mind showing the url? You might misunderstood the terms.

by the way, the paypal cs replied me 2 days after my inquiry.
Basically, paypal was upgrading their system few days ago, and they were adding a new feature "Personal Transfer"
[attachmentid=1017065]

Under "Send Money", you can choose either the payment is for "Purchase" or "Personal"

So, mystery solved. The payment was sent to me when Paypal had this new system in their backend. But obviously they haven't update the send options in the paypal frontend. Thus Paypal assumed it was for purchase payment and incurred the 3.4% + 0.3 USD charges.

For those using personal account and kena the charges when receiving fund.
Please contact the sender and refund the amount u received.
And ask the sender to send with "personal transfer" option.

Hi there , if i verify my PP acc with other person Credit card , am i still verified ?? although i tried linking the card and they already charge me 1.95usd but not yet confirm thou .. i cant wait so long for the statement to arrive so .... am i still able to accept funds and buy with funds ??