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Ultimate Discussion of ASNB (47457-V) VI, Wholly owned subsidary of PNB (38218-X)
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hurtedheart
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 Aug 13 2016, 10:26 AM
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QUOTE(Ramjade @ Aug 13 2016, 10:06 AM) As far as I know, one cannot withdraw eGIA from the counter. It needs to be done online. Happened to me before. Was going to withwdraw RM5k from eGIA to pay for ASW2020, they told me cannot. You will have to do the following first: eGIA > SA > pay for ASX FP. Yes. I always uplift online while waiting myself to be served so funds are ready in my SA. If fail subscription, then I place the gia again, online not over the counter This post has been edited by hurtedheart: Aug 13 2016, 10:29 AM |
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nexona88
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Aug 13 2016, 11:18 AM
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QUOTE(hurtedheart @ Aug 13 2016, 09:56 AM) Good idea. Perhaps I will try with small amount in cash 1st & see how is their service then only decide if opening a bank a/c is necessary Yeah, u needed to try first the service.. This one u really need to experience first.. Different branch have different service quality.. |
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wil-i-am
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Aug 13 2016, 01:52 PM
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QUOTE(Ramjade @ Aug 13 2016, 09:27 AM) Not true. So many of us does not have sentiment value towards bank. Me, nexona, auntie twinkle, and many others. In tis respect, how u xpect Bank to treat u well since u dun have loyalty |
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wil-i-am
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Aug 13 2016, 02:04 PM
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QUOTE(hurtedheart @ Aug 13 2016, 10:26 AM) Yes. I always uplift online while waiting myself to be served so funds are ready in my SA. If fail subscription, then I place the gia again, online not over the counter If u want many branches, u may choose Cimb or Rhb |
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hurtedheart
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Aug 13 2016, 03:00 PM
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QUOTE(wil-i-am @ Aug 13 2016, 01:52 PM) In tis respect, how u xpect Bank to treat u well since u dun have loyalty QUOTE(wil-i-am @ Aug 13 2016, 02:04 PM) If u want many branches, u may choose Cimb or Rhb I am loyal to Maybank, that's why I don't have cimb / rhb / affin bank account. But they treat me otherwise. It really hurt my heart.. |
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Ramjade
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Aug 13 2016, 03:08 PM
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QUOTE(wil-i-am @ Aug 13 2016, 01:52 PM) In tis respect, how u xpect Bank to treat u well since u dun have loyalty One doesn't need to be loyal to banks. Never been and will never have. I just wished the staff terima kasih and sorry for your time, smile and leave the counter. I never depend on banks to topup. Me and few other regulars (at maybank/affin bukit tinggi) never leave our book there. We just camp at banks. There are 2 more regular auntie like me who take no and wait our turn. If tak dapat, take no and wait. |
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nexona88
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Aug 13 2016, 03:09 PM
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QUOTE(hurtedheart @ Aug 13 2016, 03:00 PM) I am loyal to Maybank, that's why I don't have cimb / rhb / affin bank account. But they treat me otherwise. It really hurt my heart.. nowadays loyalty don't pays for small investors.. unless u is PB / VIP customers / know the manager, then no use be loyal to any of the banks.. pick which is the best for us.. simple as that  This post has been edited by nexona88: Aug 13 2016, 03:10 PM |
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hurtedheart
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Aug 13 2016, 03:20 PM
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QUOTE(nexona88 @ Aug 13 2016, 03:09 PM) nowadays loyalty don't pays for small investors.. unless u is PB / VIP customers / know the manager, then no use be loyal to any of the banks.. pick which is the best for us.. simple as that Noted, I will take your advise seriously |
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wil-i-am
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Aug 13 2016, 04:19 PM
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QUOTE(hurtedheart @ Aug 13 2016, 03:00 PM) I am loyal to Maybank, that's why I don't have cimb / rhb / affin bank account. But they treat me otherwise. It really hurt my heart.. Now I understand how u feel  |
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wil-i-am
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Aug 13 2016, 04:29 PM
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QUOTE(Ramjade @ Aug 13 2016, 03:08 PM) One doesn't need to be loyal to banks. Never been and will never have. I just wished the staff terima kasih and sorry for your time, smile and leave the counter. I never depend on banks to topup. Me and few other regulars (at maybank/affin bukit tinggi) never leave our book there. We just camp at banks. There are 2 more regular auntie like me who take no and wait our turn. If tak dapat, take no and wait. Loyalty can build networking Nowadays, Ppl depend on networks to get stuff done  |
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nexona88
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Aug 13 2016, 05:13 PM
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nowadays loyalty don't get network, but money does.. no money no doors open for u  |
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Vincent9696
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Aug 13 2016, 06:34 PM
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QUOTE(wil-i-am @ Aug 13 2016, 04:29 PM) Loyalty can build networking Nowadays, Ppl depend on networks to get stuff done Agree for it... Will u think asw and as1m still able gv 6.3%? |
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Ramjade
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Aug 13 2016, 06:36 PM
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QUOTE(Vincent9696 @ Aug 13 2016, 06:34 PM) Agree for it... Will u think asw and as1m still able gv 6.3%? Yes. Maybe kasi lu 6.25%  |
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nexona88
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Aug 13 2016, 07:10 PM
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anything above 6% is okay considering FD rate sucks nowadays |
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Vincent9696
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Aug 13 2016, 09:23 PM
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QUOTE(nexona88 @ Aug 13 2016, 07:10 PM) anything above 6% is okay considering FD rate sucks nowadays Im expecting opr will go down further in this coming september... Thus, FD rate have no eyes to see anymore. I starting pulling out and place in klse As long as 6% then happy enuf. Looking for some investment can achieve higher like 10% then will move some fund to thr. This post has been edited by Vincent9696: Aug 13 2016, 09:24 PM |
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LNYC
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Aug 13 2016, 09:32 PM
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QUOTE(wil-i-am @ Aug 12 2016, 11:08 PM) Yes subject to u attach supporting proofs to justify d act QUOTE(nexona88 @ Aug 13 2016, 09:39 AM) Well I think someone did complaint to pnb hq .. U need to state all info clearly.. Which branch, counter, time, date, staff name, what product.. ok~~thx for the infor  |
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nexona88
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Aug 13 2016, 11:35 PM
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QUOTE(Vincent9696 @ Aug 13 2016, 09:23 PM) Im expecting opr will go down further in this coming september... Thus, FD rate have no eyes to see anymore. I starting pulling out and place in klse As long as 6% then happy enuf. Looking for some investment can achieve higher like 10% then will move some fund to thr. Don't think this coming September meetings.. The next one most most likely.. |
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tonytyk
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Aug 13 2016, 11:55 PM
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QUOTE(Vincent9696 @ Aug 13 2016, 09:23 PM) Im expecting opr will go down further in this coming september... Thus, FD rate have no eyes to see anymore. I starting pulling out and place in klse As long as 6% then happy enuf. Looking for some investment can achieve higher like 10% then will move some fund to thr. What investment can achieve > 10%? |
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wil-i-am
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Aug 14 2016, 07:25 AM
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QUOTE(Vincent9696 @ Aug 13 2016, 06:34 PM) Agree for it... Will u think asw and as1m still able gv 6.3%? I blif ASNB will try to give 6.30% (follows both ASM n ASD) for both ASW n AS1M |
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wil-i-am
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Aug 14 2016, 07:49 AM
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QUOTE(tonytyk @ Aug 13 2016, 11:55 PM) What investment can achieve > 10%? Plenty in d market |
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