I dunno about Malaysia but here in Singapore, there are 2 panels when u click "send money"

It will default to "ONLINE PURCHASES" and anyone who uses this panel will kena the 3.5% + USD0.50 charge. The good thing about using this option is that all payments are covered so if seller decides to play punk and not send u item/s, u can file a claim.



The one that does not charge any fees is the second tab "PERSONAL PAYMENTS". This column will be free of the 3.5% charge IF the sender sends funds from his balance, NOT from credit/debit card.



One way to rectify the fees (OR should I say collect back ur fees) is to ask the sender if he can re-send it using the "PERSONAL PAYMENTS" option. BUT first, u need to refund the person the full amount. Just go into the detailed transaction n u see a refund link at the bottom of the transaction.

That's about all there is if both sender and receiver is from the same country. If they are not from same country, there is another CROSS BORDER TRANSACTION FEES...... PAYPAL is a pain in the backside but we all need it to send/receive money.

Cheers
Tang

This post has been edited by tang_SG: Oct 15 2009, 03:02 AM