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Credit Cards Maybank Visa Signature + Barcelona Visa Signature

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rapple
post Sep 20 2018, 03:32 PM

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QUOTE(perplexedstill @ Sep 20 2018, 03:30 PM)
Hi guys, what is the average time for you to receive the card after submit documents?
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If existing MBB credit card holder, within a week.

New customer, probably in 2 weeks time.
rapple
post Sep 20 2018, 03:46 PM

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QUOTE(koala225 @ Sep 20 2018, 03:37 PM)
apply at 1u card canter u can get it within few hour.
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Bro, not everyone lives in KL. doh.gif
rapple
post Dec 17 2018, 07:45 PM

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QUOTE(spreeeee @ Dec 17 2018, 07:39 PM)
Wechatpay top up eligible for cash back?
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Wechat dont have option to use credit card to topup
rapple
post Jan 17 2020, 10:25 PM

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He really has too much self entitlement just for paying loan and credit card on time. Most people who have a sense of financial responsibility does that. You dont get any privileges for paying on time because that's the borrower responsibility.
rapple
post Jan 18 2020, 08:16 AM

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QUOTE(LostAndFound @ Jan 18 2020, 07:12 AM)
That's definitely not true. You get a relative privilege compared to those who DON'T pay on time in terms of application.

Not a guarantee of course, and previous posts have talked about possible reasons why still can be rejected. But to say that paying on time is not worth anything in application for credit is just false.
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Why compare those who is irresponsible on their finances? So that you would feel more privileged?

Privileged means special rights.. I dont see anything so privileged because paying on time is the basic requirements.

If one cant even get the basic right, why would anyone consider offering their credit facility to this person.
rapple
post Jan 19 2020, 08:54 AM

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QUOTE(LostAndFound @ Jan 19 2020, 07:15 AM)
So.... you believe all CC facility are only offered to those who pay on time? And that banks who actually offer this facility to those who don't pay on time are somehow stupid/misguided?

rclxms.gif must be nice to be so sure
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What I believed is irrelevant to you.

I am not working in a bank so you must ask those who approve/reject a credit facility whether there are stupid/misguided..

Since you are so PRIVILEGED, I really respect. Bank must be bowing to you to take their credit facility whistling.gif




rapple
post Jul 11 2020, 09:50 AM

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QUOTE(raptar_eric @ Jul 11 2020, 09:40 AM)
just called in to cancel the card.. enjoyed it while it last... guess nothing lasts forever sad.gif
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Yes. Just did the same luckily didn't make any payment this month with this card so I can ask them to waive the service tax dated 30 Jun..

The troublesome thing is i have to switch all my insurance auto debit to the shoppe card..
rapple
post Jul 11 2020, 10:34 AM

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QUOTE(Human Nature @ Jul 11 2020, 10:08 AM)
For those who are cancelling, remember to tell them to reason ya
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They don't even ask for the reason.
rapple
post Jul 11 2020, 05:58 PM

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QUOTE(BRY7 @ Jul 11 2020, 04:21 PM)
What are the benefits for insurance payment on shopee card?
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no choice

this is the only card i have that gets any kind of points for it..

Axxa/HLA/Manulife

amex - they don't take it

quantuam master - always fully utilize

quantum visa - to waive the card at their office is just too time costly and im not sure whether theres the wave & pin terminal..

This post has been edited by rapple: Jul 11 2020, 05:58 PM
rapple
post Jul 11 2020, 06:12 PM

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QUOTE(BRY7 @ Jul 11 2020, 06:05 PM)
so we get shopee points for insurance transactions?
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Transactions for utilities, education, EzyPay and insurance will earn 1X TreatsPoint and No TreatsPoints will be awarded for spend on
government bodies, any reloads on e-wallets, payment via JomPAY and FPX.
rapple
post Jul 11 2020, 08:15 PM

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QUOTE(zenquix @ Jul 11 2020, 06:27 PM)
at this rate FCB is still better for pure insurance payments since 1x TP != 1%
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Yea but I'm not willing to pay for the service tax since I have the shopee card..

And my household insurance adds up is less than 4000 a year..

And that's included my car insurance as well as my home content insurance ..
rapple
post Jul 12 2020, 03:35 PM

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QUOTE(BRY7 @ Jul 12 2020, 02:54 PM)
RM40 better than 4000TP right?
unless you have other expenses that gives more benefit using shopee card
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MBB it's the fastest and easiest to get card approval when you already is their existing cardholder.

Since you keep asking, i checked their FAQ again and I saw this:

"Transactions for utilities, education, EzyPay and insurance will earn 1X Maybank Shopee Coin/ TreatsPoints"

Guess what my average payment for TNB is at least 3k a month..
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