Yup should be, since the new rule only start on 1 Oct

dont think they set a limit . more money for them, secure ur future outstanding,

personally, I've tried 8xx for maxis and 7xx for unifi (when m2card ended their 5% CB for any spending)

with current billing systems, there shouldn't be any limit, cuz no harm for them.

however, we lose slightly cuz parked so much money in there, we can gain something from that excess money to other small investment or liquidity in emergency.

furthermore, no interest/profit charged to the excess money in maxis/tnb/unifi.

i have paid >1k negative balance for TNB, Unifi and Astro before.

RM2000 is retail spend. Insurance auto deduct every month is retail spend? Online purchase or paymeny is? I don't think so.... what u guys think?

I made advanced payment of >rm7000 to TNB.

This post has been edited by MGM: Sep 11 2016, 10:33 AM

https://www.hlb.com.my/WISE
Q: My average spend per month on WISE Credit Card is RM1,000. How could I meet the minimum RM2,000 requirement?
A: WISE Credit Card gives out one of the highest cash backs. One way to meet the minimum RM2000 requirement is to consolidate all your purchases on your WISE credit card, for instance, pay for daily shopping, dining, groceries, insurance premiums, utility bills as well as enrol for auto-billing service.


https://www.hlb.com.my/main/assets/files/wi...c-en-160906.pdf
3. Terms and Conditions of the Programme
The term “Eligible Retail Transaction” shall refer to any retail purchase transaction made locally and overseas, including online transactions which are charged to the WISE Card (both Principal and supplementary WISE Cards) but EXCLUDES the following transactions:
(i) cash-type transactions including but not limited to Cash Advances, Cash-On-Call and Balance Transfers;
(ii) Cash-On-Call transactions;
(iii) fees and charges including but not limited to charges for cash withdrawals and cash payments, annual fees, interest and/or finance charges, disputed transactions, government
charges and any other kind of charges and penalties;
(iv) installment conversion transactions including but not limited to Flexi Payment Plan;
(v) fund transfers (from or to HLB’s account whether by HLB or third party);
(vi) disputed transactions that are subsequently reversed from the account of the Cardholder


My understanding is auto debit insurance and online purchase are retail spending. I think online purchase like LAZADA, AirBnb, AirAsia, etc...

This post has been edited by propusers: Sep 11 2016, 11:11 AM

They did not mention about JOMPay, anyone knows whether JOMPay include in eligible transaction? If not then I gonna check with the CS.

Time to say goodbye to my wise card. Guys. what is best cash rebate CC for the petrol other than wise card? For online shopping and dining, I got the PBB VS card dy.

Maybe can consider about
- Maybank Islamic MasterCard Ikhwan Card
- Citibank Cash Back Card
- UOB One Card

You may refer each of thread for more information

K thanks for the advise.

how much is your average monthly TNB bill amount? it is no worth much if you over pay for more than 1 year.

Overpaid during the MBB 100% CB promo.

Wah，never realized mbb so generous, when was that ?

yes, if you keep the card until you get the october statement.

hlb is very smart. many people got this card in july and august last year after the maybank 2 card cashback was withdrawn. however, wise cards were only issued in september and yet AF was still charged in july and august this year. therefore, this made many of us pay the AF or lose the cashbacks for up to 2 months.

This post has been edited by kit2: Sep 12 2016, 07:22 AM

Ended Jan2015 promo lasted 4months.

Haha, I remember those good old days! You are very brave to overpay so much especially since not guaranteed CB.

For HLB Wise, I'm going to overpay one more month (October) under the new system, receive my cashback in Nov, and then cancel before Dec annual fee.

Will transfer my Wise spending to HLB Fortune since its 1% for everything except govt. Easier to monitor, but lower return.

Since my af will be charge on December, i will continue spend 10x for September, do nothing on October, then by November, i should get September CB, then only see to cancel it or not.

What is this business of paying AEON Big Visa Card using PPO Online? Any charges involved?

you can search and read the postings in aeon cc and aeon big cc topics.

OT
What was the return for the 7k advancement? 100% cb?