But I’ve never see b4 GPay option on Shopee when I use web before. Only starting yesterday I saw it. GPay always pop up only when I want to enter my CC details but never I see an option from our local ecomm website. Plus, that button is made by Shopee itself. It’s not “coded” in by Chrome or Google.

Yeah, that means Shopee is just utilising Google Pay as another payment option la, a payment gateway option which probably exists in other countries prior (Singapore for example) which they are rolling it out to other parts of South East Asia.

If you pay for Google Services here in Malaysia, you already use Google Pay. So not much excitement for that LOL.

This post has been edited by Mavik: Dec 9 2021, 11:52 AM

Yeah, i got a feeling such thing will repeat

I also feel the same; hope they are able to rollout soon

This is what Creep previously mentioned

We wanted the entire chain but the feedback from them wasn’t positive. So maybe 1 outlet at the building only lor..

The showstopper is actually at b*m. We are treating it like a card but they treat it like an e-wallet with transaction limit, so a lot of back and forth emails.

Is it possible bxm not approve the Apple Pay then the whole Apple Pay project cancel?

Why was the feedback not so positive, test terminals often fail to approve transaction, coffee chain cashier uninformed how NFC payments work?

Shouldn’t Apple Pay be not so different from Samsung Pay; which they approved years ago. Why B*M don’t know how NFC payments work?

So many questions, very few answers. Please update us once they respond.

Apple pay should be the same as paywave which is contactless payment. There must be a certain limit you can use per transaction

Probably just talk cock?😂
Paywave also has default limit of rm250 max per transaction. Nothing new. Apple pay should fall under same category which is contactless payment.

Who said ewallet has limit? I just paid almost rm7k bought an espresso machine last Friday using touch n go ewallet

Why apple pay should have limit? Apple pay is just a middle man that let you store your physical card. Any limit is not with your own card? Are you the 1 from b*m that confuse yourself?

Then why paywave has regulation to limit max amount per transaction? Isn't it physical card??🤷‍♀️

Apple pay, g pay, samsung pay are just a mobile version of paywave which is NFC contactless payment. So should fall under same regulation as any NFC contactless payment 🤷‍♀️
Contactless payment max limit is universal. Not only in malaysia

This post has been edited by faizalmzain: Dec 11 2021, 10:58 AM

Wait I’m confuse, i thought paywave work even above rm250. Just need to enter PIN after you tap the card. I remember post about samsung pay where they pay rm1k and it work with no issues.

So any form of paywave, below rm250 no pin, above rm250 require pin.

https://support.apple.com/en-us/HT207435


Care to read? It is card issuer, dont simply assume

It all depends on the issuing bank for the card that sets the limit and as a consumer, you can change those limits on your internet banking. So yes, different people can have different limits in terms of Paywave amounts. I do agree with you, that from a regulatory side of things, it would fall under NFC contactless payment.

Usually, when it comes to Bank Negara, the main key issues would be how do you manage risk, fraud and prevent the bank's customers from getting fleeced, taken advantage or any type of fraud. It all boils down to having how you explain to Bank Negara in totally (this is me having sat in a full day audit with Bank Negara on one of the platforms and systems in the past).

If you need to enter pin then it's no longer a contactless payment

Usually when that happens, what the industry calls it is a step-up authentication. Based on many surveys done, a lot of customers prefer a step-up authentication especially for higher amounts of payment. Hence there exist a limit in which one can wave and the total wave limit per annum (all you need to do is to use your PIN once to refresh this amount). All these are usually configurable based on the bank you use to suit your needs.

In Malaysia, our contactless payment is not even really contactless. I bet 99% of the outlets you visited, you/cashier literally asked you to put ur card on the terminal. If you pass your card to the cashier, sometimes even they forcefully tap your card on the terminal until the card bends. Gets on my nerve everytime when I see that because they are literally bending our cards and "hurting" the card. Anyways, yeah, we aint really "contactless".

Here's where it gets interesting. PBB looks like this. As long you wave (regardless pin entry or not), it's still considered as a contactless payment. I cannot speak for other banks/cards but mostly, it will be the same logic. At most, they will label it differently for the end user (for instance, 'pin entry'). If you realise, if we do put our card into the machine and enter pin, it will be labeled as "chip entry".

Yes. Exactly! Some I ask to wave, they insist to cucuk. But listen to you, wave and pin if over 250.

Already mid dec, any updates to share?
bxm obstacles already resolved?

Dont pushy pushy la, it is out of his control, creep launch tomorrow?😂