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Credit Cards Maybank Visa Signature + Barcelona Visa Signature
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Alexdino
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Mar 6 2017, 10:51 AM
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QUOTE(AzerothJr @ Mar 5 2017, 06:04 PM) I am not sure about you but Maybank VS customer support is quite good and fast. Also comparing it to other credit cards, the number of entries you need to press before able to speak to a CS is actually quite little. If your applied for the card after may 2016 then probably your renewal date is only starting from May 2018. However there might be a bad news if you card is approved before Dec 2016 then you need to spend 50k annual to be able to request for a free AF waiver. Only card approved after Dec 2016 will get reduced AF waiver by spending only 30k. this card was given to me on oct14, so i was entitled to get first year waive on oct15, by right they will charge me on oct16 for the second year annual fee. i think my annual spending last year reaches 50k, but no black n white on the statement, but another 50k this year seem to me abit hard. This post has been edited by Alexdino: Mar 6 2017, 11:03 AM
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nxtpg
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Mar 6 2017, 05:30 PM
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QUOTE(MGM @ Mar 4 2017, 04:56 PM) Sorry. May 16.
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fruitie
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Mar 6 2017, 07:09 PM
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Rise and Shine
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QUOTE(alexis2power @ Mar 6 2017, 04:15 PM) RM250 is decent. In Singapore is only S$100 for Paywave. Yes, decent for the convenience. Just tap and I'm done.
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kian811210
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Mar 7 2017, 02:30 PM
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Getting Started

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if i use expenses online transaction for SGD, will i get 5X TP?
This post has been edited by kian811210: Mar 7 2017, 02:31 PM
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kenlui
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Mar 7 2017, 06:44 PM
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QUOTE(kian811210 @ Mar 7 2017, 02:30 PM) if i use expenses online transaction for SGD, will i get 5X TP? Yes u will, as long at the payment portal is overseas. I find this as a plus point compared to Ambank's WMC/VI which requires the card to be swiped overseas physically, online transaction is not valid.
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lilsunflower
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Mar 7 2017, 06:50 PM
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QUOTE(kenlui @ Mar 7 2017, 06:44 PM) Yes u will, as long at the payment portal is overseas. I find this as a plus point compared to Ambank's WMC/VI which requires the card to be swiped overseas physically, online transaction is not valid. Yeh - When I've exhausted my quota for online credit cards (such as CIMB CR and PBB VS), I will use my MBB VS on payment gateways like Paypal. For example, Lazada has a Paypal option (which is counted as foreign gateway), so you will get your 5x TPs even though your transaction is in RM.
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kian811210
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Mar 7 2017, 06:52 PM
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Getting Started

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QUOTE(kenlui @ Mar 7 2017, 06:44 PM) Yes u will, as long at the payment portal is overseas. I find this as a plus point compared to Ambank's WMC/VI which requires the card to be swiped overseas physically, online transaction is not valid. thx for the update
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kenlui
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Mar 7 2017, 09:37 PM
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QUOTE(lilsunflower @ Mar 7 2017, 06:50 PM) Yeh - When I've exhausted my quota for online credit cards (such as CIMB CR and PBB VS), I will use my MBB VS on payment gateways like Paypal. For example, Lazada has a Paypal option (which is counted as foreign gateway), so you will get your 5x TPs even though your transaction is in RM. Damn I didnt know this regarding the paypal portal. Thanks for the tips, made a few big purchases from Lazada and they don't accept Amex.
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fruitie
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Mar 12 2017, 02:46 PM
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Rise and Shine
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Guys, I read first page and just noticed that groceries cash back only applicable for domestic.  Looks like I brought a wrong card here. I'm in India now and I would like to buy some groceries. Any chance that I will get cash back? Just like M2Cards' dining cash back is supposedly for local transactions but people still got for overseas dining.
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chancsy
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Mar 19 2017, 01:12 PM
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New Member
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AF waived if spending 30k or 50k? I'm already few months into the second year on this card. Need to decide soon
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fruitie
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Mar 19 2017, 02:00 PM
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Rise and Shine
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QUOTE(chancsy @ Mar 19 2017, 01:12 PM) AF waived if spending 30k or 50k? I'm already few months into the second year on this card. Need to decide soon RM 30k is the revised amount.
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chancsy
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Mar 19 2017, 03:05 PM
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New Member
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QUOTE(fruitie @ Mar 19 2017, 02:00 PM) RM 30k is the revised amount. Where can I find this revision info as everywhere is starting 50k since the change from 30k few years ago ? (maybank2u, ringgitplus, imoney)
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fruitie
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Mar 19 2017, 03:32 PM
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Rise and Shine
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QUOTE(chancsy @ Mar 19 2017, 03:05 PM) Where can I find this revision info as everywhere is starting 50k since the change from 30k few years ago ? (maybank2u, ringgitplus, imoney) Huh? It's on Maybank site... http://www.maybank2u.com.my/mbb_info/m2u/p...sonal/CRD-CardsAnnual Fee Principal: RM550, FREE for the first year. Subsequent years FREE if spend a min of RM30,000 and above per annum Effective date 1 December 2016)
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lilsunflower
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Mar 19 2017, 03:56 PM
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QUOTE(fruitie @ Mar 12 2017, 02:46 PM) Guys, I read first page and just noticed that groceries cash back only applicable for domestic.  Looks like I brought a wrong card here. I'm in India now and I would like to buy some groceries. Any chance that I will get cash back? Just like M2Cards' dining cash back is supposedly for local transactions but people still got for overseas dining.  Wasn't sure about the answer to your question but did some thinking. For VS, they will probably record it as overseas transaction which is eligible for 5x TP and won't give the cashback as well. In contrast, PBB VS allows 6% cashback for overseas groceries, but no VIP points (which are quite worthless anyway).
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fruitie
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Mar 19 2017, 05:53 PM
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Rise and Shine
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QUOTE(lilsunflower @ Mar 19 2017, 03:56 PM) Wasn't sure about the answer to your question but did some thinking. For VS, they will probably record it as overseas transaction which is eligible for 5x TP and won't give the cashback as well. In contrast, PBB VS allows 6% cashback for overseas groceries, but no VIP points (which are quite worthless anyway). Yeah, I thought about the same too. Stopped using already.
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Alexdino
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Mar 19 2017, 08:49 PM
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QUOTE(chancsy @ Mar 19 2017, 01:12 PM) AF waived if spending 30k or 50k? I'm already few months into the second year on this card. Need to decide soon 30k only for those who received the card after revised, all previous owners are stucked to 50k requirement. the info got it from the helpline, but the support told me u can ask for waiver, go by case to case. This post has been edited by Alexdino: Mar 19 2017, 08:50 PM
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drbone
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Mar 19 2017, 09:58 PM
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Most likely before the anniversary, I'll cancel this card...So sad since it's a pretty good card to use even during the weekdays
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fruitie
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Mar 19 2017, 11:16 PM
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Rise and Shine
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QUOTE(Alexdino @ Mar 19 2017, 08:49 PM) 30k only for those who received the card after revised, all previous owners are stucked to 50k requirement. the info got it from the helpline, but the support told me u can ask for waiver, go by case to case. Any T&C to show it's only for those received after revision? I haven't read the T&C yet. Oh well, not like I will achieve 30K.  QUOTE(drbone @ Mar 19 2017, 09:58 PM) Most likely before the anniversary, I'll cancel this card...So sad since it's a pretty good card to use even during the weekdays Me too. No need to worry at all.
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Alexdino
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Mar 19 2017, 11:24 PM
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QUOTE(fruitie @ Mar 19 2017, 11:16 PM) Any T&C to show it's only for those received after revision? I haven't read the T&C yet. Oh well, not like I will achieve 30K.  first the support said yes, all will revised to 30k then he apologized, saying that he gave wrong information, 30k for new card holder only.
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fruitie
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Mar 19 2017, 11:29 PM
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Rise and Shine
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QUOTE(Alexdino @ Mar 19 2017, 11:24 PM) first the support said yes, all will revised to 30k then he apologized, saying that he gave wrong information, 30k for new card holder only. If I ever achieve RM 30k, I will ask them.  Now gotta ask them when is my card anniversary.
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