What other purpose? Mind to share share.

Shopping, PTPTN and bills if haven't reached 1k.

anyone know how they count the number? meaning 4 supplementary card at a time?

my supplementary card gone missing, mbb will charge rm50 if i opt for replacement, what if i reapply new supplementary using same name ok?

i think i will be able to get another waiver on AF this year, as im already spend 53k from nov last year till last month using this card.

This post has been edited by Alexdino: Jun 6 2017, 04:36 PM

Cancel the card, reapply for another name.....since from 1 Jul, all transaction with PIN.
The Embossed name on card use abbreviation, example Peter Lee Kah Sing, u can ask to print "KS Lee" instead of full name.

I think need to submit NRIC or passport no. of the supplementary card right?

yes definitely need that info

Yes, bank needs IC for application. Since he feels that RM50 card replacement fee is high, he just need to submit a new application of other family members and give the card to the person he want to share.

The thing is supplementary A's card is missing. How to apply a new supplementary card again to A when IC no. is the same? The embossed name doesn't matter.

My suggestion as below:

1. A's card missing.......cancel iy
2. Use B (also family member) to apply new supp card
3. Get the new card and pass it to A continue to use......no signature, just PIN

Actually no. 3 is wrong (legally).

Yes, I understanding it is "wrong".......but if he dun wan to pay the card replacement fee......cancel the card and wait another six months as "new application" for A.

there is another method that can be tried without additional charge and legal. Ask the sup card person (maybe principal card holder also can) to call up CS and inform them that the card keep being reject at terminal, suspect the chip faulty ask them to send the replacement one. This will not cost any (if first time event and subject to CS approval)

, didnt know this, but already confirm with mbb, rm50 stay if same ic no for supplementary card, they asked me to sign new card, which i ignored, so this might my last time hitting 50k target.

I was not charged for the second year. Now third year. They charged me with the AF. 😡. Requested waiver but no waiver given so far. Already 1 week. Can we cancel this card by phone?

so far nobody got waiver if no hit RM50k for yearly spending, either cancel or meet the 50K to get waiver.

if no waiver just cancel lo, there is so many card in the market given cash back on petrol and grocery, just wait for another 3-6 months later then apply back. for the time being i just continue use it~ i think they saw my usage so low, they don't even bother to charge me AF cos scared i might cancel it right away~

i think they did calculation on the cash back u have taken from them yearly and see whether it exceed the AF or not. For e.g. if you are using exactly RM1760/month and get RM88 cash back/month, total will be RM1760*12=RM21,120, this is not qualify for their RM30k/year therefore they will charge u AF cos u have earned RM1760 over RM550. However, if you don't even get the cashback for RM550 over 12 months, which in this case will be RM45.83 cash back/month or expenses RM916.67/month or RM11k/year, they don't even bother to charge u AF as u didn't take the advantage to get back the cashback to repay the AF. That's y the first year i don't even spend more than RM10k for this card and they just don't charge the 2nd year AF. I will wait and c what happen for the 3rd year. If this continue if i spend less than RM11k, then this will support my statement.

Does 99 speed mart qualify for the 5% cash back?

Can call to cancel.

Yes as it is groceries.

Do you have other maybank credit card, says Maybank 2 card before the VS?
If I am not mistaken, when apply for additional card, Maybank will tally the anniversary date of the card with your other Maybank card.For my case, I got my VS card in Dec 2015, and Maybank issue the card follow my other card anniversary date, which is July, and as July 2016 is only 7 months, they will not charge for any annual fee. But they will do so in July 2017. I believe that is the reason why some forumers have not been charged for the 1st year.
Nevertheless, this card is really good, feel sad that I only hit the rm30k spend, but my card is old card in 2015, so will require rm50k to get the AF waiver. Might need to cancel the card in July.

This post has been edited by xyunknown: Jun 9 2017, 11:46 PM