First time doing this....I have an old ASWawasan2020...is this difficult to apply now?

I also asked about whether can top up...the bank said can...ask me how much maximum so I said like err 10k...wait awhile in the end she said she bought 3k...so I paid and left...

Question is...if the interest is so lucrative and its so easy to buy the units whats the catch?

Sorry bro doesn't mean to offend because this is first time buying and yeah pretty easy I didn't queue nor wait long.

My petrol is claimable and the bank is just downstairs of my office so I guess not much issue there though.

You mean to say that its difficult to purchase these units?

Reading the previous posts I do know now it is difficult to buy so yea kinda lucky first try I guess.

Now my question is besides ASW2020 what other type are typically fixed rates and possible to open an account?

Wanna ask if I have somebody who let go off their funds what would be the method for me to take over? I know it's not transferable and I don't wanna miss this opportunity. A friend of mine wants to let go his asw.

Thanks buddy, Sunday? Or your referring to Saturday?
I don't have a preferred banking, basically I will go to banks whichever is nearby my vicinity.

Thanks for the input.
I'll try to get him to release bit by bit rather than one lump.

Based on the previous advice in this thread I think I will also try my luck in opening other fixed price funds like ASM and AS1M.

Thanks I didn't know banks in states are opened on Sundays

Any idea when Selangor or KL area opens on Sunday?

Yeah that is why I'm wondering why got banks open during Sundays.

I'm actually based in KL though.

Anyways got some good news I manage to open ASM and top up ASW.

Asked 5k they gimme 5k...I opened in bangsar maybank.

Manage to top up 4 digit for ASM ....should i try opening AS1M too?

Or just focus on asw n asm?

Sorry as I may not be following but what's 4/10

And reason I'm asking is by opening multiple funds wouldn't the interest yield much lower than consolidation all to one?

Manage to grab 4digit for ASM today...not sure why it sounds that difficult to buy though.

I usually pass my book in to my advisor and when I go collect it about 3pm and she said it's done.

What's PB?

I usually just pass it to the person I know and take it back during late afternoons if I decided to leave early from office.

Normally you guys top up every month averagely how much?

Ah okay, not PB for RHB where I usually top up...I guess she's quite nice to me and I also buy her Starbucks every morning if I decided to drop by for top up.

Top up 4digit on ASM instead of AS1M...wanted to open AS1M but forgot to bring my child's birth certificate oh well guess tomorrow try and open for her.

Funny thing was I asked is she busy she said alot of people came to update their book...hardly anyone sell their AS1M

Today manage to put 5k in ASW...I realize my luck running out as not so easy to top up ASW already.

Sorry what's non dividend payment month? I know their payout was few months back though..

Ah yes of course 😊