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 APPLE PAY IN MALAYSIA, Official arrives in Malaysia! Aug 2022!

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pauper21
post Jan 8 2023, 02:33 PM

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just apply Mastercard.
pauper21
post Jan 10 2023, 08:55 PM

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come on la...hsbc debit still not supporting.cry liao
pauper21
post Jan 11 2023, 05:06 PM

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QUOTE(blissd @ Jan 11 2023, 04:44 PM)
Let's hope it's a glitch...  nod.gif
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Shoppe blocked visa for Apple Pay, but still can use master and Amex. Not sure for google pay.
pauper21
post Jan 11 2023, 10:25 PM

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QUOTE(blissd @ Jan 11 2023, 07:58 PM)
Ahh no wonder, but even my Mastercard did not appear.. in fact, the whole option disappeared. But glad to know the maintenance is happening  blush.gif
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Yea, I just realize
pauper21
post Jan 16 2023, 11:12 PM

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QUOTE(andrewtho @ Jan 16 2023, 02:42 PM)
For retail transactions, Apple Pay = standard credit card / debit card method - which is NFC.

So whether or not the outlet 'accepts' or not, as long as it's a new credit card terminal that allows NFC or PayWave function, it is by default that it will work with Apple Pay.
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terminal accept ≠ store/ management let to use
pauper21
post Jan 17 2023, 10:44 AM

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QUOTE(Barricade @ Jan 17 2023, 09:17 AM)
that's why i always tell them "wave" then when the terminal is ready just tap my phone/watch. never had any problem or say cannot use. don't tell the cashier "apple pay"
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Yea, same
pauper21
post Jan 17 2023, 09:12 PM

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just hoping more bank support debit, not only credit card.
pauper21
post Jan 20 2023, 12:17 PM

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QUOTE(yenchenje @ Jan 17 2023, 09:38 PM)
Apparently Touch N Go prepaid is finally launching, hoping that they’ll allow it to be added to AP but considering their track record.. :/
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Nah, they won’t. Don’t think about it
pauper21
post Jan 21 2023, 05:19 PM

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QUOTE(liberty0480 @ Jan 20 2023, 01:07 PM)
Agree on the above. So far all issuers except one opted to only  offer Apple Pay to Credit Card users.

I suppose this may have something to do with the economics of allowing Apple Pay (IIRC rumour has it that for Credit Cards the fee to issuer is ~0.15% whereas for Debit Cards it might be a fixed fee). With a relatively low and decreasing Card Interchange (CC: ~0.5%, DC/PC: varies by amount but overall ~0.1%) percentage for banks, the fee they have to pay to Apple is significant. I have no inside info but I reckon Maybank might be making nothing or even a loss for allowing Apple Pay for Debit Card users.

However, I still hope that BigPay will support Apple Pay soon so that I don’t have to carry 1 extra card while travelling.
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But I don’t get it is why other country most of their bank do support debit card, but not in Malaysia. EG. Singapore’s HSBC. It zit not enough people use ap in Malaysia?
pauper21
post Jan 21 2023, 10:58 PM

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QUOTE(Kadaj @ Jan 21 2023, 10:34 PM)
Maybe many cheapskate here?

I had been to London, 99% of the time I can pay with card. Their bus, train system even can accept visa & mastercard.
So the society accept card like cash.

But you see many merchants here ask for cash only and you can't use visa & mastercard to pay for bus or toll.
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Conclusion: touch n go is shit and monopoly. wondering why government didn’t say anything
pauper21
post Jan 22 2023, 10:24 AM

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QUOTE(kaspersky-fan @ Jan 22 2023, 03:23 AM)
It worked for me few days back. Try again maybe? Seems to be only for credit cards.

user posted image
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Yea, HSBC only CC.
pauper21
post Jan 22 2023, 12:07 PM

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QUOTE(kaspersky-fan @ Jan 22 2023, 11:44 AM)
I just recalled I added HSBC debit card before just to test 1/2 yrs back and it works but that was for card issued in Singapore. No reason why Msia debit cards not allowed if this has been successfully implemented in Singapore
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Yea, most of the bank if they support ap, they also support dc
pauper21
post Jan 22 2023, 03:01 PM

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QUOTE(splinter @ Jan 22 2023, 02:10 PM)
So far is it safe to use Apple Pay? In term on security strength. Nowadays too many fraud/cons cases, bit scare on too convenient payment method.
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at least safer than paywave.
pauper21
post Jan 23 2023, 02:37 PM

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QUOTE(liberty0480 @ Jan 23 2023, 02:00 AM)
Totally agree on the above!!!

IIRC, some banks have done either one or even both of the following:
1. Have increased or is increasing the Contactless per transaction limit from RM250 to RM1,000.
2. Removed cumulative Contactless limit (so... basically you can tap till you hit your credit limit I suppose?).

The above 2 reasons are why I have made a decision to not bring the physical card out with me anymore once I have enrolled them into Apple Pay. At least Apple Pay would require biometrics authentication before payment as compared to no authentication in a phsical contactless card.
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Ya, I also won’t bring physical card after adding into Apple Pay.
pauper21
post Jan 25 2023, 06:41 PM

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QUOTE(liberty0480 @ Jan 25 2023, 03:05 AM)
Couldn’t use Apple Pay (Visa) at one of the Korean convenience store chain.

The error message when the transaction failed IIRC was “Timed Out [Error Code]” and the terminal is a “Plug n Play” branded terminal that looks similar to the one below:
user posted image

The store-keeper asked if I had a physical card beforehand and advised that Apple Pay may take a lot longer to go through. I am wondering if it’s a connection issue that has caused the “Time-Out” (affecting all card transactions) or did the store managed to “ban” all mobile contactless payments.
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Maybe only pin and chip?.cause they want the store have Korea vibe?don’t see any paywave logo though

This post has been edited by pauper21: Jan 25 2023, 06:42 PM
pauper21
post Jan 26 2023, 05:31 PM

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QUOTE(Sam Leong @ Sep 8 2022, 10:28 AM)
so far so good with Apple Pay in Thailand
McD and 7-11 work with MAE
Just for 7-11 the transaction history not work again and i need to re-enable the transaction history to sync
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Maybank Apple pay only can Thailand? I get declined multiple times

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pauper21
post Jan 27 2023, 08:49 PM

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QUOTE(BuKeYi @ Jan 27 2023, 09:26 AM)
Did you enable for oversea transaction?
Maybe call Maybank for clarify.
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Physical card can
pauper21
post Jan 31 2023, 09:23 PM

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QUOTE(PoisonSoul @ Jan 31 2023, 08:52 PM)
AP is available already as per checked right now for normal Shopee purchases.
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Sadly not for Visa’s user
user posted image
pauper21
post Feb 2 2023, 05:12 PM

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Yea, now can alr
pauper21
post Feb 2 2023, 11:57 PM

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QUOTE(Sam Leong @ Feb 2 2023, 06:41 PM)
Seems like Shopee MY re-enable the support for VISA card , but only local card and not foreign card
user posted image
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I also have the qnb card. hehe cool2.gif

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