as a owner of Vios, yah, I do agree we pay a bit extra for the car.. and the reason why I willing to pay the extra because I know the car is very much problem free and I love the car.. been using it for > a year, my car never fail me one.. not even in a small cosmetic part like this rubber drop off, that power window not function etc..

this thread have turn into finacial management thread pula..

different ppl have different kind of $$ management and philosophy.. don't judge ppl by your way.. ur way is right.. and ppl way may not wrong also..

ppl who canbuy the car straigh without instalment still can do the instalment like what thread starter do.. because some people have their own way to invest or need the money to grown their business or whatever...

give your opinion here, but please don't judge ppl methods wrong..

sorry talking too much ya..