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 Fixed Deposit Rates In Malaysia V. No.14, Strictly for FD Discussion Only

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nexona88
post Sep 12 2016, 11:01 AM

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QUOTE(bbgoat @ Sep 12 2016, 10:33 AM)
One of my friend got 4.25% in Affin by buying 1000 units of FP ASNB units. Since the FD was >100k, good deal !  biggrin.gif
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This one new promo huh?
What I know only VP ASNB units only hmm.gif
nexona88
post Sep 14 2016, 11:43 AM

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QUOTE(tonytyk @ Sep 13 2016, 01:14 PM)
They told me not bundled with ASNB fixed price products, only Variable price UT
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Same information received..
I clueless how some can get FP units for FD promo blink.gif
nexona88
post Sep 14 2016, 07:36 PM

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QUOTE(mamamia @ Sep 14 2016, 07:11 PM)
Sorry, may I know what is FP and VP?
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Fixed price
Variable price.
It unit trust offered by ASNB

nexona88
post Sep 16 2016, 01:56 PM

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QUOTE(tonytyk @ Sep 15 2016, 03:03 PM)
Can get units so easily?
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If u know the important date, confirmed units available..
I already said so many times (if u remember)

Anyhow I still clueless on how some managed to get Affin FD can bundle with fixed price ASx when most place can do Variable price funds only blink.gif hmm.gif
nexona88
post Sep 16 2016, 02:03 PM

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QUOTE(ikanbilis @ Sep 16 2016, 02:01 PM)
Mistake by the branch. Staff not fully familiar with the product launched by HQ
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Then the FD placed how? hmm.gif
Tarik balik?
nexona88
post Sep 16 2016, 04:19 PM

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QUOTE(bbgoat @ Sep 16 2016, 02:11 PM)
I was surprised the first time I heard it. Last time I have one FD promo with RHB for 6 mths 7.8% with ASNB VP funds.

But confirmed true on Wed, 2 days ago. I also opened 3 FP funds there. I am sure some other branch of Affin is doing the same thing.  biggrin.gif
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guess I needed to go others branch & see how dry.gif

or others state devil.gif
nexona88
post Sep 16 2016, 08:45 PM

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QUOTE(ikanbilis @ Sep 16 2016, 02:04 PM)
Unlikely. Bank just have to bite the bullet for the mistakes they make.
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Expensive lesson if the customers place huge amount..
And staff also get show cause letter.. Maybe performance kpi cut too cry.gif
nexona88
post Sep 20 2016, 04:29 PM

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QUOTE(bbgoat @ Sep 20 2016, 01:14 PM)
Affin FD package reach quota, confirmed with Affin just now. They asked me to go in and may get a "special" package.

So no more 4.25% with UT ! doh.gif Now have to plan for new home for my eggs in 2 weeks time.

Looks like RHB or UOB will be the suitable one. Hopefully by Oct 1st, some other promo comes along.  biggrin.gif
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guessing people took the opportunity to open up Fixed Price ASx.. that's why Affin FD promo quota achieved biggrin.gif
nexona88
post Sep 20 2016, 05:00 PM

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QUOTE(bbgoat @ Sep 20 2016, 04:33 PM)
There goes my 4.25%. Big amount some more !  cry.gif  cry.gif  mega_shok.gif 

May have to change my allocation for FD/ASNB FP.  biggrin.gif
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if you're free on 4 Oct, can go hunt for AS1M. ex-dividend date smile.gif

if not, then no choice go after others banks FD promo blush.gif
nexona88
post Sep 20 2016, 06:24 PM

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QUOTE(bbgoat @ Sep 20 2016, 05:36 PM)
Ya, the FD due on 1/10. Got to ask AmBank for extra interest since it fell on Sat and Monday replacement holiday. 3 days interests.

But still cannot all go to FP, still bigger amt to FD. Just a matter of RHB or UOB. Unless some other FD promo comes up.  biggrin.gif
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well who know next week have new promo by any of the banks. we never know devil.gif

u wait & see.. sure have some fellow forummers post here one..

that's why I love lyn.. all info in 1 thread rclxms.gif rclxm9.gif thumbsup.gif thumbsup.gif
nexona88
post Sep 25 2016, 12:15 PM

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QUOTE(MNet @ Sep 25 2016, 08:11 AM)
maybank GIA 3.6% only
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A bit better rate than previously..
Already good enough they didn't reduced even lower...
nexona88
post Sep 25 2016, 11:13 PM

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QUOTE(MNet @ Sep 25 2016, 11:11 PM)
If bnm reduced the OPR, maybank will reduce the rate as well
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that one guarantee rate drop.

Maybank cannot maintain.
nexona88
post Sep 26 2016, 04:24 PM

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QUOTE(zacknistelrooy @ Sep 26 2016, 10:32 AM)
Maybank GIA not accepting new placements ?

Keep getting rejected when attempting to add new funds.
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should be no problem.

most of us still managed to do new placements dry.gif
nexona88
post Sep 27 2016, 10:58 PM

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HSBC Global Research: Limited scope for OPR cut amid thin BNM foreign reserves
QUOTE
The research house said it expects BNM to cut the OPR by another 25bps to 2.75% at the last phase of the Monetary Policy Committee meeting on Nov 23.

While Malaysia saw three consecutive quarters of capital inflows since the fourth quarter of 2015, with the uncertainty surrounding the global economy, higher risk aversion among investors is a possibility.

http://www.theedgemarkets.com/my/article/h...?type=Corporate

grab whatever promo FD rate u can get before rate cut devil.gif
nexona88
post Sep 28 2016, 01:45 PM

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QUOTE(Yippie123 @ Sep 28 2016, 12:45 PM)
Same here, pls share via PM.
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better check with CIMB if u want more details icon_rolleyes.gif



nexona88
post Sep 30 2016, 04:53 PM

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Malaysia factory output shrinks for 18th month, BNM may cut rates, says HSBC Research
http://www.thestar.com.my/business/busines...-hsbc-research/

faster go "locked" good promo rate now before it's too late blush.gif
nexona88
post Sep 30 2016, 05:07 PM

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QUOTE(familyfirst @ Sep 30 2016, 04:59 PM)
Cham lor .. my FD really maturing at the worst time ever - 1st week of Nov!!!
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BNM meeting is on 23 Nov.. so still have chance biggrin.gif
nexona88
post Oct 6 2016, 06:44 PM

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HSBC Global Research expects Bank Negara Malaysia (BNM) to cut the overnight policy rate (OPR) by another 25 basis points (bps) to 2.75 per cent at its last Monetary Policy Committee meeting of the year on Nov 23, 2016.

http://www.bernama.com/bernama/v8/bu/newsb....php?id=1289203
nexona88
post Oct 6 2016, 10:09 PM

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Bnm sure would increase the rate blush.gif
nexona88
post Oct 6 2016, 11:55 PM

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QUOTE(you90 @ Oct 6 2016, 10:36 AM)
Maybank got this FD plan 4.5% i think, with 3 years term minimum.
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No more already lor blush.gif
Already expired

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