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Credit Cards Hong Leong Bank Wise Credit Card V8, 10% Cashback , Up to RM100 per month
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vince-90
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 Jun 12 2019, 01:53 PM
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QUOTE(mamamia @ Jun 12 2019, 01:22 PM) I think the new TNC is consider better with effective rate of 8% if u spend solely RM225 X 3 on the 3 chosen categories and get RM54 every month rather than spend RM1000 with only RM100 CB (5% CB). N the annual fee is only RM98 now Dining can substitute with CIMB CB Plat. which gives 12%. (I don't dine outside that frequent) Groceries I usually 1 shot buy during festive season which surely more than 225 at particular month. The only benefit category just petrol. RM18 CB per 500 spend, is it worth to keep?  |
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vince-90
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Jun 12 2019, 01:58 PM
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QUOTE(ClarenceT @ Jun 12 2019, 01:55 PM) I am dreaming... Win RM500 from Digital Day every July then it is worth to keep. LOL. IF and only IF the Digital Day with same t&c. I'm holding WISE with 160 AF btw, you the same?  |
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vince-90
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Jun 12 2019, 02:50 PM
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QUOTE(cybpsych @ Jun 12 2019, 02:08 PM) hlb updated the FAQ and AF refund (proration)  The last table should be "Approved BEFORE 1st Oct 2016"  This post has been edited by vince-90: Jun 12 2019, 02:50 PM |
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vince-90
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Jun 14 2019, 03:45 PM
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QUOTE(oldman1920 @ Jun 14 2019, 03:43 PM) Got big bad news for Wise card.  Has been discuss few days ago.  |
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vince-90
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Jun 25 2019, 01:16 PM
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QUOTE(ClarenceT @ Jun 25 2019, 12:28 PM) Where did you get the info 8% Cashback is calculated from transactions posted on Saturday or Sunday?She is referring to old CB mechanism.  next Monday is July. Means She will need to spend 2-3days before next month so that the transaction can be posted within same month (June 2019). |
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vince-90
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Jul 7 2019, 04:02 PM
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Anyone join PFS Digital 2019 Credit Cards Acquisition Campaign? Trying to apply WISE thru Connect but no option for me. Only left GSC, AA & Essential..Weird!
PS: Hold supplementary WISE but cancelled 2 years ago.
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vince-90
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Jul 7 2019, 04:39 PM
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QUOTE(monodevil @ Jul 7 2019, 04:34 PM) just read their ads in FB. if choose wise card, can spend weekend on BP / boost? consider as retail? Full T&C is here: https://www.hlb.com.my/content/dam/hlb/my/i...ampaign-tnc.pdf |
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vince-90
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Jul 31 2019, 02:13 PM
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QUOTE(tan_aniki @ Jul 31 2019, 02:07 PM) can't believe i got 12 on last day cos i miss the timing badly lol so total wining 154x = RM1078 mission accomplished~ Congrats. Most of us know your "achievement" even if you don't announce here. |
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vince-90
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Aug 7 2019, 11:20 AM
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QUOTE(tan_aniki @ Aug 7 2019, 11:14 AM) Yes, the 12 month 0% FPP for AA is card exclusive How u spend your AA? Remember that u have shared it somewhr but i couldn't find the post now |
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vince-90
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Aug 30 2019, 06:04 PM
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QUOTE(tan_aniki @ Aug 30 2019, 02:54 PM) i always store cc number in my phone notes, of cos with a format that only i can read lol can teach me the format ah?  |
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vince-90
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Aug 30 2019, 06:28 PM
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QUOTE(ClarenceT @ Aug 30 2019, 06:10 PM) Eg 4567abcdefghijkl Use 99-lkjihgfedcba7654-000  lol This post has been edited by vince-90: Aug 30 2019, 06:30 PM |
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vince-90
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Dec 17 2019, 11:24 PM
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1st time gt charged the RM98 WISE annual fee. Anyone here successfully waive it ??
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vince-90
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Apr 26 2020, 10:12 PM
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Normally u guys call to cancel the HLB cards before or after the annual fee charged?
Any one call for GSC AF waiver before? or auto waive with 8k spend annually?
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vince-90
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Apr 26 2020, 10:50 PM
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QUOTE(tan_aniki @ Apr 26 2020, 10:26 PM) all bank can cancel the card without paying the AF after it is charged. https://www.hlb.com.my/content/dam/hlb/my/d...ion-form-en.pdfapproved before 26/6/2018 just need min 12 swipe, after will be RM8k for gold and RM15k for plat. Thanks. for WISE, I cancelled after the AF charged and no usage after the date charged but Flexi payment transactions only, the CS told me AF repay subject to management approval and asked me to clear all the outstanding including the AF... but till now no news yet. So the GSC t&c is the latest 1 is it. |
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vince-90
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Aug 7 2020, 06:29 PM
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QUOTE(kit2 @ Aug 6 2020, 04:32 PM) called customer service today to request waiver but was denied. have to cancel the card. After charged? If cancel then just need to pay for outstanding without the charged AF right? |
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vince-90
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Aug 7 2020, 09:29 PM
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QUOTE(kit2 @ Aug 7 2020, 08:42 PM) yes, but cs insisted that i pay sst.  settled the outstanding mostly due to flexi payment this afternoon. will contact them via hlconnect to cancel and reverse af+sst. Most probably SST cannot be reversed. |
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vince-90
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Aug 7 2020, 10:09 PM
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QUOTE(SzeMeng76 @ Aug 7 2020, 10:07 PM) I got GSC credit card AF waived after request in HLBConnect Live Chat. Just ask me to swipe for 3x transaction. I thought if not going to waive I just pay for it. Haha cuz use quite frequently to buy cheap movie ticket Mine auto reverse and plan to cut if cnt get the waiver. |
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vince-90
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Jan 7 2021, 05:29 PM
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QUOTE(Dexter @ Jan 7 2021, 03:36 PM) RM0 HLB: BUY NOW PAY LATER! Convert RM990 into 6 months instalment at 0% for CrCard ending XXXX. Reply F1<space>last 4 CrCard no. by 08Jan. T&C @hlb.com.my/fpAnyone received this? I guess this is good to replace FPP 0% through HLB Connect which ended Jan last year. Random eligible transaction or all eligible transactions also got this SMS ? This post has been edited by vince-90: Jan 7 2021, 05:34 PM |
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