Hi! I still in paypal & I understand that I need a credit card to transfer money into paypal account. Everything I buy using paypal will be credit into my statements.

I also learn that we can reverse our paypal transaction. How long is the reverse duration base on the latest transaction? As I seen a lot of conman selling their paypal, they pretend to sell the paypal 1st then reverse their transaction after receiving the money from the buyer. Any warning from paypal to the buyer about the reverse transaction?

Can I transfer my paypal money into my personal bank account or the money will remain in paypal forever. Will there be any charges for the transaction from paypal to paypal & paypal to bank account?