just apply Mastercard.
APPLE PAY IN MALAYSIA, Official arrives in Malaysia! Aug 2022!
APPLE PAY IN MALAYSIA, Official arrives in Malaysia! Aug 2022!
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Jan 8 2023, 02:33 PM
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#41
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Junior Member
74 posts Joined: Jul 2022 |
just apply Mastercard.
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Jan 10 2023, 08:55 PM
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#42
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Junior Member
74 posts Joined: Jul 2022 |
come on la...hsbc debit still not supporting.cry liao liberty0480 liked this post
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Jan 11 2023, 05:06 PM
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#43
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Junior Member
74 posts Joined: Jul 2022 |
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Jan 11 2023, 10:25 PM
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#44
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74 posts Joined: Jul 2022 |
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Jan 16 2023, 11:12 PM
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#45
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Junior Member
74 posts Joined: Jul 2022 |
QUOTE(andrewtho @ Jan 16 2023, 02:42 PM) For retail transactions, Apple Pay = standard credit card / debit card method - which is NFC. terminal accept ≠ store/ management let to useSo whether or not the outlet 'accepts' or not, as long as it's a new credit card terminal that allows NFC or PayWave function, it is by default that it will work with Apple Pay. |
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Jan 17 2023, 10:44 AM
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#46
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Junior Member
74 posts Joined: Jul 2022 |
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Jan 17 2023, 09:12 PM
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#47
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Junior Member
74 posts Joined: Jul 2022 |
just hoping more bank support debit, not only credit card.
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Jan 20 2023, 12:17 PM
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#48
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74 posts Joined: Jul 2022 |
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Jan 21 2023, 05:19 PM
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#49
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74 posts Joined: Jul 2022 |
QUOTE(liberty0480 @ Jan 20 2023, 01:07 PM) Agree on the above. So far all issuers except one opted to only offer Apple Pay to Credit Card users. But I don’t get it is why other country most of their bank do support debit card, but not in Malaysia. EG. Singapore’s HSBC. It zit not enough people use ap in Malaysia?I suppose this may have something to do with the economics of allowing Apple Pay (IIRC rumour has it that for Credit Cards the fee to issuer is ~0.15% whereas for Debit Cards it might be a fixed fee). With a relatively low and decreasing Card Interchange (CC: ~0.5%, DC/PC: varies by amount but overall ~0.1%) percentage for banks, the fee they have to pay to Apple is significant. I have no inside info but I reckon Maybank might be making nothing or even a loss for allowing Apple Pay for Debit Card users. However, I still hope that BigPay will support Apple Pay soon so that I don’t have to carry 1 extra card while travelling. |
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Jan 21 2023, 10:58 PM
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#50
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Junior Member
74 posts Joined: Jul 2022 |
QUOTE(Kadaj @ Jan 21 2023, 10:34 PM) Maybe many cheapskate here? Conclusion: touch n go is shit and monopoly. wondering why government didn’t say anythingI had been to London, 99% of the time I can pay with card. Their bus, train system even can accept visa & mastercard. So the society accept card like cash. But you see many merchants here ask for cash only and you can't use visa & mastercard to pay for bus or toll. |
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Jan 22 2023, 10:24 AM
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#51
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74 posts Joined: Jul 2022 |
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Jan 22 2023, 12:07 PM
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#52
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Junior Member
74 posts Joined: Jul 2022 |
QUOTE(kaspersky-fan @ Jan 22 2023, 11:44 AM) I just recalled I added HSBC debit card before just to test 1/2 yrs back and it works but that was for card issued in Singapore. No reason why Msia debit cards not allowed if this has been successfully implemented in Singapore Yea, most of the bank if they support ap, they also support dc |
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Jan 22 2023, 03:01 PM
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#53
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Junior Member
74 posts Joined: Jul 2022 |
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Jan 23 2023, 02:37 PM
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#54
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Junior Member
74 posts Joined: Jul 2022 |
QUOTE(liberty0480 @ Jan 23 2023, 02:00 AM) Totally agree on the above!!! Ya, I also won’t bring physical card after adding into Apple Pay.IIRC, some banks have done either one or even both of the following: 1. Have increased or is increasing the Contactless per transaction limit from RM250 to RM1,000. 2. Removed cumulative Contactless limit (so... basically you can tap till you hit your credit limit I suppose?). The above 2 reasons are why I have made a decision to not bring the physical card out with me anymore once I have enrolled them into Apple Pay. At least Apple Pay would require biometrics authentication before payment as compared to no authentication in a phsical contactless card. liberty0480 liked this post
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Jan 25 2023, 06:41 PM
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#55
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Junior Member
74 posts Joined: Jul 2022 |
QUOTE(liberty0480 @ Jan 25 2023, 03:05 AM) Couldn’t use Apple Pay (Visa) at one of the Korean convenience store chain. Maybe only pin and chip?.cause they want the store have Korea vibe?don’t see any paywave logo thoughThe error message when the transaction failed IIRC was “Timed Out [Error Code]” and the terminal is a “Plug n Play” branded terminal that looks similar to the one below: ![]() The store-keeper asked if I had a physical card beforehand and advised that Apple Pay may take a lot longer to go through. I am wondering if it’s a connection issue that has caused the “Time-Out” (affecting all card transactions) or did the store managed to “ban” all mobile contactless payments. This post has been edited by pauper21: Jan 25 2023, 06:42 PM |
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Jan 26 2023, 05:31 PM
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#56
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74 posts Joined: Jul 2022 |
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Jan 27 2023, 08:49 PM
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#57
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74 posts Joined: Jul 2022 |
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Jan 31 2023, 09:23 PM
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#58
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74 posts Joined: Jul 2022 |
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Feb 2 2023, 05:12 PM
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#59
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Junior Member
74 posts Joined: Jul 2022 |
Yea, now can alr
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Feb 2 2023, 11:57 PM
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#60
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74 posts Joined: Jul 2022 |
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