Lowyat.NET -> Finance, Business and Investment House -> Credit Cards, Debit Cards, Prepaid Cards and Loyalty CardsCredit Cards Hong Leong Bank Wise Credit Card V8, 10% Cashback , Up to RM100 per month
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 Mar 4 2025, 04:47 PM
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#1
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Senior Member
4,676 posts Joined: Sep 2012 
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Just applied for HLBB VI card, looks like the best all rounder for Enrich miles? 1 airmile per RM3.5 for almost all retail transactions makes it less complicated/hassle to use and among the best conversion cards out there.
Also have a Alliance VI otw as well. This post has been edited by Lego Warfare: Mar 5 2025, 09:36 AM |
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Mar 4 2025, 10:16 PM
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#2
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Senior Member
4,676 posts Joined: Sep 2012
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QUOTE(fruitie @ Mar 4 2025, 06:34 PM) Yeah, I use it for normal retail transactions but again I mix and match a few cards. You get 3.5 Airmiles for Insurance payment too right? I didn’t see it listed as an exclusion in the T&C.  If that’s true then this will be a jackpot card for me 😅 |
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Mar 4 2025, 11:47 PM
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#3
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Senior Member
4,676 posts Joined: Sep 2012
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QUOTE(fruitie @ Mar 4 2025, 10:49 PM) Oh, that's a good point, I didn't use it for my insurance. I guess should be included. QUOTE(ericlaiys @ Mar 4 2025, 10:50 PM) Yes, insurance can get Surprised they let that slip pass the exclusion list. If you are in that line of business, you can easily get at least 400k enrich miles in a year 😳 |
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Mar 5 2025, 09:41 AM
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#4
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Senior Member
4,676 posts Joined: Sep 2012
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QUOTE(ericlaiys @ Mar 5 2025, 12:27 AM) Not good to use for local. 3.2 rm to get 1 point. Only useful use at oversea. Isn’t RM3.5 for 1 airmile among the best conversion rate for local use in Msia?You can divide let say pay 5k/3.2 The only better one I can think of is UOB but with very limited category usage needing to mix & match. And Alliance VI for certain category only. For overseas usage the rate is much worse, UOB is much better… QUOTE(Barricade @ Mar 5 2025, 07:42 AM) I'm confused here. Isn't it RM3.50 for 1 airmile? Oops sorry type wrongly, yes RM3.5 for 1 airmileThis post has been edited by Lego Warfare: Mar 5 2025, 09:42 AM |
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Mar 11 2025, 04:13 PM
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#5
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Senior Member
4,676 posts Joined: Sep 2012
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Just got my VI card and noticed a few things..
1) I applied the normal VI and received the physical normal VI card but in my online account website it says Visa Infinite (P)? Is that normal? 2) Expiry year is 32! That's so freaking long  3) It's a new card but a small part of the black patterned coating faded, showing the silver/gold underneath. Quite a sloppy quality card... |
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Mar 11 2025, 06:06 PM
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#6
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Senior Member
4,676 posts Joined: Sep 2012
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QUOTE(zaft005 @ Mar 11 2025, 04:59 PM) "P" for Principal Ahh ok, that was confusing when they have another VI product called VI (P) at the same time "S" for Supplementary QUOTE(fruitie @ Mar 11 2025, 05:03 PM) 1) Yes. They cutting corners 2) Yes, that long. 3) Yes, terrible quality. Mine is already peeled off and I have to use until 2029 for my case. Plan to report that the card is not waveable and hopefully will be replaced. |
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Mar 17 2025, 02:00 PM
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#7
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Senior Member
4,676 posts Joined: Sep 2012
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 OMG, just what we post MBB cardholders needed. Enrich points required is a lot more than KF points, but at least we get an option now... HLBB & Alliance VI looks a lot more attractive now. This post has been edited by Lego Warfare: Mar 17 2025, 02:03 PM |
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May 14 2025, 01:08 PM
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#8
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Senior Member
4,676 posts Joined: Sep 2012
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Oh no! lucky I checked back the forum... now I'll have to find another card just after getting the HLBB VI for only 2 months!
Next best looks like Ambank Enrich VI, anyone can confirm that insurance premium payment is included in the RM1 - 4 enrich points? |
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Aug 4 2025, 02:06 PM
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#9
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Senior Member
4,676 posts Joined: Sep 2012
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QUOTE(darien99 @ Aug 2 2025, 08:19 PM) anyone here still keep the VI card? worth to keep? Still the best card for earning Enrich miles... |
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Nov 19 2025, 11:34 PM
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#10
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Senior Member
4,676 posts Joined: Sep 2012
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Are enrich miles earned with HLBB VI expiry date different than the enrich miles earned by flying?
I started using my HLBB card around March 2025, and in my current statement i already have points expiring from March 2026 onwards! Only 1 year enrich miles shelf life??? |
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