avoid Gen 2, my father in law is a mechanic and he never stops complaining about it.

Savvy may be a good choice for your budget, can also consider for Kenari which rides decently.

Waja 2nd hand if 40k can get, but there is no guarantee on the conditions...it will require yourself to have a 6 to 12 month uncertainty period where anything can happen. FC is nothing to shout about...you may want to sacrifice the trunk space and get a small car unless you REALLY always travel out with plenty of people.