Hi guys, I am newbie to MBB stock trade panel.

Why when I use calculator, the trading fees shows 0.7% or minimum RM 40?
I was told Online brokerage is 0.1% min RM8 (whichever higher). Call/Offline 0.6% min RM28 (whichever higher).

Is the calculator default to what you apply for? Meaning margin account? ty