Yes, that is the problem. I using paywave to pay Rm1xx and no receive sms, I told the CS like this. Then CS reply me that 1k bla bla bla, and said that is merchant setting problem. I ask her again, she said that is not Maybank problem, she cant do anything.

paywave is only applicable to transaction of RM250 AND BELOW.... 1K ? is the matter of you can wave or not dy... lol

you can set the alert from bank. it is the alert from bank that you have made a transaction with this card.

Is either the CS is not competent... or maybank applying something new again....

I m using FCB card paywave function to pay at caltex, Sushi king and Aeon Jusco today.
I did not received any SMS alert from maybank.
So I called CS just now, the CS told me cant set/change the SMS alert to Rm1.
She told me the paywave alert is depend on the merchant, example if merchant set the limit to RM1k, and I only spend RM200, I cant received SMS alert. Is that true?

I was already having more than 10k when I got the generic VS years ago but once they approved it, they increased the limit to 20k.

ya, FCB VS 8k.... and i think the generic VS is 10k

that's approved credit limit

Bro, will you do any time testing?
I lazy to do 😅

if i swipe for car insurance no problem right ? i read the terms but still worried (((((

Glad they didn't update to include Bigpay in the exclusion lol
Now can just swipe 1 time for Bigpay and take my time to spend with BP or just withdraw all...

since no more cashback to pay TNB in the weekend... what are the alternative?

shall we settle TNB with AMEX on weekdays then, for the x5 treatpoints only.

I just reloaded BigPay from Barcelona yesterday 4+pm. Still haven't shown on M2U yet.

My spending on 31st May 1151pm got posted on 31st may itself sigh... I thought anytime after 1150pm is ok.

What is the spending on?

Yeah I missed it too sad

too bad i over sleep , wake up at 12.08am

looks like setel apps taking longer time to be posted

Hi, how do you top up Touch n Go ewallet? Via apps?

Use credit card to top up. Better if your credit card offers cash back.

where and how did you check the posting date?

No need to top up Boost / Bigpay on 31/8/19 (after 11:30pm).

I'm wondering topping up GrabPay with Maybank cc through PayPal can get CB/TP anot... since they will record as PayPal, not e-wallet

If top up bigpay card, still can get rebate?

😕

https://www.maybank2u.com.my/maybank2u/mala...rds-wallet.page?

I have pressed for the CS to provide me with a list, and this is the official list which will be excluded from receiving TP/MR/Cashback.

For now they have identified these as E-wallets.

GrabPay Network Sdn Bhd

TNG Digital Sdn Bhd

Alipay (Lazada Wallet Topup)

Measat - Astro Pay

Boost - Axiata Digital

BIGPAY

It was mentioned that they will from time to time add to this list, this is accurate as of now (as of 20th June 2019).

Appreciate it if we could refrain from directly discussing other wallets in this thread

everyone going to use it for insurance and telco payment starting august 

Want to understand better since you might know more.

For my understanding, for banks including Maybank, their profit remains the same as they charge the same merchant rate whether it's eWallet top up or other retail transaction.

It's the eWallets that takes the lose as they absorb the Merchant rate when we top up with credit card and they also do special promotions like shake rewards, bigpoints, etc.

So, from my point of view, it's the eWallets that are losing money and in the future, less rewards will be given to make their business more sustainable.

A customer holding Maybank Barcelona may spend 800 a month and earn rm16. Maybank earns the merchant rate (which is less, let's put it at 1% for ease of counting which means they earn rm8)

That same customer who has and uses BigPay now will definitely spend 2.5k a month (remainder on BigPay reload) and earn rm50 from Maybank. Maybank earns rm25 from merchant rate. They lose more.

Maybank makes back profit from things like late payment and other fees. All of which depends on organic (real) spending, which would justify the losses they incur by giving the cashback. Spending on BigPay doesn't give them the same benefit since it just gets withdrawn as cash which can pay back the CC bill, and it's not even to a partner of MBB (e.g. those exclusive dining bills etc) which would help offset .

I understand 10% == May + Aug

How is it Jun + Sep ?

Can u elaborate ? or show an example ? Thank you

Geting the timing right you could get RM300 with the 10% CB

Banks are required to give us how many days notice when amending the T&C?

Normal snail post. Approved 2 weeks ago, till today still Tak dapat.