Unable to create new Tnb account under uob payonline, others have any issue?

If they waive my AF, I may start collecting TNB bills from my colleagues. And do reload service for their family members.

Petrol... CIMB Petronas 3℅ everyday.

Unifi no? thru uobpayonline ?

No cash back.

if 2k rebate rm200 still ok la
but rm100 only

Q: My average spend per month on WISE Credit Card is RM1,000. How could I meet the minimum RM2,000 requirement?
A: WISE Credit Card gives out one of the highest cash backs. One way to meet the minimum RM2000 requirement is to consolidate all your purchases on your WISE credit card, for instance, pay for daily shopping, dining, groceries, insurance premiums, utility bills as well as enrol for auto-billing service.

how if those mistakenly spend rm1999.. (eg: late post, miscalculation)

u gonna lose all CB!

5% for all transaction kind of mislead as the effective CB should depend on how much u spend in those CB category!

any idea what other card can cover the mobile payment?

https://www.hlb.com.my/main/news/20160906-0...ise-card-update

in other words, now the wise card in order to gain RM100 or the 10% cash back

we have to 1. spend at least RM1k to the Chosen WISE Categories AND
2.  Total Spend for the Month (RM) must at least RM2k
or
RM2k on Chosen WISE Categories

Most of the WISE categories can get cashback from other cards too.

So more 'worth' for the extra RM1k to be spent on those that normally cannot earn cashback (insurance is the big one, things like pharmacy, gym membership etc also).

This is, of course, assuming that you have RM1k of those sort of expenses.

The comparison is between spending RM2k within the categories (get 5%) and then that extra RM1k maybe get 0.2% or something.... or between spending RM1k within and the extra RM1k to get 5% and then the remaining RM1k which is within categories can cover with Ikhwan or Public Bank Visa Signature or similar to get 5+% also.

not trying to be very technical, but what you said earlier did not remotely mean that. therefore, it sounded very confusing.

Actually effectively the Cash back is reduced to 5%,

Get maximum Rm100 back with Rm2000 spending.

I believe many of us just spend RM1000 to get RM100 cash back previously.

Now we need to spend double it.

Time to find a new card...

I will be keeping my WISE card because I paid RM1500 UTILITIES bills for my shop.

Burnt lo. Better than losing another RM 100 and pay RM 160 + GST.

Nope because MGM asked me to try for AF waiver because he got his waived. This CS said will burn, so I don't know la. Let's see how it goes after I receive my cash back this month.

OT: you get VIP Point for other retail transactions that is not eligible for the 6% CB

back to HLB wise

I will buy myself another month. I have a purchase of about RM1000 lining up 

Even if waived is still not worth to keep.

I'm just waiting for RM 100 cash back. All empty now.

For those keeping the WISE Card, can you share some tips on successfully spending RM 2000 on the card, so that we can gain RM 100 of cashback with ease?

Well, if the total spending is anything less than RM 2000, no cashback will be given. That is a huge concern for me.

What I know:

1. Try to spend RM 2000 in single transaction, or multiple transactions, before 20th of each month.

2. Check the transaction history of WISE Card in HL Connect, to make sure that all credit card transactions are successfully posted and there are no reversal of transactions.

3. Use Excel spreadsheet to calculate the total spending and ensure the total spending to be RM 2000 or above.

4. Spend RM 2005.00, or RM 2010.00, on the safe side, perhaps?

Are there any more tips I should use?

Thank you for the advice. 

6. Use the RM1000 'no cashback' portion for things that most credit cards normally don't give you cash back (or low cash back) such as governments transaction, insurance, education, hospital etc.

Retail (shopping) as well.