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Ultimate Discussion of ASNB (47457-V) VI, Wholly owned subsidary of PNB (38218-X)
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tonytyk
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Sep 14 2016, 02:27 PM
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QUOTE(shankar_dass93 @ Sep 14 2016, 02:25 PM) Ive given up trying to top up my as1m. Tried going several times and sadly i only have less than 1k in the given account though I've walked in literally a thousand times to the counter  Wow, can't beat you in no of times, but not too far off in terms of success rate
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tonytyk
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Sep 15 2016, 08:39 AM
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QUOTE(wil-i-am @ Sep 15 2016, 08:36 AM) I presume u managed to top up a lot recently After dividend date for ASW, managed to get some in the afternoon. But nowadays seems difficult
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tonytyk
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Sep 15 2016, 01:00 PM
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Anyone managed to get any units today? No luck for me
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tonytyk
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Sep 15 2016, 06:27 PM
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QUOTE(twinkle5129 @ Sep 15 2016, 06:11 PM) If you can ask them to try any of the 3 books in one day, it's actually quite easy. I transferred my retirement funds inside within 2 mths of daily trip and multiple visits. I set a target for each account. If you have good relationship with banker, they'll be trying their best to help you. Finally I got all my ASW2020 last 1/9/16 and now can sit back to relax. Just look at the different in FP vs FD returns. At the moment extra 50% with FP. If you 6- 7 figures, the different is huge. Wah, all retirement fund in FP? All eggs in one basket?
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tonytyk
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Sep 15 2016, 07:51 PM
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QUOTE(twinkle5129 @ Sep 15 2016, 06:43 PM) Curious. Who is auntie kangaroo? Why kangaroo?
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tonytyk
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Sep 15 2016, 08:08 PM
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QUOTE(Ramjade @ Sep 15 2016, 08:01 PM) She's moving/moved to australia. Ic, thought something else. So can be koala bear also la
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tonytyk
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Sep 16 2016, 10:01 AM
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QUOTE(twinkle5129 @ Sep 16 2016, 09:30 AM) Recently learnt from Ramjade that I can self contribute to EPF. $$ was all stuck in FD initially while waiting for 2017. After calculating dividend vs interest, and also with luck + timing, with my FD due recently together + low FD offer, I managed to 'park' $$ reserved for EPF into ASM easily.  Now, looking at EPF performances, I'll think twice next year on ex dividend date. It'd be a headache when I reach 'legal' age to withdraw from EPF in future as I still have to find 'parking' place later. My ASM is over my personal target limit. Why only auntie targeting ASM not ASW or AS1M?
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tonytyk
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Sep 16 2016, 02:51 PM
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QUOTE(Ramjade @ Sep 16 2016, 01:41 PM) Not true. Auntie twinkle did all that in one month. But she visit affin bank everyday. 3x/day like that. How is it possible? Consistently 50k/day? Got units?
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tonytyk
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Sep 16 2016, 03:08 PM
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QUOTE(Ramjade @ Sep 16 2016, 03:01 PM) For her everyday got units. Contra straight from account, no questions ask. If use cash, then they ask you question. More or less everyday 5 figure right twinkle5129? Also 6 figure completed in 1 or 2 months? If you camp everyday at the bank/leave your book there, it's possible to get rm50k/day. Previous proof by mr guy shows us that. Wow, must be good old days. Nowadays not likely. Who is Mr Guy? This post has been edited by tonytyk: Sep 16 2016, 03:09 PM
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tonytyk
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Sep 16 2016, 03:30 PM
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QUOTE(twinkle5129 @ Sep 16 2016, 03:25 PM) EPF made BAD investment lately. Each time I looked at company announcement, EPF always buy high and dispose at low value. Make me wonder if I want to continue self contributing. No I don't focus on ASM. I started with 3 books and will ask for whatever available. Managed to hit my AS1M 1st & 2nd target <2weeks as it was easiest to top up. To follow with ASM, managed to hit 1st & 2nd & 3rd target within <1month. I've also asked for ASW and top up as much as I could but it was harder but not impossible in May & June. Finally hit my ASW 3rd target on 1/9/16. No more top up as I'm reserving some for stock market to drop further. I don't set high target, as long as the return is better than FD. Will consider for ASM next year only, depending on EPF next dividend rate. So many targets for multiple products, confusing ?
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tonytyk
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Sep 16 2016, 08:33 PM
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QUOTE(wil-i-am @ Sep 16 2016, 08:26 PM) U must have accumulated substantial sum as your daily top up is 5 digits Looks like quite a number of UHNWI has 7 digits accumulated fund for FP ASX units This post has been edited by tonytyk: Sep 16 2016, 08:33 PM
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tonytyk
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Sep 16 2016, 09:31 PM
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QUOTE(wil-i-am @ Sep 16 2016, 09:09 PM) I know u r 1 of them  How I wish
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tonytyk
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Sep 17 2016, 10:30 AM
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QUOTE(wil-i-am @ Sep 17 2016, 07:42 AM) Agreed as it's very challenging Having said tat, nothing is impossible  With some luck, Auntie twinkle and OPT demonstrated that it is possible
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tonytyk
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Sep 18 2016, 08:25 AM
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QUOTE(twinkle5129 @ Sep 18 2016, 07:11 AM) Have you uplifted your FD to switch to FP? I uplifted some on 1/9/16 as it was done in same bank. Once they hit my target, I uplifted one of my 1 mth old (1yr- 4.3% FD). It's still ok as average after cutting 'lost' is still >5% minimum vs FD. Last May & June, I did the same to some of my 2 weeks old FD as it seems easier to lock in units. Auntie got so much luck, can get units as much as u wish
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tonytyk
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Sep 18 2016, 10:24 PM
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QUOTE(wil-i-am @ Sep 18 2016, 10:09 PM) If u r keen on bundle, u may consider Affin Bank as they offer FD @ 4.25% plus FP Any kl branch offering?
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tonytyk
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Sep 19 2016, 03:47 PM
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Not a single unit available today
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tonytyk
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Sep 20 2016, 01:04 PM
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Can't get any unit today
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tonytyk
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Sep 20 2016, 01:51 PM
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QUOTE(heavensea @ Sep 20 2016, 01:48 PM) Must be your lucky day.
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tonytyk
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Sep 21 2016, 11:31 AM
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Again, no unit available today
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tonytyk
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Sep 21 2016, 12:31 PM
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QUOTE(brianklc @ Sep 21 2016, 12:12 PM) You tried which book? Asm got 5 figures. All 3 books, not even 1k
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