QUOTE(audy @ Oct 10 2016, 01:55 PM)
Does anyone know how much is the fee to get a passbook replaced and can it be done at the agent outlets?
It's free n can b done at agent outlets subject to availability of passbooksUltimate Discussion of ASNB (47457-V) VI, Wholly owned subsidary of PNB (38218-X)
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Oct 10 2016, 02:10 PM
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#481
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Oct 10 2016, 02:20 PM
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#482
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Oct 11 2016, 08:54 AM
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#483
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Oct 11 2016, 09:08 AM
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#484
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Oct 11 2016, 05:20 PM
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#485
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Oct 12 2016, 09:11 AM
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#486
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QUOTE(heavensea @ Oct 12 2016, 12:49 AM) Hi all, I've an off topic to seek for opinions. On paper, choose ASNB as the returns is higherMy housing loan interest is 4.6% p.a. ASNB return around 6% p.a. It's simply calculations based on paper, I should park muy money in ASNB instead of "top up" my downpayment to 20%. Am I right? Or there's another factors that I haven't taking consideration yet? Or I should increase my housing dp to 20% so my monthly commitment of mortgage would be lesser? Having said tat, u need to balance between returns n your mthly commitment (if the sum exceeds DSR) |
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Oct 12 2016, 09:13 AM
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#487
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Did anyone top up via online to capitalize on the 2 mths contest?
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Oct 12 2016, 09:38 AM
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#488
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Oct 12 2016, 09:46 AM
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#489
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Oct 12 2016, 10:00 AM
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#490
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Oct 12 2016, 04:35 PM
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Oct 12 2016, 06:31 PM
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#492
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Oct 13 2016, 09:38 AM
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#493
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Oct 13 2016, 02:06 PM
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#494
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Oct 13 2016, 03:08 PM
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#495
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QUOTE(heavensea @ Oct 13 2016, 02:50 PM) Don't see what's the problem. I presume different Ppl have their own risk appetiteDiversification is for big gun, small amount just take it as disciplinary/targeting savings in asnb. Fd too low, but those 1mth efd good for liquidity. So park emergency funds inside is alright. The rest can committing into fp asx.. I don't understand why ppl like vp ut, "4 types of charges" incurred and ur returns is only 4.xx% after minus those charges... and this is based on assumption your selected funds giving constantly 8% / year. Better put in fd promotion in this case.. |
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Oct 13 2016, 11:48 PM
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#496
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Oct 14 2016, 12:04 AM
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#497
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QUOTE(Ramjade @ Oct 13 2016, 11:56 PM) Sure or not? Can withdraw any amount during office hours. Money available on the spot. Want 6 digit also no problem as long as got bank account. Some banks allow uplift of expired FD via onlineAny UT can match that? Yeah not as liquid as eGIA-i as not available on weekends but it is as liquid as FDs. For FDs you still need to visit banks. |
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Oct 14 2016, 12:12 AM
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#498
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Oct 14 2016, 12:29 AM
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#499
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Oct 14 2016, 11:47 AM
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#500
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QUOTE(AIYH @ Oct 14 2016, 08:58 AM) Secondly, the above I mention is the alternative for people who can forgo capital guarantee product and take up a little bit of risk for a bit higher return (still quit stable although not straight line). Take note tat both Maybank GIA-i n ASx FP funds is not capital guarantee |
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