The amt that I show is lower than some uncle and aunties here. As I said, my target amt in FP is way lower than my FD.

I admire the dividends u gained from the stocks ! 

Auntie      the younger generation for your eagerness to save $$ for your future.

When you're young, you work hard to make $$. When you reach retirement phase, you must let $$ work hard for you.

I thought AS1M is limited to 50k?

Or can catch more anytime, ah?

No need to touch ASX and stock dividend, ..... how to survive ?

unker goat no. now still near yours? multi millionaire go top up and show hands, pleaseee?

I found it surprising on one form which I have to declare when I tried to open AS1M ac for my son the other day. Hope that some friends here can help. Maybe [Mr Gray] can clarify.

That form is on whether one has USA residence, account etc. Is that the norm now when opening financial accounts?

Why?

My guess, USA laws too widespread and over-powering, they can use that link to investigate, get data etc etc?

Cheerio.

bro, 1 mil saving? you must be joking. much much much more than tat!

1 mil small number, how to be chiak biu leow?

how can his 1 mil be compared with pipu with mm?  

sold properties then a mm............. rite? 

he bot property in austr, son and daughters in austr and wife. 1 mil can last how may years?

u joker!

tun ram said 10 mil.

bro, read oso read wrongly:  not first time though.

you said:
he said he will be broke by the time his youngest daughter go to Uni

Gen-X said:
However, I have also told my followers that I will be broke (no CASH) by the time my youngest daughter graduates from Uni.

I just got my passbook/account number by this year, I don't have to change right? But how about ppl who got it few years ago?

Hi all, I've an off topic to seek for opinions.

My housing loan interest is 4.6% p.a.
ASNB return around 6% p.a.

It's simply calculations based on paper, I should park muy money in ASNB instead of "top up" my downpayment to 20%.

Am I right? Or there's another factors that I haven't taking consideration yet?

Or I should increase my housing dp to 20% so my monthly commitment of mortgage would be lesser?