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> PayPal discussion thread, No PayPal fund sales allowed!

iampokemon
post Oct 12 2011, 09:16 PM

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QUOTE(Blues03 @ Oct 12 2011, 08:32 PM)
anyone can help me??? sad.gif
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Paypal can link to Amex, but not sure about the benefits there. If not mistaken I saw someone posted similar question about this in the credit/debit card topic there. Maybe you could try asking there?
iampokemon
post Oct 15 2011, 12:13 PM

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QUOTE(redjol @ Oct 15 2011, 11:33 AM)
hi,

you said no need to topup if already link with debit card.
that's mean that the money from debit card will auto convert to USD if the transaction involving USD? please enlighten me thank you so much
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Yes. Exactly correct as said by you.


Added on October 15, 2011, 12:14 pm
QUOTE(XzuLLX @ Oct 14 2011, 11:44 PM)
hello there,

how can i change paypal shipping address from malaysia to US
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Go to edit street address in Paypal. But I think the address is same with the address in your card. So nt sure if it could works or not. You may try.

This post has been edited by iampokemon: Oct 15 2011, 12:18 PM
iampokemon
post Oct 16 2011, 03:15 PM

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QUOTE(redjol @ Oct 15 2011, 03:13 PM)
thank you sir but  will it works to the other currency too? such as Pound sterling?
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yup it is able to do that too. The currency rates goes according to your local bank.
iampokemon
post Oct 20 2011, 09:30 AM

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QUOTE(ocz @ Oct 20 2011, 03:58 AM)
Can anyone enlighten me how to register to Paypal. I only have the Maybank Visa debit card.

TQ.
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You would need an email address to register in Paypal. Go to Paypal.com , registered and link to your Maybank debit card by clicking on the "unverified" button. Follow the instructions there and you can start using your account.
iampokemon
post Nov 1 2011, 06:12 PM

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QUOTE(sha|a|a @ Nov 1 2011, 12:19 AM)
Hello.. i just want to know what happen if Buyer send money using fake CC to Seller(money received) and Seller already delivered the item(game item)? What will happen to the money that the Seller received. thx
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Nothing will happen. As long as you have already send the item and provided with shipment proof.
iampokemon
post Nov 3 2011, 12:05 PM

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QUOTE(fyrogenesis @ Nov 3 2011, 11:26 AM)
Hi guys. have u experienced problem when paying ebay item with paypal balance? it seems the transaction was declined.

i alredy topup from cimb to the paypal, but it seems paypal ALWAYS wanted to use my prepaid mastercard attached to my account even with enough balance.

HELP~
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If you're paying in USD currency in eBay, thus your Paypal balance have to be in USD too. Suppose that you have top up wrongly in MYR currency, the system would not convert your MYR to USD currency and instead deduct it from your Mastercard.

If that is the case, withdraw out your MYR and top up again in USD. USD is being used internationally, even if you are paying in other currency such as AUS, EUR, Baht, MYR, etc.

But again be careful when using the top up function. You'll have 50% chance your top up will gone missing. There's no need to top up since you already link your card to Paypal which available for direct debit your savings account.

This post has been edited by iampokemon: Nov 3 2011, 12:08 PM
iampokemon
post Nov 3 2011, 05:24 PM

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QUOTE(zacknistelrooy @ Nov 3 2011, 03:02 PM)
How do I convert my USD to RM when there is no option in the currency exchange?
Thank you
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Just select on RM currency while transfering funds. It will auto convert for you.
iampokemon
post Nov 12 2011, 07:11 PM

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QUOTE(cwwon @ Nov 12 2011, 06:13 PM)
are u sure bro ........  shocking.gif
i thing i hv a same problem like u, but the different is i had denial the transition at the last step,
i still waiting my refund until now....... cry.gif 
my case not over 30 day, so..... what i suppose to do ? continue waiting or hv to do something now ?

user posted image

user posted image
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Email to Paypal by clicking on the Contact Us button, they should reply or call you on the next day regarding to this matter. The banks would deny responsibilities, so the only choice is to go back to Paypal.
iampokemon
post Nov 26 2011, 11:46 AM

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QUOTE(Strawberry<3 @ Nov 26 2011, 10:00 AM)
I withdraw the fund to my Maybank account on 23rd November. Still waiting for it sweat.gif hope will receive today
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most probably monday gua. since today is saturday
iampokemon
post Nov 29 2011, 02:53 PM

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QUOTE(Peterpancakes @ Nov 29 2011, 01:57 PM)
Just want to share something about Paypal to lowyat community here.

As you know Paypal just teamed with cybersecurity, warning shoppers this coming Dec on the 'Safe Online Shopping Month'.
http://techcentral.my/news/story.aspx?file...136&sec=it_news

What yhey should also warn is the Sellers on Paypal procedures. I recently sold some items, with the funds clear onto my Paypal account.
I receive the notification on 'OK to ship' from Paypal

A few days later the nightmare begins, Paypal puts this payment on Hold and limits my Paypal account.
I called Paypal for an explanation and they said that the funds could be fraudulent in nature, and Paypal would notify the seller before shipping the item. The customer service on the phone even told me not to ship the item. Where's the logic in this when Paypal informed me that it was 'OK to ship' and I already shipped the items??

As I continue to receive some payments from other buyers, which I cannot ship due to 'Limited' account, I also cannot refund these buyers, and they placed a dispute on me.  rclxub.gif

Anybody know where I can lodge a complaint?
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Nothing you could do. Tell your buyer to wait as you are solving with the limitation. Eventually you'll have to lose away some of your business as it takes some time to solve the limitation.

My advise is to put a hold on your business until the limitation issue is solved. Mine is even worst as paypal will limit 70% of the transaction funds under reserve for 3 months every transaction. I got so fedup of this and I just create another new Paypal account.
iampokemon
post Nov 29 2011, 06:16 PM

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QUOTE(Peterpancakes @ Nov 29 2011, 03:42 PM)
Thanks for the reply. Does it mean that I did not lose my money? As the payment is on hold and also my account is limited.

I submitted some documents Paypal required, supplier information and contact but Paypal wants proof of address. It seems they an limit your account for virtually anything.

I'm so pissed right now vmad.gif
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You won't lose your money, just will lose some of your business since your Paypal couldn't be used right now until everything solved.

Just provide all the information it needs at the checklist will do. Proof of address is a scan copy of your electric/water bill. They will limit whoever account that involves a lot of transactions or huge amount of transaction. And if you have a lot of disputes, they will create a reserve payment towards your account which is happening to mine right now in which 30% of it couldn't be taken out forever until u terminate your service with paypal which is pretty ridiculous.

Since Paypal is used in majority, I guess we just have to follow their guidelines if we want to use their service. The more you use Paypal as a seller, the more troubles you will see later. And that is just the beginning. Good luck

This post has been edited by iampokemon: Nov 29 2011, 06:17 PM
iampokemon
post Nov 29 2011, 09:50 PM

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QUOTE(jesse @ Nov 29 2011, 09:44 PM)
Hi Guys,

Not sure if this is the right place to ask, but since it's Paypal related, hope you guys can advice.

I have a local credit card that is linked to my Paypal account. Then when I do online transaction with local companies (eg. Maxis or local webhosting companies), I used paypal as the option to pay as oppose to paying using directly using the credit card.

I've actually been doing this for 6 months plus now but only today I noticed that in my credit card statement, the amount charged using paypal is higher.

Eg. I made a maxis payment for RM313 using paypal, but in my credit card statement, it shows RM315.80.

I know it's not much, but if I were to use lots of paypal transactions, this might accumulate to larger amount..

Is this normal? Do you guys experience the same thing?

Appreciate if anyone could advice.

Thanks!
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Yes it's normal. And it's even higher if you're transferring in other currency rates that requires conversion.


Added on November 29, 2011, 9:56 pm
QUOTE(Peterpancakes @ Nov 29 2011, 08:22 PM)
Really appreciate your response. But this would be my first and last time with Paypal. Apparently, my Paypal account is high risk and they decided to close it.
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Paypal is quite troublesome nowadays especially for sellers outside of US, not sure if there's any other companies offering service like Paypal.


Added on November 29, 2011, 10:01 pm
QUOTE(Strawberry<3 @ Nov 29 2011, 07:51 PM)
Just received my fund today in my Maybank.

23rd to 29th ... Quite long due to Holidays
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That's great news. But I don't like the conversion from Paypal to local banks especially in usd. They always charge 0.05-0.10 lesser from the current currency rate.

This post has been edited by iampokemon: Nov 29 2011, 10:02 PM
iampokemon
post Dec 1 2011, 12:52 PM

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QUOTE(Peterpancakes @ Dec 1 2011, 11:09 AM)
You can open a Paypal acccount. No need credit card to load money, just do a FPX payment from your bank to your Paypal account. Your Paypal account wont be verified therefore the amount you can purchase over ebay is RM1575.00 I think??

If its a small amount then it should be okay.

But remember if the Ebay item is fraudulent or you didn't receive the item, then you wont be able to do a reverse charge back.
The only option if anything goes wrong is to issue a 'dispute'
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hehe do you notice that post is dated back in year 2007?
iampokemon
post Dec 3 2011, 09:59 PM

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QUOTE(budakdegilz @ Dec 3 2011, 06:44 PM)
hi...
i have some question regarding paypal

1. i do have paypal acc that link to my maybank debit visa card...and the question is how can we check maybank currency exchange if i pay in euro??is it the same with normal maybank foreign currency exchange rate???any fees or extra charges impose by maybank if using paypal??

2. regarding purchasing from ebay...my seller is from ebay canada and i don't have their account ( i do have ebay malaysia acc though i can't access into ebay canada )...so my question is can i register in ebay canada???and which is the safest and "cost efficient" way to pay my seller???using ebay acc??or directly transfer to my seller???

this is my first time buying from ebay and paypal....
last time i always use middle man.....and the purchase was in small amount.... blush.gif 
this time in order to save some fund...big amount transaction...i need to do it by myself tongue.gif
really appreciate any feedback from you guys...
notworthy.gif
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Maybank follows it's own rates as shown in their chart. There's no extra charges.

For purchasing from eBay, as long as you have an eBay account, you could login in whichever eBay, either eBay.uk, eBay canada, eBay china, eBay singapore, etc.

Safest is use credit card linked to Paypal and eBay for payment. So in case of fraud, you could send a dispute over the seller in eBay and make a credit card chargeback from your local bank. Meaning you get double protection from both eBay and your bank. The funds will automatically deducted from your bank account converted in RM once you have click the purchase button in eBay.


iampokemon
post Dec 4 2011, 11:17 AM

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QUOTE(CBTautoparts @ Dec 3 2011, 09:37 PM)
I have some questions about paypal withdrawal.

-Withdrawal to Maybank bank account is better and cheaper than maybank visa debit card, right?

-If withdraw to Maybank bank account, will Maybank charge any fee?

I'm new to paypal. Thanks~ smile.gif
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Withdraw to Maybank account = Maybank visa debit card. It's the same since it goes to the savings account at last.

There will be no fees charged if the amount withdrawn is more than RM300 if I'm not mistaken. If there is, the amount would be small too.

Only withdraw to credit card do they charge extra.
iampokemon
post Dec 5 2011, 03:02 PM

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QUOTE(CBTautoparts @ Dec 5 2011, 08:08 AM)
Thanks for your answer. biggrin.gif

I have another question. For example my bank account name is displayed as ANG CHEE KEONG but in PayPal my name is displayed as CHEE KEONG ANG. First name and last name terbalik... hmm.gif  Will there be a problem when I withdraw money to my bank account?

Thanks~
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There will be no problem~
iampokemon
post Dec 8 2011, 05:54 PM

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QUOTE(ibrahim @ Dec 8 2011, 12:00 PM)
It been more than 30 working day. with no update from both side. even a phone call. :GOOD:
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You have to make some noise at Rhb there, call out their supervisor or manager.


Added on December 8, 2011, 5:55 pm
QUOTE(terryfu @ Dec 8 2011, 03:49 PM)
Hi. Can I use Malaysia Paypal to receive money now? What do I need to do as I want to sell on Ebay internationally.
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Yes can receive money. You would need a debit/credit card and a Paypal account. Both are needed for registration in eBay.

This post has been edited by iampokemon: Dec 8 2011, 05:55 PM
iampokemon
post Dec 14 2011, 03:08 PM

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QUOTE(J3throl @ Dec 14 2011, 12:04 PM)
hi guys, I want to buy item from Ebay. How can I choose between Paypal top up or debit card went I want to pay the seller? When I buy item in Ebay, Paypal will always deduct my link bank account instead of my Paypal which I already top up. Thank you.
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You top up in the wrong currency. You should top up in USD instead of RM.
My solution is: withdraw all your money in RM from Paypal and top up again in USD.
iampokemon
post Dec 22 2011, 03:49 PM

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QUOTE(TTkisses @ Dec 21 2011, 04:19 PM)
hi, i'm have not apply paypal yet! Is it safty or not?  any service change if i receive it from other country? how do i know the rate from usd to m'sia, m'sia to usd? how to apply, any links? thanks! hope you guys can answer it....
merry x'mas to you all smile.gif
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There is 3.9% service charge for the receiving. So let's say someone transferred you $100 USD, you will receive only 96.10USD net amount.

The rate from USD to RM is according to the Paypal. When you are about to transfer the amount it will be stated there.

If you're receiving quite a lot of Paypal funds, it would be ideal to upgrade to Premium account which is free of charge.

Sometimes you will encounter some problems that requires you to submit a scan copy of your information, bills and receipts. After that it wouldn't be much problem anymore
iampokemon
post Dec 22 2011, 11:17 PM

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QUOTE(TTkisses @ Dec 22 2011, 05:54 PM)
HI, thanks for your helpful reply. icon_question.gif
btw, may i have the link so that i can apply the paypal? I never have paypal account, do i need to pay it for new register or free of change? sorry guys, i never use this kind of service , so sure i'm will be a bit loso...    biggrin.gif
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The link is www.paypal.com.. There would be RM10 for registration using debit card/credit card for verification. But then the RM10 will be refunded into your Paypal account after successfully registered.

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