Welcome Guest ( Log In | Register )

13 Pages « < 10 11 12 13 >Bottom

Outline · [ Standard ] · Linear+

Credit Cards Maybank Visa Signature + Barcelona Visa Signature

views
     
SUSDavid83
post Apr 8 2019, 04:32 PM

20k VIP Club
*********
All Stars
52,874 posts

Joined: Jan 2003
Forumers here said got face problem even though your income is more than qualified.
SUSDavid83
post Apr 8 2019, 05:27 PM

20k VIP Club
*********
All Stars
52,874 posts

Joined: Jan 2003
QUOTE(kelvinlzy @ Apr 8 2019, 05:15 PM)
Just to share, my friend who holds M2C Gold of RM10K CL applied Barcelona VS yesterday at The Gardens card centre, today already received SMS saying that the card is ready to collect. She didn't even provide any income doc, just presented her IC and M2C Gold cards, as well as signing a single-page form.
*
M2C Gold and FCB VS are from the same financial entity.
It's easy to get as long as the income requirement disparity is not wide.
SUSDavid83
post Apr 8 2019, 06:04 PM

20k VIP Club
*********
All Stars
52,874 posts

Joined: Jan 2003
QUOTE(kelvinlzy @ Apr 8 2019, 05:55 PM)
No need to furnish income doc after a couple of years? She applied for higher class type card somemore. If that's the case then it's very good! Too bad I don't have any MBB card, kept rejected even though applied at 1U card centre. doh.gif
*
MBB2 Gold: RM 30k
MBB FCB VS: RM 48k
MBB2 Platinum: RM 60k

If your salary goes into MBB, no document is even required as long as your CCRIS is clean.

This post has been edited by David83: Apr 8 2019, 06:17 PM
SUSDavid83
post Apr 8 2019, 06:18 PM

20k VIP Club
*********
All Stars
52,874 posts

Joined: Jan 2003
QUOTE(ClarenceT @ Apr 8 2019, 06:09 PM)
MBB VS: RM70k - 100k
MBB FC Barcelona VS: RM48k
*
Sorry I was referring to the mid-tier card of the FCB VS
Not the high tier card MBB VS.
SUSDavid83
post Apr 16 2019, 05:29 PM

20k VIP Club
*********
All Stars
52,874 posts

Joined: Jan 2003
QUOTE(Abs0lute @ Apr 16 2019, 05:28 PM)
yeah, u will get rejected without negotiation laugh.gif

anyway, can u pls confirm that FCB Visa gives cashback for ALL purchases means like everything including petrol, grocery, online shopping, bills, etc?
*
TnC and exclusion:

user posted image
SUSDavid83
post Apr 18 2019, 05:33 PM

20k VIP Club
*********
All Stars
52,874 posts

Joined: Jan 2003
QUOTE(dragonteoh @ Apr 18 2019, 04:27 PM)
By the way, last 2 month i bought a notebook from Lazada via Maybank Installment 6 Month (on lazada website).
I receive full cash back on that month (the 1st month)... is that consider Easypay or ?
*
EzPay.
SUSDavid83
post Apr 18 2019, 07:24 PM

20k VIP Club
*********
All Stars
52,874 posts

Joined: Jan 2003
QUOTE(ClarenceT @ Apr 18 2019, 07:10 PM)
If you intend to spend on Bigpay/Boost only, reload a few minutes (to be reconfirmed by testers in May) before 1/6 12am, you should get 10% rebate on RM500 top-up (max CB for June is RM50). IMO, top up RM500 on 31/5 night or RM2500 in June to get CB RM50 is not really a big deal, the savings is only RM4 (assume RM6 cost to withdraw RM3000).

I will find some places not using Maybank card machines (avoid Bigpay, Boost, Shopee, PaymentGalaxy, Parkson, Aeon, Petronas, Shell, Watsons) to spend on 31/5 (anytime, not restricted to the last few minutes of the day), the transactions will be posted in June (CB RM50 for spending RM500 on 31/5).
Another reminder... Top up RM9500 till 30/5, otherwise no spare quota for you to top-up on 31/5 night.
*
RM 9500? blink.gif
SUSDavid83
post Apr 26 2019, 08:49 PM

20k VIP Club
*********
All Stars
52,874 posts

Joined: Jan 2003
QUOTE(sl3ge @ Apr 26 2019, 08:42 PM)
Hi guys,
i saw website mbb visa signature need 70k income.
if near to 70k but not yet is it ok? (like 6xk)
(and the salary every month is bankin to mbb)

And the amount 70000/12=5833 per month.
the 5833 is not yet deduct epf right?

Thanks
*
If your pay shows that your monthly drawing salary is above RM 5833, the high chance you can get it.
Some said that MBB is strict with income requirement and only considering basic salary as the income requirement.

Income requirement is only one of the criteria; there're other criteria such as repayment history, DSR and credit utilization.
SUSDavid83
post Apr 27 2019, 07:57 PM

20k VIP Club
*********
All Stars
52,874 posts

Joined: Jan 2003
QUOTE(BRY7 @ Apr 27 2019, 07:56 PM)
Just to clarify, the 10% for May and August is capped at RM100 per month or both months?
*
Per month.
SUSDavid83
post Apr 30 2019, 05:22 PM

20k VIP Club
*********
All Stars
52,874 posts

Joined: Jan 2003
QUOTE(frozz@holic @ Apr 30 2019, 05:21 PM)
QUOTE

» Click to show Spoiler - click again to hide... «


FPX transaction to service provider

so if;

- pay through m2u using fc visa sig to maxis/telekom/tnb/unifi = no CB
- pay using the physical card at their center = got CB

this true?
*
Have you ever used FPX service first/before?
Do you know what is FPX platform?

This post has been edited by David83: Apr 30 2019, 05:24 PM
SUSDavid83
post Apr 30 2019, 07:32 PM

20k VIP Club
*********
All Stars
52,874 posts

Joined: Jan 2003
QUOTE(frozz@holic @ Apr 30 2019, 07:27 PM)
I may have used it before and i dont even know i did (not everyone are familiar with bank's lingo)
you can come down of your horse and enlighten peeps here ... i would not have posted if i know.
thanks.
thanks I know about that, just that would like to know if pay through m2u will there be CB ?
you know there are moments where otc and their portal is down and you urgently need to pay.
*
Go be a good lad to make a trial payment (without have to commit to the payment) in M2U Bill Payment and see if M2U will lead/divert to FPX platform.
You'll know the answer by then.

This post has been edited by David83: Apr 30 2019, 07:41 PM
SUSDavid83
post May 2 2019, 10:05 PM

20k VIP Club
*********
All Stars
52,874 posts

Joined: Jan 2003
QUOTE(piausuk @ May 2 2019, 10:04 PM)
hi expert, i'm just kena SST RM 25 for the month of April 2019. I have 50K TP (collected from AMEX), but when i called CS, they said cannot use TP to waive for the SST charged to FCB card as TP only can use to redeem for the card which earn TP. Kindly advise, is it true? should i walk to branch?
*
Yes, it's true.
SUSDavid83
post May 6 2019, 08:29 PM

20k VIP Club
*********
All Stars
52,874 posts

Joined: Jan 2003
QUOTE(Reventon @ May 6 2019, 08:28 PM)
They issue the card on the spot as well right ? Thanks fruitie.
*
Within the day itself; few hours later IIRC.

This post has been edited by David83: May 6 2019, 08:29 PM
SUSDavid83
post May 7 2019, 10:00 AM

20k VIP Club
*********
All Stars
52,874 posts

Joined: Jan 2003
QUOTE(anakMY @ May 7 2019, 09:59 AM)
Is there a specific MCC code for utilities and gov bodies?
*
Yes, Maybank usually uses MCC.
SUSDavid83
post May 7 2019, 10:02 AM

20k VIP Club
*********
All Stars
52,874 posts

Joined: Jan 2003
QUOTE(Devil4life @ May 7 2019, 10:02 AM)
Thanks for the notice. Can top up to BigPay and pay for those 2 categories if really need to then in future.

Just to confirm MBPJ/DBKL assessment is under government services right?
*
YES
SUSDavid83
post May 7 2019, 10:19 AM

20k VIP Club
*********
All Stars
52,874 posts

Joined: Jan 2003
QUOTE(TrinitySoul0903 @ May 7 2019, 10:16 AM)
i just worry will change T&C in future if many ppl top up by using bigpay and boost...
*
Those will be in the exclusion on next revision.
SUSDavid83
post May 7 2019, 11:03 AM

20k VIP Club
*********
All Stars
52,874 posts

Joined: Jan 2003
QUOTE(kslian @ May 7 2019, 11:02 AM)
Yeah, looks like my TNB will kena. Will prob need to restructure my payments a bit.

Thks for the tips on manually paying my Unifi via boost, but I usually like to keep things as simple and automated as possible. As of now, my combo on CTB, FCB, Amex, VS, Boost, TNG, Fave is already half confusing me.

My Fave is linked to Amex, so is my boost. TNG is with my CTB since they are now stricter on AFW hence the need to clock some spend there. VS is purely for groceries/petrol. Amex for weekends.

My usage priority is usually
1) Boost or Fave
2) Amex

TNG, CTB, VS comes in when the two options above are not applicable.

Auto debits all into FCB.

In general, I get RM50 CB on each of the 3 MBB cards monthly.
*
What is CTB?
SUSDavid83
post May 7 2019, 11:25 AM

20k VIP Club
*********
All Stars
52,874 posts

Joined: Jan 2003
QUOTE(ClarenceT @ May 7 2019, 11:23 AM)
citi lah.
*
I thought Coffee Bean (CTBL)
SUSDavid83
post May 8 2019, 07:05 AM

20k VIP Club
*********
All Stars
52,874 posts

Joined: Jan 2003
QUOTE(xXwasabiXx @ May 8 2019, 04:57 AM)
how about maintenance/sinking bill... considered utilities or not?
*
Nice catch.
My mistake of replying while working! blush.gif
SUSDavid83
post May 8 2019, 09:07 AM

20k VIP Club
*********
All Stars
52,874 posts

Joined: Jan 2003
QUOTE(MGM @ May 8 2019, 09:06 AM)
You meant 2/6/19?
*
The revision is only effective starting 1st June.
So will only confirm on 2/7/19

13 Pages « < 10 11 12 13 >Top
 

Change to:
| Lo-Fi Version
0.3245sec    0.21    7 queries    GZIP Disabled
Time is now: 3rd December 2025 - 06:49 AM