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 Standalone Medical Card vs Rider?

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TSheavensea
post Aug 12 2016, 05:28 PM, updated 10y ago

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Hi guys, currently I'm holding a standalone medical card which cost around within RM1000 a year. Should I buy "much more expensive" RIDER which cost at least RM2400/year?

of course the RIDER with RM2400/year is much much much better than my standalone medical card.
- 1m coverage annually
- no lifetime limit
and etc.. I forgot

is it wise to do so??? I've to pay >RM1500 per year for this rider kind of medical card...
TSheavensea
post Aug 13 2016, 07:13 PM

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QUOTE(Unwell @ Aug 13 2016, 04:57 PM)
This is what 99% ppls fail to realize and insurance agents doesnt want to highlight bout their beautifully projected investment return
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TSheavensea
post Aug 22 2016, 06:54 PM

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QUOTE(PJusa @ Aug 22 2016, 09:31 AM)
you can save it for yourself and put in EPF. at least have guaranteed return (non-islamic only). beats insurance company in my eyes due to the importance of the medical cover.
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thats what I told ppl around me.. take it as retirement fund..

if talking about risk and time period.. they think insurance company is 100% safe???

Don't forget the enron 2008... nothing is guarantee when we talking about money and self interest..

for me, medical cost is the major cover I want from insurance company. Rest kekgi baru talk, x need talk like "sky folwer dragon phoenix"

 

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