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Credit Cards Maybank Visa Signature + Barcelona Visa Signature

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SUSDavid83
post Mar 4 2019, 06:21 PM

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QUOTE(tadashi987 @ Mar 4 2019, 06:14 PM)
I am holding gold, but i just changed my job and got increment (which fulfill the minimum income requirement), I only has 1 month EPF statement, i think not enough for the application right? since they ask for 3 month epf statement

Cant wait to get the FCB card haha  drool.gif
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Usually they ask for latest EPF or 3-months pay slip.
SUSDavid83
post Mar 11 2019, 08:48 AM

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QUOTE(yongs90 @ Mar 11 2019, 08:44 AM)
Maybank FC Barcelona Visa Signature
cashback on every 1st of the month?
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Yes.
You'll see it on your M2U ledger on 2nd.
SUSDavid83
post Mar 11 2019, 08:08 PM

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QUOTE(NaGeNaZ @ Mar 11 2019, 08:06 PM)
Question, my VISA Singnature does not come with the “ Visa Paywave “ written however it has the wireless signal logo on the card. Find it odd because the card does not look like what shown in the internet.
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Got logo means it supports.
SUSDavid83
post Mar 12 2019, 03:02 PM

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QUOTE(guy3288 @ Mar 12 2019, 02:59 PM)
Received Barcelona card 0 day campaign CB RM100
but i cant recall what contest i joined for that..
anyone  can recall.?
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Should be this one: https://www.maybank2u.com.my/mbb_info/m2u/p.../PRO-Promotions
SUSDavid83
post Mar 12 2019, 08:12 PM

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QUOTE(Kcee @ Mar 12 2019, 08:06 PM)
Can you enlightened me on the benefits of using Shopee to pay your credit card debt?
Is the seller trustworthy? Worth the risk?
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Earn points and/or cash back.
SUSDavid83
post Mar 12 2019, 09:05 PM

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QUOTE(Kcee @ Mar 12 2019, 09:05 PM)
I see, now it makes sense. Since it was mentioned in this thread, whereby FCB VS only earn 2% these
few months, I was scratching my head thinking of plausible  reason to use that kind of service.
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When people talking about Shopee, obviously there could be better card than FCB VS.
SUSDavid83
post Mar 22 2019, 11:44 PM

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QUOTE(BlackG @ Mar 22 2019, 11:39 PM)
any booth out there for registration? im from penang/kedah region
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Sometimes they do open at Queensbay basement floor.
Or Tesco E-gate near to the self checkout counters.
SUSDavid83
post Mar 23 2019, 08:56 AM

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QUOTE(jalenr @ Mar 23 2019, 08:51 AM)
hi all stupid question. My income currently is below the required 48k, is it possible to apply for barcelona based on my FD or will they only consider income?

Thanks
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If your EA form can prove that amount or more than that, you can apply. They may ask for supplementary document like EPF.

MBB is pretty strict on income requirement.
SUSDavid83
post Apr 1 2019, 04:57 PM

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QUOTE(perplexedstill @ Apr 1 2019, 04:55 PM)
I still not get cashback for both cards for March, anyone same?
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Online ledger will be updated tomorrow
SUSDavid83
post Apr 1 2019, 05:16 PM

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QUOTE(cybpsych @ Apr 1 2019, 05:13 PM)
crediting time and viewable in m2u is two different thing
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I already knew he's asking for March spending.

SUSDavid83
post Apr 2 2019, 10:44 AM

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QUOTE(spreeeee @ Apr 2 2019, 10:42 AM)
understood EzyPay Plus and Maybank Ezypay is not granted for cash back, but the instalment payment is initiated by merchant, so is it eligible for cash back?
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Ezypay == initiated by merchant
Ezypay plus == initiated by you and ask CS to do the conversion after sales

This post has been edited by David83: Apr 2 2019, 10:45 AM
SUSDavid83
post Apr 2 2019, 10:27 PM

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QUOTE(leootan @ Apr 2 2019, 10:25 PM)
Yup. EzyPay is entitled for cashback. Own experience for last month, purposely swipe on Saturday, 5k, and go for instalment, so supposed will get max cashback which is RM 50. But then today check my account, not RM 50, made a call to CS, and said get back to me soon.

Voila, get back to me about 3 hours later, stated that i shall get the full RM 50 cash back, and will be credited to me in few working days for the lacking amount.

P/s: after further asking, CS said that Ezpay no X5 point huh? So i will get 5k points in stead of 25k points... dry.gif
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Are you talking about MBB2 AMEX?
This is MBB VS and MBB FCB VS thread.
Even though it's MBB cards but readers may get confused. rclxub.gif
SUSDavid83
post Apr 3 2019, 06:44 PM

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QUOTE(BlackG @ Apr 3 2019, 06:42 PM)
Does insurance payment got cash back??
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What does the exclusion say?

user posted image
SUSDavid83
post Apr 4 2019, 10:18 AM

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Card Centre is definitely faster.
Success rate is subjective due to individual credit evaluation/assessment.

This post has been edited by David83: Apr 4 2019, 10:18 AM
SUSDavid83
post Apr 4 2019, 10:31 AM

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QUOTE(ClarenceT @ Apr 4 2019, 10:29 AM)
For existing CC holders (especially M2 Platinum/Premier), if credit limit > RM7000, BE 2018 > RM48k, if you send application to Maybank Card Centre at 1U/Gardens or via Email, success rate is nearly 100%.

Don't use M2U card application, I was too confident and rejected by the A.I. Robot. Then I emailed my application to Card Centre for review, got approved with CL increased by 50%.  rclxub.gif
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Please!
I don't wish to remind you my old stories.
SUSDavid83
post Apr 4 2019, 10:43 AM

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QUOTE(ClarenceT @ Apr 4 2019, 10:39 AM)
You were a Maybank Islamic customer, not Maybank Conventional.
Now you quit Maybank Islamic, good!
Good time to apply new CCs at Maybank Conventional... You will get M2+FCB.
Good luck! Let me remind you, May (10% RM100) is coming, don't hesitate.
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Even though I was on MBB Islamic, my credit limit at the time of appeal had been reduced from RM 12k to RM 2k only.
And at that time, I have significant AUM with MBB and yet, I still failed to get the crap MBB FCB VS with annual income of < RM 60k.

This post has been edited by David83: Apr 4 2019, 10:44 AM
SUSDavid83
post Apr 4 2019, 10:48 AM

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QUOTE(fruitie @ Apr 4 2019, 10:46 AM)
Crap? In which sense? Anyway, MBB is famous for rejection. Some get while some don't, not sure how they assess.
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You offended? Delete my post as you wished.


SUSDavid83
post Apr 4 2019, 10:51 AM

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QUOTE(fruitie @ Apr 4 2019, 10:50 AM)
Just because you can't get it and you call it crap. Bravo. Such great behavior from an Elite tag holder.
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It's one of the above average cards in the market but not the BEST card in the market.
If you have the problem with the ELITE tag also, file to forum owner to get it remove as well.
I didn't ask for it.

This post has been edited by David83: Apr 4 2019, 10:54 AM
SUSDavid83
post Apr 4 2019, 11:30 AM

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QUOTE(shadow_walker @ Apr 4 2019, 11:26 AM)
if u holding m2 platinum/premier confirm approved for FCB VS. if walkin at card centre is easier. just produce your m2 PLAT/PREMIER...signed 1 form and settle edi. saves time also compared to normal application.
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You're no wrong at all!
If you're holding a higher tier card from the same financial entity, it's very simple to add another lower tier card.
No need to even submit any income documents.

This post has been edited by David83: Apr 4 2019, 11:36 AM
SUSDavid83
post Apr 5 2019, 05:24 AM

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QUOTE(qu3vax @ Apr 4 2019, 11:31 PM)
i wonder apply for higher card like M2Premier without any supporting doc is judged by the CL or previous income doc?
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If your last applied MBB card is few months back, you'll be likely being triggered for submitting income document to re-evaluation since it's a higher tiered card by the way.

Do note that M2P minimum annual income is RM120k
M2Kard AMEX Platinum needs only RM 60k while MBB VS needs up to RM 100k

This post has been edited by David83: Apr 5 2019, 05:28 AM

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