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Credit Cards Hong Leong Bank Wise Credit Card V8, 10% Cashback , Up to RM100 per month

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se800i
post Apr 8 2019, 08:37 AM

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hi.... I am interested in this HLB Wise CC... Is it worth to apply for? please share your thoughts.
se800i
post Apr 8 2019, 09:08 AM

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QUOTE(ckuanglim @ Apr 8 2019, 10:04 AM)
Definitely yes, if your spending pattern fits their cash back requirements. Because the cash back is RM100 per month.
Ideally, you spend total of RM1000 in the selected categories, plus another RM1000 in something that won't give you any cash back in other card.
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if this is the case... I will go to apply it. Anyone know where the HLB is setting booth? Go apply at booth can get free gift... Lolz
se800i
post Apr 8 2019, 09:58 AM

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QUOTE(ckuanglim @ Apr 8 2019, 10:56 AM)
No idea where. Don't forget that this card charges annual fee.
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have you try to call up to ask them waive it for u?
se800i
post Apr 8 2019, 10:06 AM

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QUOTE(cybpsych @ Apr 8 2019, 11:01 AM)
if u read and search back past posts, AF waiver is outright not possible for Wise.
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QUOTE(ckuanglim @ Apr 8 2019, 11:03 AM)
I did called few years ago, but then I'm not calling anymore. Annual fee 99% can't be waived for this card.
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may i know why ya? any strict condition stated there that AF is not possible to waive?
since it is not able to waive.... You guys just paying it? How much is it?
se800i
post Apr 8 2019, 10:18 AM

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QUOTE(ckuanglim @ Apr 8 2019, 11:16 AM)
Yes, I pay the annual fee RM160 every year, since 2014. But I think they increase the annual fee for new card holders.
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The rebate that you have gotten far beyond this RM 160 right?
se800i
post Apr 8 2019, 10:24 AM

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QUOTE(ckuanglim @ Apr 8 2019, 11:22 AM)
Yes, RM100 every month.
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that is alot.... If the bank is charging me RM 300 and yet giving me RM 100 per mth for a year. I am still earning RM 900

 

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