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lankutu
post Jan 31 2007, 11:48 AM


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Nak tanya ler..kalau nama kita kene blacklist ngan bank..ada cara lain tak nak buat personal loan..
takmo ngan ceti..hehehe...any idea..tq
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sentro2020
post Jan 31 2007, 11:50 AM


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from proper licensed money lender ...

i also lookin for one actually ... but i need proper n legal money lender that recomended ... any of u guys can recomend ?
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lankutu
post Jan 31 2007, 11:51 AM


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which proper licensed money lender?
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Winfeel
post Jan 31 2007, 12:02 PM


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QUOTE(lankutu @ Jan 31 2007, 11:48 AM)
Nak tanya ler..kalau nama kita kene blacklist ngan bank..ada cara lain tak nak buat personal loan..
takmo ngan ceti..hehehe...any idea..tq
*
Ada,
Cara terbaik adalah pinjam kawan perempuan,kalau dia tak punya duit...pinjam dengan saudaranya dll.

Haha. laugh.gif
Oh yah,kua tak pernah dan tak ingin mau begitu .
Bersyukurlah icon_rolleyes.gif
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Winfeel
post Jan 31 2007, 12:05 PM


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QUOTE(sentro2020 @ Jan 31 2007, 11:50 AM)
from proper licensed money lender ...

i also lookin for one actually ... but i need proper n legal money lender that recomended ... any of u guys can recomend ?
*
The best is from bank personal loan and not by bank credit card.
Bank PS for
[1] Alliance is around 8.99% per annum at flat rate.
[2] Std chartered bank is around 14.25% per annum at a reducing rate.

Credit card interest may vary from 1.0 to 1.5 % per month. sweat.gif
have a nice day icon_rolleyes.gif

This post has been edited by Winfeel: Jan 31 2007, 12:07 PM
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lankutu
post Jan 31 2007, 12:07 PM


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QUOTE(Winfeel @ Jan 31 2007, 12:05 PM)
The best is from bank personal and not by bank credit card.
Bank PS  for
[1] Alliance is around 8.99% per annum at flat rate.
[2] Std chartered bank is around 14.25% per annum at a reducing rate.

Credit may vary from 1.0 to 1.5 % per month. sweat.gif
have a nice day  icon_rolleyes.gif
*
when u have blacklist..susah skit mau apply...how to lari dari blacklist..ada dengar org bole buat walaupun ur name blacklist..

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Winfeel
post Jan 31 2007, 12:14 PM


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QUOTE(lankutu @ Jan 31 2007, 12:07 PM)
when u have blacklist..susah skit mau apply...how to lari dari blacklist..ada dengar org bole buat walaupun ur name blacklist..
*
Kawan, sorry yah. sweat.gif
Saya bantu replied untuk orang yang tanya soalan ini tongue.gif

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kunyit_kampung
post Jan 31 2007, 12:17 PM


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QUOTE(Winfeel @ Jan 31 2007, 12:14 PM)
Kawan, sorry yah. sweat.gif
Saya bantu replied untuk orang yang tanya soalan ini  tongue.gif
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yup u can make loan even ur name are blacklisted,u can make loan with ambank but only goverment servent maaa......
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lankutu
post Jan 31 2007, 12:19 PM


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QUOTE(kunyit_kampung @ Jan 31 2007, 12:17 PM)
yup u can make loan even ur name are blacklisted,u can make loan with ambank but only goverment servent maaa......
*
hmm..how about swasta..hayoo.....swasta susah la skang...mau bikin loan pon susah...

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mucklampir
post Jan 31 2007, 12:58 PM


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QUOTE(Winfeel @ Jan 31 2007, 12:05 PM)
The best is from bank personal loan and not by bank credit card.
Bank PS  for
[1] Alliance is around 8.99% per annum at flat rate.
[2] Std chartered bank is around 14.25% per annum at a reducing rate.

Credit card interest may vary from 1.0 to 1.5 % per month. sweat.gif
have a nice day  icon_rolleyes.gif
*
wow 8.99%. very cheap? how to apply?
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binary
post Jan 31 2007, 01:04 PM


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Try apply at MBSB. I heard they can help for those who black listed by Bank Negara.
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lankutu
post Jan 31 2007, 02:09 PM


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QUOTE(binary @ Jan 31 2007, 01:04 PM)
Try apply at MBSB. I heard they can help for those who black listed by Bank Negara.
*
MBSB = ?..
got contact no aaaa....
tq

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Winfeel
post Jan 31 2007, 04:46 PM


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QUOTE(mucklampir @ Jan 31 2007, 12:58 PM)
wow 8.99%. very cheap? how to apply?
*
Really ler.Me got applied already. tongue.gif
If u want I PM the agent tel to u ya wink.gif
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lankutu
post Jan 31 2007, 04:56 PM


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QUOTE(Winfeel @ Jan 31 2007, 04:46 PM)
Really ler.Me got applied already. tongue.gif
If u want I PM the agent tel to u ya  wink.gif
*
pm me plz...tq
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Winfeel
post Jan 31 2007, 05:03 PM


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QUOTE(Winfeel @ Jan 31 2007, 12:05 PM)
The best is from bank personal loan and not by bank credit card.
Bank PS  for
[1] Alliance is around 8.99% per annum at flat rate.
[2] Std chartered bank is around 14.25% per annum at a reducing rate.

Credit card interest may vary from 1.0 to 1.5 % per month. sweat.gif
have a nice day  icon_rolleyes.gif
*
QUOTE(mucklampir @ Jan 31 2007, 12:58 PM)
wow 8.99%. very cheap? how to apply?
*
QUOTE(Winfeel @ Jan 31 2007, 04:46 PM)
Really ler.Me got applied already. tongue.gif
If u want I PM the agent tel to u ya  wink.gif
*
I was replying to mucklampir quote.Hope u dun get confuse notworthy.gif
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hanalolu
post Feb 1 2007, 01:01 AM


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QUOTE(mucklampir @ Jan 31 2007, 12:58 PM)
wow 8.99%. very cheap? how to apply?
*
Hi fren,

The interest calculation goes differently againts flat rate and reducing balance.
In the easiest way to compare both interest rate, take % of flat rate times 2 may equal to the rate of reducing balance. For example,

8.99% FR x 2 = 18% RB

In this case, 8.99% FR was charging higher interest than 14.25% RB.

Correct me if I am wrong.
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Winfeel
post Feb 1 2007, 12:32 PM


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QUOTE(hanalolu @ Feb 1 2007, 01:01 AM)
Hi fren,

The interest calculation goes differently againts flat rate and reducing balance.
In the easiest way to compare both interest rate, take % of flat rate times 2 may equal to the rate of reducing balance. For example,

8.99% FR x 2 = 18% RB

In this case, 8.99% FR was charging higher interest than 14.25% RB.

Correct me if I am wrong.
*
Okay.I see the point .I have a question here .
Does 14.25% RB is consider for 2 years ? Sorry,I am not really understand.Can u present more clearly.Newbie here tongue.gif

This post has been edited by Winfeel: Feb 1 2007, 12:32 PM
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jAs0N-.-"
post Feb 1 2007, 02:45 PM


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QUOTE(mucklampir @ Jan 31 2007, 12:58 PM)
wow 8.99%. very cheap? how to apply?
*
drool.gif if u need help in internal...i may try to give a hand... if not mistaken my friend still a team lead in the personal loan department..
pm me la thumbup.gif


Added on February 1, 2007, 2:47 pmMBSB stand for what ?
really may proceed for those who black listed?

This post has been edited by jAs0N-.-": Feb 1 2007, 02:47 PM
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sentro2020
post Feb 1 2007, 02:50 PM


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any loan runner that can kautim loan pls let us know here ^^
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Winfeel
post Feb 1 2007, 02:56 PM


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QUOTE(jAs0N-.-" @ Feb 1 2007, 02:45 PM)
drool.gif if u need help in internal...i may try to give a hand... if not mistaken my friend still a team lead in the personal loan department..
pm me la thumbup.gif


Added on February 1, 2007, 2:47 pmMBSB stand for what ?
really may proceed for those who black listed?
*
OIC.
U PM me to get the contact eh...haha.Gave u already icon_rolleyes.gif
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[PIMPIN]
post Feb 1 2007, 02:57 PM


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MBSB is malaysian building society berhad

anyways, can try CIMB Xpress for small personal loans. Dunno abt blacklisted but for others who want loans under 50k, go the legit route. Minimal reqds and less headache.
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lankutu
post Feb 1 2007, 11:27 PM


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tq for ur info smile.gif
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jAs0N-.-"
post Feb 2 2007, 12:43 AM


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MBSB really may proceed with those who under black listed people?

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lankutu
post Feb 7 2007, 01:20 PM


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any update?
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hickups
post Feb 10 2007, 10:08 PM


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y are u blacklisted?
never pay ur loan?
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amenlo9
post Feb 10 2007, 11:33 PM


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QUOTE([PIMPIN] @ Feb 1 2007, 02:57 PM)
MBSB is malaysian building society berhad

anyways, can try CIMB Xpress for small personal loans. Dunno abt blacklisted but for others who want loans under 50k, go the legit route. Minimal reqds and less headache.
*
any more info about this CIMB Xpress loan?
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Devilc0de
post Feb 10 2007, 11:37 PM


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QUOTE(amenlo9 @ Feb 10 2007, 11:33 PM)
any more info about this CIMB Xpress loan?
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check it ==> http://www.cimbbank.com.my/import/xpress/xpress2.html but personally i dont recommended.. super high interest sweat.gif
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isis
post Feb 27 2007, 10:42 AM


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actually, now i myself am looking for help.

i've tried 2 banks and both were rejected...i believe the main reason is cuz of my unpayed credit card. That's the main reason i want a loan... wanna get my bills payed off!

anybody got contacts for legal money lending firms? really need some help here sad.gif
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Downloader
post Feb 28 2007, 03:49 PM


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Blacklisted in CTOS & CCRIS sorry ler, dun think any bank can help your to approve any banking facility. that's why Ah Loong will be the last alternative source. Even goverment already warn not to take loan from them but some still proceed. Good Luck
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alqa
post Mar 2 2007, 06:29 PM


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try check with bank rakyat... if your company (even swasta) is already registered with them and in their list, you can still apply for personal loan there.. all they need is copies of your payslip and maybe a guarantor among your officemate (same company)...

otherwise you have to contact credit management or advisory service (cant remember the actual name of this new unit) in bank negara.. their function is to help malaysians to manage their debts... by providing advices and also help you restructure your debts by arranging for special bailout loans from their panel of banks... heard about this last year... never tried it myself though.
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noriezatini
post Mar 8 2010, 04:34 PM


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QUOTE(Winfeel @ Feb 1 2007, 02:56 PM)
OIC.
U PM me to get the contact  eh...haha.Gave u already  icon_rolleyes.gif
*
Can give me the contact number too?
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