SME Business Loans, Procedure...
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 Aug 20 2011, 10:54 AM
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#1
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All Stars
14,899 posts Joined: Apr 2005 From: Kuala Lumpur & Selangor  
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QUOTE(Escaflowne5455 @ Aug 20 2011, 12:54 AM) I want to start a business. Is it's hard to get a business loan from SME?? Does SME need to see our Bank Statement?? It is If i manage to get the loan, how much does they will loan to me?? I am a bumi but mix.  Maybe you can try government grant? This post has been edited by Icehart: Aug 20 2011, 10:55 AM |
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Sep 22 2011, 07:13 PM
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#2
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14,899 posts Joined: Apr 2005 From: Kuala Lumpur & Selangor
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QUOTE(lye @ Aug 20 2011, 11:05 AM) government grant? Tough luck applying for government grant. The chances of success is very low. I think the best way is to turn to your family, relatives or friends in the end to generate capital.Is it still available for applying?? I believe it's all closed...govr NO $$$ oredi...we have try since 2008...they mentioned NO MORE... |
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Aug 6 2012, 12:35 PM
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#3
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14,899 posts Joined: Apr 2005 From: Kuala Lumpur & Selangor
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QUOTE(newce @ Aug 6 2012, 10:45 AM) SME bank is advertised that the loan is offer for new business , but the condition is your company need to establish 2 to 3 yrs without any lose, do you think this is fulfill as " new business " ? Yes, these are considered new business. Don't confuse yourself with new business and business start-up  |
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Jan 31 2013, 03:33 PM
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#4
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14,899 posts Joined: Apr 2005 From: Kuala Lumpur & Selangor
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QUOTE(Jackshit @ Jan 31 2013, 11:48 AM) its sad to hear that SME is so based on racial preferences. where is the fairness? and not all Bumis have the actual mind to run a business. out of 10. oni 2-3 will survive. I've heard alot of this shit happening. why cant SME divert the loan to be given to more capable entrepreneurs? What do you mean by racial preferences?Banks look at your credit profile as well as history, business nature and then decide from there. Skin color is never a criteria or a factor. |
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