They do? I just placed 12 month FD at 4% via FPX without need for any extra products wor.

Update:

1. HLB 4% need 2 extra product to be eligible, so it's not pure FD.

2. RHB 12m quota finished

3. end up with Maybank 4mths 3.6%, and expecting better promo in next few months..

also just realized that the FD cert printed by Maybank did not have the word "Fixed Deposit" to clearly state the type of document it prints.

Funny how our biggest bank print a receipt that doesn't state clearly what document it is. Look at your Maybank FD cert and you will be shocked. Don't ask me why it took me so long to noticed it.

Does Affin credit additional interest if maturity falls on weekends?
Thanks.

If you place online in Maybank's GIA account at 1 month 3.6% p.a, then wait till 15 or 16th  to see if the 4.1% 12 months GIA is really true or not. That way, you are still earning interest till that date at 3.6% p.a.

I will report back when the time comes as I am looking for a new promo by the 26 Oct when my last year's GIA account matures.

GIA has 2 types, one is Campaign (promo), the other is normal.

Currently Maybank Conventional 4 months has 3.6%, all else GIA has lower rate.

Where do you get the 4.1%? source?

Please note: GIA Campaign (remember the one with step up rates?) will not be affected by OPR change during the FD term, whereas GIA normal will be affected by OPR change. This, even the staff don't know, that accounts to some error in the past someone mentioned here before.

Ok, I have been silently reading here on the changes of the GIA normal monthly rates, it does fluctuate even without the change in OPR.

Checked with the RHB manager. Now the RHB PB 200k requirement can be purely FD but need to maintain 10k in SA. Once PB approved, can withdraw out the sum.

OK, may work to get the referral fee among few family members. 

Thanks for the link
Plan to park some monies here once my FDs due tis mth

Does Affin credit additional interest if maturity falls on weekends?
Thanks.

Closed already, highest in HLB is 3.85 now.

it was extended previously.....i think they are removing the promo already since it's no more on their website....they are very efficient...

bro, still got la by fpx; i just checked; kena scared by you

Closed already, highest in HLB is 3.85 now.

lol over the counter, they already closed it, maybe the system not updated yet

i wasn't referring the GIA normal rate fluctuation, i know it goes up and down.. but i think you didn't get my point, i was trying to say, example:

lets say last year you placed GIA (Campaign Promo) for 12 months at 4.5% rate, you should still be getting 4.5% nett p.a. this year during maturity, even though the OPR was reduced drastically recently.

the same does NOT apply to GIA (normal aka non-promo).

Hope that is clear.

So we can now share the incentive of RM388? 

Hahaha, u are going to give me your name and other details ? 

lol over the counter, they already closed it, maybe the system not updated yet