 AM
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frozenkid
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May 3 2017, 12:58 PM
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Getting Started

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QUOTE(tonytyk @ May 3 2017, 12:23 PM) Is this separate alert for paywave? Nope. By default SMS notification for all transaction is set at RM1k except for online transactions which is set at RM1. So you have to call and request to change all other transaction to RM1 as well.
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frozenkid
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May 8 2017, 08:51 AM
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Getting Started

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Is anyone getting the annoying repetitive email notification of the same thing from this tread?
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frozenkid
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May 18 2017, 09:02 AM
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Getting Started

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Want to ask. I have been pumping petrol using my signature. However there is no cash back. I wondering why. Anyways do you guys know when they will credit the cash back after pumping petrol? End of the statement date?
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frozenkid
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May 18 2017, 09:59 AM
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Getting Started

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QUOTE(fruitie @ May 18 2017, 09:23 AM) Following month's 1st or 2nd. Oh ok. Will wait and see then. Thank you.
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