I switched out from those EQ UT that I wanted to drop into Bond funds first. But I only did that to EQ that is currently in the red. The rest in green I no touch first until I see red then only switch out. Yesterday did one intra-switch and tonight one inter-switch. That inter-switch one is not exactly in the red but since it is a very small sum so I taruk lor. Wanted to buy into Libra Asnita Bond fund fast fast.