QUOTE(fantasy1989 @ Sep 28 2016, 10:22 AM)
Updated first pageCTOS - Personal Credit Report, Has anybody bought the report?
CTOS - Personal Credit Report, Has anybody bought the report?
|
Sep 28 2016, 10:39 AM
|
Senior Member
5,909 posts Joined: Jan 2006 From: 06.02.58.44.23.08.03 |
|
|
Sep 28 2016, 10:44 AM
|
Senior Member
1,670 posts Joined: Jan 2003 From: Toilet Helping Staff |
QUOTE(StupidGuyPlayComp @ Sep 28 2016, 10:18 AM) Does the free report given by CTOS every year include CTOS Score?No. The free report only shows basic credit information. We encourage you to buy MyCTOS Score report as it will contain your detailed credit information, which includes Banking Payment History (CCRIS & DCHEQs) and score. This is from the FAQ |
|
Sep 28 2016, 10:47 AM
|
Senior Member
4,319 posts Joined: Jan 2007 From: Johor Bahru |
QUOTE(fantasy1989 @ Sep 28 2016, 10:22 AM) Need to register first:https://ctosid.ctos.com.my/ctosid_new/SimpleRegister Takes about 2`3 days to activate. Whatever it is, dun forget the password. |
|
Sep 28 2016, 10:49 AM
|
Junior Member
479 posts Joined: Sep 2009 |
If I have the time to go to kiosk will defenitely do it.
This method much more easier for me. Duduk rumah, click click and get report. |
|
Sep 28 2016, 10:54 AM
|
Junior Member
122 posts Joined: Jul 2012 |
my report ready. They emailed me just now.
|
|
Sep 28 2016, 10:56 AM
|
Senior Member
1,670 posts Joined: Jan 2003 From: Toilet Helping Staff |
|
|
Sep 28 2016, 10:56 AM
|
Junior Member
449 posts Joined: Nov 2007 |
QUOTE(azbro @ Sep 28 2016, 09:21 AM) Yes you are right ok, that's a cruel reality But you have to travel there, find a parking space, walk all the way to the kiosk, then you get the know the kiosk all not operating, line up at the receptionist, register your name, wait for your turn, then get the report. QUOTE(Crovoseas @ Sep 28 2016, 09:31 AM) Bought one before ar rm10. I poorfag. Nothing much show on the report. oh? thanks. the kiosk is located outside? can get on weekends right.2 entrance/exit. Find the one farther distance to ktm/lrt one. Park/stop ur car opposite the road outside bank negara entrance/exit, there's a bus/taxi stand. The building where the kiosk is located is just right side after guard house. Few kiosks in the building. I done the whole process less than 10 mins, start counting when step out from car. Just bring ic. Better if someone wait in car. |
|
Sep 28 2016, 10:59 AM
|
Junior Member
234 posts Joined: May 2013 |
https://www.mycreditinfo.com.my/
full ccris with credit scoring, rm10 for the plus report. now everything online. no need waste time travel anymore. their verification quite fast, with full supporting doc, within a day or 2 can get the full report This post has been edited by one punch man: Sep 28 2016, 11:00 AM |
|
Sep 28 2016, 10:59 AM
|
Junior Member
38 posts Joined: Dec 2006 |
I got mine from RAMCI @ https://www.mycreditinfo.com.my/ for RM10.
Report contains: RAMCI i-Score (Credit Score) Banking Information (CCRIS) Skim Potongan Gaji Angkasa (SPGA), PTPTN Trade References (Non-Banking Info) Litigation History and more. ** Similar to CTOS |
|
Sep 28 2016, 11:00 AM
|
Junior Member
122 posts Joined: Jul 2012 |
|
|
Sep 28 2016, 11:02 AM
|
Senior Member
1,523 posts Joined: Jan 2003 From: Kedah Khap Khoun Khap (4K) |
you can request CCRIS report delivered to your email like i used to do last time.
Just fill in & provide the following document and then scan email to BNM. Credit Report Request Form (CRR); Loan Declaration Form; A clear photocopy of your MyKad (both sides); and Any combination of two other documents (with your name and address stated clearly on each copy) from the following: Driving license; Utility bills such as water bill, electricity bill, telephone bill or ASTRO bill; Bank account statement; Credit card statement; or EPF statement. i got it within 2 weeks though. |
|
Sep 28 2016, 11:07 AM
|
Senior Member
6,491 posts Joined: Jan 2003 From: Zion |
QUOTE(azbro @ Sep 28 2016, 08:30 AM) Last year I bought mine in April this year for RM10 during promotion period If you are looking at it just for fun, yes RM25 for paper is expensive. But if u phobia someone misuse your identity or u intend to keep your business rep good, then RM25 is good investment.The free one is CTOS report only, the paid one includes CTOS and CCRIS. So I no need to Bank Negara for CCRIS. Not sure the latest one. Wow..now its RM25, I'll wait when they have offer of RM10 again...I hope they will still have it...but I think RM25 is too much. |
|
Sep 28 2016, 11:15 AM
|
Senior Member
1,494 posts Joined: Feb 2013 |
every june and december u will receive free reports.
pay rm20/25 to receive updated report as per the date you pay for it. this piece of paper you may include it for your next house loan, car loan, etc whatever loans to support your application. |
|
Sep 28 2016, 11:16 AM
|
Senior Member
1,670 posts Joined: Jan 2003 From: Toilet Helping Staff |
|
|
Sep 28 2016, 11:26 AM
|
Senior Member
1,022 posts Joined: Dec 2011 |
People just dont realize that it is not the dispute eg P1 or your gym centrr or your mispayment for few days.
It is the financial that matters, fix deposit and cash flow. Try put few hundreds thousands in FD and you will see strange call from bank offering personal loan 20k, what a joke. You see sometimes it is not about dispute unless you have bad ccriss. You have good monthly income and good saving, the bank looks no further and definitelt not some stupid dispute like gym or telco. |
|
Sep 28 2016, 11:36 AM
|
All Stars
14,990 posts Joined: Jan 2003 |
QUOTE(takr @ Sep 28 2016, 10:59 AM) I got mine from RAMCI @ https://www.mycreditinfo.com.my/ for RM10. All the banks use CTOS.. so it's not like RAMCI is even relevant Report contains: RAMCI i-Score (Credit Score) Banking Information (CCRIS) Skim Potongan Gaji Angkasa (SPGA), PTPTN Trade References (Non-Banking Info) Litigation History and more. ** Similar to CTOS |
|
Sep 28 2016, 11:41 AM
|
Senior Member
1,108 posts Joined: Jan 2003 |
QUOTE(Zaryl @ Sep 28 2016, 11:02 AM) you can request CCRIS report delivered to your email like i used to do last time. can tell where to download those forms and what email address to email to?Just fill in & provide the following document and then scan email to BNM. Credit Report Request Form (CRR); Loan Declaration Form; A clear photocopy of your MyKad (both sides); and Any combination of two other documents (with your name and address stated clearly on each copy) from the following: Driving license; Utility bills such as water bill, electricity bill, telephone bill or ASTRO bill; Bank account statement; Credit card statement; or EPF statement. i got it within 2 weeks though. |
|
Sep 28 2016, 11:47 AM
|
Senior Member
1,275 posts Joined: Nov 2007 |
|
|
Sep 28 2016, 11:49 AM
|
Senior Member
1,670 posts Joined: Jan 2003 From: Toilet Helping Staff |
|
|
Sep 28 2016, 11:49 AM
|
Junior Member
50 posts Joined: Oct 2014 |
|
Bump Topic Add ReplyOptions New Topic |
Change to: | 0.0159sec
0.42
6 queries
GZIP Disabled
Time is now: 29th March 2024 - 10:27 PM |