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 Ultimate Discussion of ASNB (47457-V) VI, Wholly owned subsidary of PNB (38218-X)

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tonytyk
post Sep 14 2016, 02:27 PM

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QUOTE(shankar_dass93 @ Sep 14 2016, 02:25 PM)
Ive given up trying to top up my as1m. Tried going several times and sadly i only have less than 1k in the given account though I've walked in literally a thousand times to the counter bruce.gif
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Wow, can't beat you in no of times, but not too far off in terms of success rate
tonytyk
post Sep 15 2016, 08:39 AM

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QUOTE(wil-i-am @ Sep 15 2016, 08:36 AM)
I presume u managed to top up a lot recently
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After dividend date for ASW, managed to get some in the afternoon. But nowadays seems difficult
tonytyk
post Sep 15 2016, 01:00 PM

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Anyone managed to get any units today? No luck for me
tonytyk
post Sep 15 2016, 06:27 PM

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QUOTE(twinkle5129 @ Sep 15 2016, 06:11 PM)
If you can ask them to try any of the 3 books in one day, it's actually quite easy. I transferred my retirement funds inside within 2 mths of daily trip and multiple visits. I set a target for each account. If you have good relationship with banker, they'll be trying their best to help you. Finally I got all my ASW2020 last 1/9/16 and now can sit back to relax.
Just look at the different in FP vs FD returns. At the moment extra 50% with FP. If you 6- 7 figures, the different is huge.
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Wah, all retirement fund in FP? All eggs in one basket?


tonytyk
post Sep 15 2016, 07:51 PM

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QUOTE(twinkle5129 @ Sep 15 2016, 06:43 PM)
Curious. Who is auntie kangaroo?
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Why kangaroo?
tonytyk
post Sep 15 2016, 08:08 PM

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QUOTE(Ramjade @ Sep 15 2016, 08:01 PM)
She's moving/moved to australia.
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Ic, thought something else. So can be koala bear also la
tonytyk
post Sep 16 2016, 10:01 AM

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QUOTE(twinkle5129 @ Sep 16 2016, 09:30 AM)
Recently learnt from Ramjade that I can self contribute to EPF.

$$ was all stuck in FD initially while waiting for 2017. After calculating dividend vs interest, and also with luck + timing, with my FD due recently together + low FD offer, I managed to 'park' $$ reserved for EPF into ASM easily.
hmm.gif Now, looking at EPF performances, I'll think twice next year on ex dividend date.
It'd be a headache when I reach 'legal' age to withdraw from EPF in future as I still have to find 'parking' place later.
My ASM is over my personal target limit.
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Why only auntie targeting ASM not ASW or AS1M?
tonytyk
post Sep 16 2016, 02:51 PM

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QUOTE(Ramjade @ Sep 16 2016, 01:41 PM)
Not true. Auntie twinkle did all that in one month. But she visit affin bank everyday. 3x/day like that.
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How is it possible? Consistently 50k/day? Got units?
tonytyk
post Sep 16 2016, 03:08 PM

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QUOTE(Ramjade @ Sep 16 2016, 03:01 PM)
For her everyday got units. Contra straight from account,  no questions ask. If use cash, then they ask you question. More or less everyday 5 figure right twinkle5129? Also 6 figure completed in 1 or 2 months?

If you camp everyday at the bank/leave your book there, it's possible to get rm50k/day. Previous proof by mr guy shows us that.
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Wow, must be good old days. Nowadays not likely.

Who is Mr Guy?

This post has been edited by tonytyk: Sep 16 2016, 03:09 PM
tonytyk
post Sep 16 2016, 03:30 PM

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QUOTE(twinkle5129 @ Sep 16 2016, 03:25 PM)
EPF made BAD investment lately. Each time I looked at company announcement, EPF always buy high and dispose at low value. Make me wonder if I want to continue self contributing.
No I don't focus on ASM. I started with 3 books and will ask for whatever available. Managed to hit my AS1M 1st & 2nd target <2weeks as it was easiest to top up. To follow with ASM, managed to hit 1st & 2nd & 3rd target within <1month. I've also asked for ASW and top up as much as I could but it was harder but not impossible in May & June. Finally hit my ASW 3rd target on 1/9/16.
No more top up as I'm reserving some for stock market to drop further.
I don't set high target, as long as the return is better than FD.
Will consider for ASM next year only, depending on EPF next dividend rate.
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So many targets for multiple products, confusing ?
tonytyk
post Sep 16 2016, 08:33 PM

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QUOTE(wil-i-am @ Sep 16 2016, 08:26 PM)
U must have accumulated substantial sum as your daily top up is 5 digits
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Looks like quite a number of UHNWI has 7 digits accumulated fund for FP ASX units

This post has been edited by tonytyk: Sep 16 2016, 08:33 PM
tonytyk
post Sep 16 2016, 09:31 PM

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QUOTE(wil-i-am @ Sep 16 2016, 09:09 PM)
I know u r 1 of them  smile.gif
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How I wish tongue.gif
tonytyk
post Sep 17 2016, 10:30 AM

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QUOTE(wil-i-am @ Sep 17 2016, 07:42 AM)
Agreed as it's very challenging
Having said tat, nothing is impossible  brows.gif
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With some luck, Auntie twinkle and OPT demonstrated that it is possible
tonytyk
post Sep 18 2016, 08:25 AM

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QUOTE(twinkle5129 @ Sep 18 2016, 07:11 AM)
Have you uplifted your FD to switch to FP? I uplifted some on 1/9/16 as it was done in same bank. Once they hit my target, I uplifted one of my 1 mth old (1yr- 4.3% FD).
It's still ok as average after cutting 'lost' is still >5% minimum vs FD. Last May & June, I did the same to some of my 2 weeks old FD as it seems easier to lock in units.
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Auntie got so much luck, can get units as much as u wish smile.gif
tonytyk
post Sep 18 2016, 10:24 PM

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QUOTE(wil-i-am @ Sep 18 2016, 10:09 PM)
If u r keen on bundle, u may consider Affin Bank as they offer FD @ 4.25% plus FP
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Any kl branch offering?
tonytyk
post Sep 19 2016, 03:47 PM

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Not a single unit available today
tonytyk
post Sep 20 2016, 01:04 PM

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Can't get any unit today
tonytyk
post Sep 20 2016, 01:51 PM

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QUOTE(heavensea @ Sep 20 2016, 01:48 PM)
got 400 only of asw.
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Must be your lucky day.
tonytyk
post Sep 21 2016, 11:31 AM

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Again, no unit available today
tonytyk
post Sep 21 2016, 12:31 PM

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QUOTE(brianklc @ Sep 21 2016, 12:12 PM)
You tried which book? Asm got 5 figures.
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All 3 books, not even 1k

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