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Credit Cards Hong Leong Bank Wise Credit Card V8, 10% Cashback , Up to RM100 per month
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sleepwalker
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 Aug 29 2016, 10:22 AM
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Need sleep....
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QUOTE(popice2u @ Aug 26 2016, 12:36 PM) just spoke to cs, no matter how still need to cancel/block card....cant use for 7-10 days. They need to cancel your existing card because the replacement card has the same card number but with a different CVC number. Even if you don't do anything, they will auto cancel your existing card within 90 days of sending out your replacement card. That was the policy set for all the new PIN card replacement. This is to ensure that everybody has activated their new card or gets a replacement card asap if they didn't receive one. |
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sleepwalker
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Sep 9 2016, 09:17 AM
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Need sleep....
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QUOTE(bryon @ Sep 8 2016, 05:23 PM) this is very unprofessional from a bank, give sudden notice It is the same with all banks. Please read the T&C and stated that the bank only has to provide 21 days of notice for any changes in the card terms and benefits. That is why since the rumour started a few months back we have been telling people to keep watch for any announcements before the 10th of each month. If no announcement means no change but it the changes finally arrive but not the same as rumoured. |
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sleepwalker
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Sep 9 2016, 04:10 PM
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Need sleep....
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QUOTE(cybpsych @ Sep 9 2016, 03:54 PM) think it the other way. with this new requirement, effective CB goes to 5%. so where does the 'missing' 5% goes? 1st 1K pay those "dan lain-lain" spending, e.g. car service, insurance, etc etc 2nd 1K goes to category spending. so, you got 10% for 2nd 1K (within categories), but 5% is actually indirectly paid for those 1st 1K (dan lain-lain) spending. that means your car service or insurance gotten 5% cashback, indirectly. disadvantage is you need to manage 2 pools of RM1k spending in order to maximize it the cb. well, that's just my view.  That is only true if WISE is your only CB card. Currently I have PB VS and that gives me 6% back on internet payment which I'm using to get CB on TNB and Unifi (and eventually move mobile over here too). It will also be more worth it to move groceries over here from my WISE. This card can cover dining weekdays and Amex takes care of weekends. So there is not much left to make up for the extra 1K to qualify for the 'dan lain lain' spending. |
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