Outline ·
[ Standard ] ·
Linear+
Credit Cards Hong Leong Bank Wise Credit Card V8, 10% Cashback , Up to RM100 per month
|
saitong09
|
Aug 19 2016, 10:14 AM
|
|
QUOTE(Prop.Observer @ Aug 19 2016, 10:10 AM) Where is the replace platform to pay the unifi bill by achieve higher cash rebate like WISE since sam groceries no longer accept credit card payment? Normally spend about RM450 for Unifi per month.. Lose about RM45 cash rebate every month.  Public bank Visa Signature
|
|
|
|
|
|
peace4ever
|
Aug 19 2016, 10:34 AM
|
Getting Started

|
Hi, i am interested in this card, can i apply hong leong wise at mach branch since only mach branch is open during weekend. Thanks!
|
|
|
|
|
|
aromachong
|
Aug 19 2016, 11:15 AM
|
Look at all my stars!!
|
QUOTE(peace4ever @ Aug 19 2016, 10:34 AM) Hi, i am interested in this card, can i apply hong leong wise at mach branch since only mach branch is open during weekend. Thanks! why don't apply it via online? save much hassle
|
|
|
|
|
|
Duckies
|
Aug 19 2016, 01:25 PM
|
|
QUOTE(fruitie @ Aug 18 2016, 05:06 PM) Every month earn less than RM 50 cash back, not justified at all.  Eh I thought you earning max 100 bucks rebate every month? I also earn less than 50 buck cash rebate every month so I cancelled it...but now when I think back...using Wise will save a lot of hassle and time cause need few more cards to replace Wise  EDIT: If only there's away to pay for Unifi and Telekom bills online and get rebate from Wise...then worth to re-apply back This post has been edited by Duckies: Aug 19 2016, 01:27 PM
|
|
|
|
|
|
fruitie
|
Aug 19 2016, 01:37 PM
|
Rise and Shine
|
QUOTE(Duckies @ Aug 19 2016, 01:25 PM) Eh I thought you earning max 100 bucks rebate every month? I also earn less than 50 buck cash rebate every month so I cancelled it...but now when I think back...using Wise will save a lot of hassle and time cause need few more cards to replace Wise  EDIT: If only there's away to pay for Unifi and Telekom bills online and get rebate from Wise...then worth to re-apply back  Yes, I earn RM 100 every month but after Sam's removal of CC facility for ePay and TnG, I will have difficulty of hitting even RM 50 cash back next month onward.
|
|
|
|
|
|
Duckies
|
Aug 19 2016, 01:43 PM
|
|
QUOTE(fruitie @ Aug 19 2016, 01:37 PM) Yes, I earn RM 100 every month but after Sam's removal of CC facility for ePay and TnG, I will have difficulty of hitting even RM 50 cash back next month onward. Haiz headache headache. Let's hope YOLO card will be a good card. Out of topic though.
|
|
|
|
|
|
Tigerr
|
Aug 19 2016, 01:48 PM
|
|
QUOTE(fruitie @ Aug 19 2016, 01:37 PM) Yes, I earn RM 100 every month but after Sam's removal of CC facility for ePay and TnG, I will have difficulty of hitting even RM 50 cash back next month onward. TNG can go Jaya groceror. other bills like mobile can use auto deduct, tnb bills can go kiosk. petrol can use pump dispenser, groceries can buy vouchers. departmental also can buy vouchers....so many options to achieve the full rebates....
|
|
|
|
|
|
fruitie
|
Aug 19 2016, 01:53 PM
|
Rise and Shine
|
QUOTE(Tigerr @ Aug 19 2016, 01:48 PM) TNG can go Jaya groceror. other bills like mobile can use auto deduct, tnb bills can go kiosk. petrol can use pump dispenser, groceries can buy vouchers. departmental also can buy vouchers....so many options to achieve the full rebates.... Nah, my main groceries is for UniFi bills and TnG. Not a big fan of buying vouchers just to achieve full cash back. Petrol, I don't need to pump petrol as I don't drive in KL. Not near to any JG for TnG. Mobile yes but amount not big as I'm a Digi Ambassador user. TNB all this while I'm using UOBPayOnline.
|
|
|
|
|
|
Duckies
|
Aug 19 2016, 02:07 PM
|
|
Just now CS from HL called me and asked what's the main reason for cancelling Wise. Then I said annual fee from primary and supplementary combined is a lot plus I don't utilize much rebate every month...so I ask if it's possible to waive annual fee for 1 more year.
She said "It's impossible. Annual fee for Wise is a must for second year onwards."
Lol. So I tell her to proceed to cancel all.
Oh the cool down period is 6 months. So I guess I will go and re-apply 6 months later.
This post has been edited by Duckies: Aug 19 2016, 02:09 PM
|
|
|
|
|
|
fruitie
|
Aug 19 2016, 02:12 PM
|
Rise and Shine
|
QUOTE(Duckies @ Aug 19 2016, 02:07 PM) Just now CS from HL called me and asked what's the main reason for cancelling Wise. Then I said annual fee from primary and supplementary combined is a lot plus I don't utilize much rebate every month...so I ask if it's possible to waive annual fee for 1 more year. She said "It's impossible. Annual fee for Wise is a must for second year onwards." Lol. So I tell her to proceed to cancel all. Oh the cool down period is 6 months. So I guess I will go and re-apply 6 months later. Banks have the right to reject your application after the cooling period.
|
|
|
|
|
|
Duckies
|
Aug 19 2016, 02:13 PM
|
|
QUOTE(fruitie @ Aug 19 2016, 02:12 PM) Banks have the right to reject your application after the cooling period. Yea also. Hope they don't reject though
|
|
|
|
|
|
psiloveu
|
Aug 19 2016, 02:18 PM
|
|
QUOTE(fruitie @ Aug 19 2016, 01:53 PM) Nah, my main groceries is for UniFi bills and TnG. Not a big fan of buying vouchers just to achieve full cash back. Petrol, I don't need to pump petrol as I don't drive in KL. Not near to any JG for TnG. Mobile yes but amount not big as I'm a Digi Ambassador user. TNB all this while I'm using UOBPayOnline. dun know whether this thing can work or not? Swipe CC to buy cash voucher from hypermarket and reload/epay using voucher to make payment
|
|
|
|
|
|
janson_kaniaz
|
Aug 19 2016, 02:20 PM
|
|
QUOTE(psiloveu @ Aug 19 2016, 02:18 PM) dun know whether this thing can work or not? Swipe CC to buy cash voucher from hypermarket and reload/epay using voucher to make payment  Usually cash only for reload and epay.
|
|
|
|
|
|
MGM
|
Aug 19 2016, 02:23 PM
|
|
QUOTE(psiloveu @ Aug 19 2016, 02:18 PM) dun know whether this thing can work or not? Swipe CC to buy cash voucher from hypermarket and reload/epay using voucher to make payment  All those I asked didn't accept. Maybe some will.
|
|
|
|
|
|
alvinfks78
|
Aug 19 2016, 02:24 PM
|
|
QUOTE(Tigerr @ Aug 19 2016, 02:48 PM) TNG can go Jaya groceror. other bills like mobile can use auto deduct, tnb bills can go kiosk. petrol can use pump dispenser, groceries can buy vouchers. departmental also can buy vouchers....so many options to achieve the full rebates.... I tried going to Cold storage buy RM50 gift card with card but they say cash only  . Which groceries you go?
|
|
|
|
|
|
psiloveu
|
Aug 19 2016, 02:33 PM
|
|
QUOTE(janson_kaniaz @ Aug 19 2016, 02:20 PM) Usually cash only for reload and epay. Did you try b4? which hypermarket? QUOTE(MGM @ Aug 19 2016, 02:23 PM) All those I asked didn't accept. Maybe some will. May I know which hypermarket u asked? TQ
|
|
|
|
|
|
sewell
|
Aug 19 2016, 02:36 PM
|
Getting Started

|
QUOTE(Duckies @ Aug 19 2016, 02:13 PM) Yea also. Hope they don't reject though  if they reject then you take the FOC goodies .
|
|
|
|
|
|
fruitie
|
Aug 19 2016, 02:38 PM
|
Rise and Shine
|
QUOTE(psiloveu @ Aug 19 2016, 02:18 PM) dun know whether this thing can work or not? Swipe CC to buy cash voucher from hypermarket and reload/epay using voucher to make payment  It will not work. They accept cash only. Previously only Sam's accepted credit card for these payments.
|
|
|
|
|
|
Duckies
|
Aug 19 2016, 02:41 PM
|
|
QUOTE(sewell @ Aug 19 2016, 02:36 PM) if they reject then you take the FOC goodies . Don't la. Even though I did not utilize the card's full rebate but it's a very good card. Very problematic to have several cards now
|
|
|
|
|
|
psiloveu
|
Aug 19 2016, 02:50 PM
|
|
QUOTE(fruitie @ Aug 19 2016, 02:38 PM) It will not work. They accept cash only. Previously only Sam's accepted credit card for these payments. tq for sharing. I m going to cancel my wise card soon, no need to do record keeping for my swipe.
|
|
|
|
|