it is not a normal trading account

the one offer in maybank2u is indeed a SHARE MARGIN account, it is dangerous if you do not have proper discipline and game plan as the MARGIN account provide facilities for you to buy shares. Similar like borrow LOANSHARK $$ to invest in KLSE.

if want invest KLSE just open account in any securities company (i.e TA, OSK...) It only cost RM10/= for registration a CDS account

It is like you put RM 100,000 into the Margin account, the bank will prodive you the total available fund RM 200,000 for investment purposes. Means the bank will provide additional RM 100,000.

Scenario 1--- You only use your own RM 100,000 to invest and dont touch the margin facility from Maybank, then it just act as a normal CDS account.

Scenario 2---You fully make use of the RM200,000 to invest (Including the additional RM 100,000). Then the bank will charge a 5~10% interest on the RM 100,000.

the benefit from maybank2u share margin account is that you no need to pay for the 1.5% commission for the remisier. (not so sure, the last time i buy anything through maybank2u is 3 years ago)

the former i-account (mayban current acc.) has renamed to Premier. The charges is RM 20 annually, not Rm5 per month.