Really envy you guys with more options for investment...

I really conservative and no knowledge 

No la. They become agent suicide to their own public mutual.

Sorry, a bit out of topic.  Are you a PM investor? What do you reckon...hold?

U also want to buy the CIMB Klibor ? Better think twice. I will pull out once it is called back 3/10. I was lucky to get it called back, 10 long yrs !!!   

Go to bank and ask for it. Min 65k, 5 yrs callable. Must hold 5 yrs if not lose some principal. Read the T & C carefully. May not get payout if interest rate has huge movements. 

Last time >6 yrs ago, about 5.5%, called back. Then the old one 5.2% every 3 mths. Called back also. The new one 5% first yr, 2nd to 5th yr 4.9%.

I am getting out from this one, old one 10 yrs, luckily called back. Bank will call back if not favorable to them. We lose out.

Up to u ! 

The new  CIMB Klibor sold out dy.
only rm40mil allocation 

Have been receiving PM asking to be my financial advisor, while I do not have much for them to manage. 

Then people interest on Klibor. Those interested please see @cherroy's post 802 in the FD thread. It include the info I have given but in more definitive terms. Please don't PM or ask me any more info on Klibor. 

Thanks !

https://forum.lowyat.net/index.php?showtopi...post&p=81911271

Age 40...no need car/house? Family/gf? 😊

Unless someone here can teach me what else to invest? 😬

With car and house still achievable. With family not sure.. 😅

5 digits ony