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Credit Cards Hong Leong Bank Wise Credit Card V8, 10% Cashback , Up to RM100 per month

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saitong09
post Aug 19 2016, 10:14 AM

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QUOTE(Prop.Observer @ Aug 19 2016, 10:10 AM)
Where is the replace platform to pay the unifi bill by achieve higher cash rebate like WISE since sam groceries no longer accept credit card payment?
Normally spend about RM450 for Unifi per month..
Lose about RM45 cash rebate every month. sad.gif
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peace4ever
post Aug 19 2016, 10:34 AM

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Hi, i am interested in this card, can i apply hong leong wise at mach branch since only mach branch is open during weekend. Thanks!
aromachong
post Aug 19 2016, 11:15 AM

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QUOTE(peace4ever @ Aug 19 2016, 10:34 AM)
Hi, i am interested in this card, can i apply hong leong wise at mach branch since only mach branch is open during weekend. Thanks!
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why don't apply it via online? save much hassle
Duckies
post Aug 19 2016, 01:25 PM

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QUOTE(fruitie @ Aug 18 2016, 05:06 PM)
Every month earn less than RM 50 cash back, not justified at all. laugh.gif
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Eh I thought you earning max 100 bucks rebate every month? I also earn less than 50 buck cash rebate every month so I cancelled it...but now when I think back...using Wise will save a lot of hassle and time cause need few more cards to replace Wise sweat.gif

EDIT: If only there's away to pay for Unifi and Telekom bills online and get rebate from Wise...then worth to re-apply back hmm.gif

This post has been edited by Duckies: Aug 19 2016, 01:27 PM
fruitie
post Aug 19 2016, 01:37 PM

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QUOTE(Duckies @ Aug 19 2016, 01:25 PM)
Eh I thought you earning max 100 bucks rebate every month? I also earn less than 50 buck cash rebate every month so I cancelled it...but now when I think back...using Wise will save a lot of hassle and time cause need few more cards to replace Wise sweat.gif

EDIT: If only there's away to pay for Unifi and Telekom bills online and get rebate from Wise...then worth to re-apply back hmm.gif
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Yes, I earn RM 100 every month but after Sam's removal of CC facility for ePay and TnG, I will have difficulty of hitting even RM 50 cash back next month onward.
Duckies
post Aug 19 2016, 01:43 PM

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QUOTE(fruitie @ Aug 19 2016, 01:37 PM)
Yes, I earn RM 100 every month but after Sam's removal of CC facility for ePay and TnG, I will have difficulty of hitting even RM 50 cash back next month onward.
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Haiz headache headache. Let's hope YOLO card will be a good card. Out of topic though.
Tigerr
post Aug 19 2016, 01:48 PM

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QUOTE(fruitie @ Aug 19 2016, 01:37 PM)
Yes, I earn RM 100 every month but after Sam's removal of CC facility for ePay and TnG, I will have difficulty of hitting even RM 50 cash back next month onward.
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TNG can go Jaya groceror. other bills like mobile can use auto deduct, tnb bills can go kiosk. petrol can use pump dispenser, groceries can buy vouchers. departmental also can buy vouchers....so many options to achieve the full rebates....
fruitie
post Aug 19 2016, 01:53 PM

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QUOTE(Tigerr @ Aug 19 2016, 01:48 PM)
TNG can go Jaya groceror. other bills like mobile can use auto deduct, tnb bills can go kiosk. petrol can use pump dispenser, groceries can buy vouchers. departmental also can buy vouchers....so many options to achieve the full rebates....
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Nah, my main groceries is for UniFi bills and TnG. Not a big fan of buying vouchers just to achieve full cash back. Petrol, I don't need to pump petrol as I don't drive in KL. Not near to any JG for TnG. Mobile yes but amount not big as I'm a Digi Ambassador user. TNB all this while I'm using UOBPayOnline.
Duckies
post Aug 19 2016, 02:07 PM

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Just now CS from HL called me and asked what's the main reason for cancelling Wise. Then I said annual fee from primary and supplementary combined is a lot plus I don't utilize much rebate every month...so I ask if it's possible to waive annual fee for 1 more year.

She said "It's impossible. Annual fee for Wise is a must for second year onwards."

Lol. So I tell her to proceed to cancel all.

Oh the cool down period is 6 months. So I guess I will go and re-apply 6 months later.

This post has been edited by Duckies: Aug 19 2016, 02:09 PM
fruitie
post Aug 19 2016, 02:12 PM

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QUOTE(Duckies @ Aug 19 2016, 02:07 PM)
Just now CS from HL called me and asked what's the main reason for cancelling Wise. Then I said annual fee from primary and supplementary combined is a lot plus I don't utilize much rebate every month...so I ask if it's possible to waive annual fee for 1 more year.

She said "It's impossible. Annual fee for Wise is a must for second year onwards."

Lol. So I tell her to proceed to cancel all.

Oh the cool down period is 6 months. So I guess I will go and re-apply 6 months later.
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Banks have the right to reject your application after the cooling period.
Duckies
post Aug 19 2016, 02:13 PM

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QUOTE(fruitie @ Aug 19 2016, 02:12 PM)
Banks have the right to reject your application after the cooling period.
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Yea also. Hope they don't reject though sweat.gif
psiloveu
post Aug 19 2016, 02:18 PM

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QUOTE(fruitie @ Aug 19 2016, 01:53 PM)
Nah, my main groceries is for UniFi bills and TnG. Not a big fan of buying vouchers just to achieve full cash back. Petrol, I don't need to pump petrol as I don't drive in KL. Not near to any JG for TnG. Mobile yes but amount not big as I'm a Digi Ambassador user. TNB all this while I'm using UOBPayOnline.
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dun know whether this thing can work or not?

Swipe CC to buy cash voucher from hypermarket and reload/epay using voucher to make payment biggrin.gif
janson_kaniaz
post Aug 19 2016, 02:20 PM

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QUOTE(psiloveu @ Aug 19 2016, 02:18 PM)
dun know whether this thing can work or not?

Swipe CC to buy cash voucher from hypermarket and reload/epay using voucher to make payment biggrin.gif
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Usually cash only for reload and epay.
MGM
post Aug 19 2016, 02:23 PM

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QUOTE(psiloveu @ Aug 19 2016, 02:18 PM)
dun know whether this thing can work or not?

Swipe CC to buy cash voucher from hypermarket and reload/epay using voucher to make payment biggrin.gif
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All those I asked didn't accept. Maybe some will.
alvinfks78
post Aug 19 2016, 02:24 PM

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QUOTE(Tigerr @ Aug 19 2016, 02:48 PM)
TNG can go Jaya groceror. other bills like mobile can use auto deduct, tnb bills can go kiosk. petrol can use pump dispenser, groceries can buy vouchers. departmental also can buy vouchers....so many options to achieve the full rebates....
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I tried going to Cold storage buy RM50 gift card with card but they say cash only sad.gif . Which groceries you go?
psiloveu
post Aug 19 2016, 02:33 PM

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QUOTE(janson_kaniaz @ Aug 19 2016, 02:20 PM)
Usually cash only for reload and epay.
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Did you try b4? which hypermarket?

QUOTE(MGM @ Aug 19 2016, 02:23 PM)
All those I asked didn't accept. Maybe some will.
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May I know which hypermarket u asked? TQ laugh.gif
sewell
post Aug 19 2016, 02:36 PM

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QUOTE(Duckies @ Aug 19 2016, 02:13 PM)
Yea also. Hope they don't reject though sweat.gif
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if they reject then you take the FOC goodies .
fruitie
post Aug 19 2016, 02:38 PM

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QUOTE(psiloveu @ Aug 19 2016, 02:18 PM)
dun know whether this thing can work or not?

Swipe CC to buy cash voucher from hypermarket and reload/epay using voucher to make payment biggrin.gif
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It will not work. They accept cash only. Previously only Sam's accepted credit card for these payments.
Duckies
post Aug 19 2016, 02:41 PM

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QUOTE(sewell @ Aug 19 2016, 02:36 PM)
if they reject then you take the FOC goodies .
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Don't la. Even though I did not utilize the card's full rebate but it's a very good card. Very problematic to have several cards now laugh.gif
psiloveu
post Aug 19 2016, 02:50 PM

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QUOTE(fruitie @ Aug 19 2016, 02:38 PM)
It will not work. They accept cash only. Previously only Sam's accepted credit card for these payments.
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tq for sharing. I m going to cancel my wise card soon, no need to do record keeping for my swipe. laugh.gif

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