1. If you want to be rich you need to take risk. Example: Opening a Factory / Franchise. Hundreds of Thousands to few Million is at risk but the reward is huge. 5 figure income
without doing anything.

2. Getting a degree is also a risk. We are not sure whether our degree will secure us getting a high pay job or not but most of us do take the risk.

3. If you do not take risk and rely on 4% Fixed Deposit. You will stay where you are.

4. You can invest 1 month and take back your capital and let your profit grow itself. - You don lost anything after a month.

5. Please pm me if you want to know more about risk and investment. I have few of them that can share with you guys.

RM4200 -> RM760/Month based on current rate.

If I want to eliminate all risk, I can take back my RM4200 (Modal) and let my profit multiple 20% itself but of course it will slow things down cox my capital had highly reduced.

So it really depends on individual on adjusting the Risk:Reward ratio.

IGOFX is different from JJPTR cox the return not fixed. It depends on trader profit.

Yes, you will get free lunch if you are able to last for 6 months. Those that joined before Apr-16 have gotten back all their capitals and now enjoying their free Starbucks every morning.
If you join this month, you will get back your capital by end of Mar-17 and then you will start to have your first lunch on end of Apr-17. (PM me for registration purposes).