My guess is RE listed equities are property companies.
But you may want to confirm with FSM.

This post has been edited by river.sand: Sep 29 2016, 09:06 AM

I thought you top up when 1-year return is below your long term IRR?
You told us so, didn't you?

For a start, do you have EPF?
If you do, then bond fund in your portfolio is probably not essential. EPF has similar returns and also has low volatility.
Yes, I know Pinky will talk about EPF 'smoothing up' returns. In any case, substantial portion of EPF investment is in fixed income.


http://www.thestar.com.my/business/busines...hackle-the-epf/

Secondly, how old are you and what are your investment objectives?
If you are 28, and you invest for retirement, then take higher risk.
The longer your investment horizon, the less relevant Std-Dev becomes.

Bond funds have been giving returns which match those of equity funds lately. This is because investors dump stocks and pour money in bonds, thereby pushing up the bond prices. But don't expect bond returns to stay high forever.

This post has been edited by river.sand: Oct 5 2016, 01:57 PM

Yes, I should say returns, which include both price appreciation and interest payments.

Short term, indeed it is collective opinion of the participants which determines the price movements. (In another thread, I explain how investors' confidence in US index funds leads to those indexes outperform actively managed funds.)

Long term, if price increase is not backed by value, it will lead to bubble.

Regarding China...

http://www.cnbc.com/2016/03/27/chinas-pens...ly-reports.html

But I am sure investors, in anticipation of the pension fund's foray into stock market, have already put in their money months ago. So if you plan to buy China funds now, it could be a bit late.

Start counting from the day you realized you were on the wrong path.

Some people suggest we move discussion to FB or WhatsApp. But I believe these two options don't have page number for navigation. (Long time never use FB, I may be wrong.)

kimyee73 ™ indicators

By the time you realize a major storm has arrived, the market is already down 10%.

There are thousands of full time investors/traders out there. These people study news every hour. When there are good news, they buy; when there are bad news, they sell.

If you are part timer, you can't beat them to action. Even if you can, it's going to be very stressful.

East Spring Investment Small Cap
How about 'kap cai'?

I am also pretty new to UTF investment, so let's learn together.

From the table, even though the fund underperformed the index for 5 years, the returns were still very good.

I pointed out elsewhere, certain indexes are probably bubbles waiting to burst. See attachment...

In any case, if you can't buy a corresponding index fund, maybe TA Global Tech is an acceptable alternative.





Attached thumbnail(s)

Index funds which are popular.
But I am just guessing lah...
Read post 1518. US has been in bull market for years, and that's why index funds perform well.

December is just two months away.
I believe all investors/traders have already considered this factor in their recent transactions. When the announcement is actually made, ringgit probably won't drop further.

Somewhere I read:
On average, there is one recession every 8 years.

With that in mind, ideally we should use 10-year data, which would include data from a recession.

Then again, many funds are less than 10 years old...

er... it may be better to invest in firms which employs technology rather than firms which sell technology.

Technology helps a firm cut cost or improve efficiency. Tech providers can go bust anytime due to competition.

No.
Assuming nobody buy/sell after IPO. Stock price goes up 20%. Everyone gains.

Let's consider a case with buy/sell...

A & B bought a stock at IPO price of 1.00.
A later sold the stock to C for 1.10.
The stock price dropped to 0.95. Panic of the drop, C 'cut loss' and sold the stock to D.
After the company reported good results, the stock price jumped to 1.20.

A - gain 0.10
B - gain 0.20
C - loss 0.15
D - gain 0.25
overall - gain 0.40

Overall is loss, but it's still not zero sum game. I never said it must be positive.
You google for historic price of Berkshire Hathaway. Don't say every thing which has gone up must come down. Yes, short term, this stock had ups and downs. But long term, it has been all the way up.
(This stock has never had split, so it's easy to see the point.)

Btw, ethical issue not withstanding, I am not against forex trading, so don't be too sensitive. My aunt's husband is a professional commodity trader, and he is very rich.
But, as a part timer and somewhat risk aversive, I will stick to the more passive way.

Gold is another issue...