ASB LOAN, /k expert please kambing help 
Sep 3 2016, 03:59 PM
QUOTE(hirano @ Sep 2 2016, 08:56 PM)
Rule#34. Dont pay loan with another loan. You gain nothing at all. Might even rugi.
Well not entirely. If u have a house, and refinance it to cover those bad debts like hire purchase la personal loan la cc la u might end up with more savings/month. If you do it correctly of course.QUOTE(lagenda @ Sep 2 2016, 11:52 PM)
this is why i didn't take asb loan. and this 600/month will count as liability or not if we want take house/car loan?
because some said asb loan count as profit?
and yeah with inflation i don't think 100k in 25 years will be same value with 100k now
Will count as liability as it shows in CCRIS but then after 1 yr can count as additional income.because some said asb loan count as profit?
and yeah with inflation i don't think 100k in 25 years will be same value with 100k now
As for epf, yang mana boleh withdraw to pay off things I suggest just withdraw la. As you said 100k now in epf might not have the same value as in future.
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