the most enjoyable moment is to see your fund grow from the dividend compounded mechanism.
When applying loan, banks take the seed as net worth and the dividend as yearly non-taxable incomes.

Nope. They are totally not taxable + free from GST IF YOU STICK TO the fixed price fund.

Okay la i get your point. I wont make any further comments to avoid misunderstanding. 

This morning checked, "Rejected". Dough still not back yet. Guess have to wait. Just have to go to bank better.

I think will not try again unless lazy to go out. Play play only. 

Not all banks can topup all ASX FP. Only RHB and CIMB I heard.
RM1.06 whether failure/success Recommended RM2-5k.

While I was looking at the charts, u have posted the above !

I don't think my data will show up next year. Current thinking is not to park so much this year. Once my target reached, will stop buying the FP. My allocation is still FD much higher than this FP fund.

Anyway today hopefully can get higher amt of AS1M !

Today response is simply irresistible 

No, I just walk in, not much people in the bank, immediately my turn. She said very slowly... "Satu hari... satu try saja.... Nanti diorang detect... banyak kali tak boleh...." (with her half asleep look  )

5...atas Ada tulis
RHB...atas Ada tulis also

5 digits also 😬...only 1 try saja >>> meaning plenty more up for grabs

Still manage not to touch my soon-to-be-expiring FD 💪💪💪💪

Top up 4digit on ASM instead of AS1M...wanted to open AS1M but forgot to bring my child's birth certificate oh well guess tomorrow try and open for her.

Funny thing was I asked is she busy she said alot of people came to update their book...hardly anyone sell their AS1M

Need to balance? My ASM is 75%, ASW 15% and AS1M 10%. ASM high bcoz easy to get due to no race restriction.

Up to you. I prefer balanced (look nicer - eg all 5 digit instead of only 1 book 5 digit, rest all 3 digit ) with exception of my AS1M.

Nope. Not necessarily. As I said, my ASM and ASW2020 both exceed my AS1M by multiple times as I never touched my AS1M book until this year. Last few years, busy topping up ASM. Then decided ASM too much (cause of the rumours), move to ASW2020 (even the banks told me the red book is hardest to get - the highest demand book) top that one up until more or less same level with ASM. Only slipped in AS1M whenever ASW2020 is out of stock.

So end of the day, both my ASM and ASW2020 far far exceed my AS1M. 

eh, i tot the account was close until Oct ( dividen out) ? so now can buy dy?

Long time never post here. Anyways, here's what's the latest insider info I got.

Rest assured that the days of having to go to branches to hunt for those oh so valuable FP units would soon be over. ASNB is supposed to launch its own online portal with online-real time transactions processed by the host system. As you know, the current M2U, Clicks, RHB are all on batch mode now.

My insider said they were testing out the system last week and you can view your account balance online and perform additional top-up real time too.

I guess they're now in the SC approval and testing phase so pay close attention to ASNB's announcements on their website or their social media channels towards the end of the year.

They'll probably be using SMS-TAC like all other internet banking websites so if you haven't updated your info with them, can start preparing now.