For uob1 u get cb for mcc 5541(counter) & 5542(pump), for HLwise only 5542

Wave at petrol kiosk. It's ok I will be cancelling this card soon before annual fee charged in May.

This post has been edited by Barricade: Apr 17 2024, 05:08 PM

Funny thing is I only always use at pump. Never once I walk to counter. Other banks usually will just credit back knowing it's not the user's fault wat. HLB is too stringent when it comes to this.

most banks already disclaimed their responsibility of mcc assignment by other banks.

hlb not stringent. it's stated in the t&c of which mcc is eligible.

if want to put a blame, then blame the shell station's kiosk terminal vendor/acquirer bank for assigning the wrong mcc. they will eventually get audited by card scheme and acquirer bank when they observed abnormal high transactions going through mcc 5541 (service station) by that outlet.

I just signed up for HLB Wise credit card and saw their Connect app front screen got a RM120 instant cashback for activating HLB e-wallet which I never heard before. Anyone got experienced getting it before or does it have a convulated way of getting that cashback?

just found out about this HL Wise card, i already got UOB One Classic.
I understand that Wise has higher cashback (but require to spend more) but the Online category is not limited to just spending but also ewallet top up?
Also groceries is not limited as compared to UOB..

What about annual fee waiver?

Online category is limited to selected merchants and ewallets only, not all online transactions. The selected ewallets are TNG wallet, Grabpay, ShopeePay and Lazada Wallet only.

Groceries category now extended to Pharmacy (eg Big, Guardian, Watsons) and 7eleven.

Petrol category is limited to Automatic Pump only.

Annual fee RM98 is strictly NOT waivable.

This post has been edited by ClarenceT: May 12 2024, 02:34 PM

looks like it https://www.hlb.com.my/en/personal-banking/.../wise-card.html



This post has been edited by Medufsaid: May 12 2024, 02:58 PM

I just cancelled Wise. I don't think it's worth it with the RM98 annual fee. I rather hold two cards from UOB. Both the One Card. So I get RM15+RM10=RM25 cash back for each category. Cashback is higher too. 10% vs 8%.

What do I do with HLB? I'll just apply their card to milk the sign up reward. Cancel, rinse and repeat.

I can't find this info earlier.
Since my statement cycle is mid-month, I did a little test.

Payment made through Shell Asia app doesn't fall under Petrol categories.
It appears as Others in my statement.

This post has been edited by Kr0ll3R: May 20 2024, 10:27 PM

Petrol only at the pump

CaltexGO gets CB

HLB new CC user here, anyone know how to make payment for CC using other bank account?

I don’t have HLB acct

Just do a normal DuitNow transfer to account. Instead of CASA, choose credit card account and key in your credit card number.

Source: http://www.hlb.com.my/ekvi

This post has been edited by jiaen0509: May 28 2024, 05:11 PM

Anyone know if the Hong Leong Visa Infinite airmile will take into account ewallet top up ? In the product disclosure sheet it just mentioned this exclusion. Anyone can confirm?



This post has been edited by Nemozai: Jun 2 2024, 10:36 PM

Wonder how do u hold two similar cards,ie one card for uob? Thought one customer one card?

it's two different cards.

citibank migration -> uob = uob one mastercard

uob own application = uob one visa

Just for reference, for those who only use for ewallet top up and get RM15 every month:

RM15 x 12 - RM98 = RM82
Total annual spending = RM500 x 12 = RM6k

cb % = RM82/RM6k = 1.37%
still a good card unless you can get an unlimited cb cc which offer more than 1.37%

btw you might get over 1.37% if paying for extra dining/petrol/grocery if your limited cb dining/petrol/grocery cc finish monthly quota