For me purpose is jumping into UT is because it's not as high risk as shares since we have FM to do the hardwork for us. And I want my money to work harder to stay on top of inflation and of course beat the FD rates. Haha. Sighhh but right now my portfolio return isn't that great. But I have heard it's normal for portfolio that is only about 1 year to not have much visible gain. Needs time and opportunity to build the momentum. Is that correct?

Anyways, I firmly believe 3 year is the minimum how long you should preserve a fund. For me I am trying my best to go beyond that to 7 years since I am heavy on Equity with high risk.

Saturday (reminder) lesson from Pinky:

Comparison with benchmark

Evaluation of a fund against its benchmark is a meaningless exercise if you do not have access or the means to invest in the benchmark yourself.

So long as the fund performed commendably against its PEERS that you have access to and it fits your long-term investment agenda, it is a good fund.

Hi everyone,

I am trying to compare CIMB Global Titans with TA Global Technology. While TA GTF has outperformed its peers rather consistently but it was under-performing its benchmark. While CIMB Global Titan's performance is slightly below TA GTF but it has outperformed its benchmark consistently. Now I am confused as to which would deemed to be a healthier fund to invest in? Sharpe ratio and volatility wise both aren't too far off each other.

Although choosing TA GTF would means not more overlapping to Japan and Malaysia equities market which I have already covered with my other funds rather heavily. And choosing to stay with CIMB Global Titans would have said overlapping effect but it also means I have some footing in Europe as well, which is good. 

This is not going to be easy isn't it?   Lol

EQ (Asia ex-Japan) = 20%:-
8% CIMB-Principal Asia Pacific Dynamic Income Fund
12% RHB Asian Income Fund

The target here is returns. Every one got their own strategy. All roads lead to Rome. It's just a matter of which one arrive faster. But will look into it and see which one is better for me.  There's the DCA way and the trading way.

sharing article

Deutsche Bank: Bond Investors Are About to Get Crushed as a New Global Cycle Kicks Off

http://www.bloomberg.com/news/articles/201...cycle-kicks-off

EQ 75% / FI 25%

Bond = 25%:-
17% Libra ASnita Bond
8% Eastspring Investment Bond Fund

EQ (Malaysia) = 30%:-
15% Eastspring Investments Small-Cap Fund
15% Kenanga Growth Fund

EQ (Asia ex-Japan) = 20%:-
8% CIMB-Principal Asia Pacific Dynamic Income Fund
12% RHB Asian Income Fund

EQ (Global) = 17%:-
17% CIMB-Principal Global Titans Fund

EQ (Single Country: India) = 8%:-
8% Manulife India Equity Fund

Looks OK. At least you have got the basic asset allocation theory right.

Xuzen

Fixed Income
Libra Asnita Bond Fund 11% (ROI: 4.5%)
RHB Asian Total Return Fund 9% (ROI: 13%)

Balanced (Asia ex Jap)
RHB Asian Income Fund 8% (ROI: 1.2%)

Equity(Global)
Aberdeen Islamic World Equity Fund 8% (ROI: 2.8%)
TA Global Tech Fund 9% (ROI: 9%)

Equity (Asia ex Jap)
CIMB Asia Pacific Dynamic Income 17% (ROI: 5.4%)

Equity (Developed Market)
CIMB Global Titans Fund 14% (ROI: 1.75%)

Equity (Malaysia)
Eastspring Investment Small-Cap 15% (ROI: 6.3%)

Equity (Single country)
Manulife India Equity 9% (ROI: 7.4%)

Also invested in KGF via PRS & EPF.

.......... since early of 2015, been doing DCA on & off.
Can any sifu please comment on m portfolio? Anything to add into my portfolio?

Hi Sifus, how much credit points can be earn for intra switch from equity to money market? Does fund supermart got penalty for switching within certain period?

Hi all, recently I started to invest in the funds below through RSP:

Kenanga Growth Fund (12.5%)
Eastspring Investments Small-Cap Fund (12.5%)
Affin Hwang Select Asia (Ex Japan) Quantum Fund (12.5%)
AmAsia Pacific REITs - Class B (MYR) (25%)
CIMB-Principal Asia Pacific Dynamic Income Fund - MYR (25%)
RHB Asian Income Fund (12.5%)

If I want to diversify my portfolio in global or developed market, would Aladdin and Titanic funds good options?

Or is it good to venture into grater china and india/indonesia region UT?

Any other suggestions are welcome for input and discussions

Anyone intend to top up today?

In that case, would it be wise to invest in both since aladdin (islamic) moves around globally and titanic (conventional) for developed market that my existing portfolio didnt touch much on them? You are now 100% in Asia Pac region.......(abt 35% in M'sia)....yes go global and GTF for some concentration, but beware of overlapping weightage in US after having them both.

Actually what i want to say is "greater china or india or indonesia" 
Is it better to invest separately (cimb greater china + manulife india + indenoasia fund?) or just cimb china-india-indon?

I am planning to do all of the above via RSP 

Was looking through RHB Asian Income Fund's Allocation and came across the drawn part.

What does this hedges means to the allocation?

funny how they are so many trolls around most forum subtopics now. non serious problems in serious sections, talking about UT also get reported.

....FSM sales fee now at 0.57%. ..... pinjam ...... to raise money.

Use the money to buy a low risk rating balanced fund at 0.57% fees. Later intra switch to a bond fund with the same fund house. Voila! You have a few hundred thousand credit points to play with.

No. His idea IS workable.

........ Anyway, my earlier posting about borrowing from Ah Long, etc. to obtain the FSM credit points is meant as a tongue in cheek statement. I am sure the forumers here understood that.