Thanks for your reply. Some of my question is answered there but left me few more question. Example, let say remaining 5% is equal to 20k and quotation from contractor is around 10k, does the stakeholder disburse all or only base on quotation given?

If i already claim from stakeholder, does developer can denied more defects claim during warranty period?

I already send letter to stakeholders to withhold remaining sum. They (developer) said by phone that they will repair it.

Now is already more than 14 days since my letters to them (stakeholders & developer) and all my defects was not rectify. How to claim the money or does developer have power to deny my request and they take their sweet time to rectify it?

Thanks