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Credit Cards AmBank Credit Card V2, Free for life card, PPL access with T&C

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wjleong15
post Nov 16 2016, 09:10 PM

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QUOTE(janson_kaniaz @ Nov 16 2016, 08:23 PM)
collected my card from kl sentral branch but without my pin?
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it is an ancient bank
it send out 14 days after card sent out
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wjleong15
post Apr 9 2017, 08:07 PM

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QUOTE(fruitie @ Apr 9 2017, 01:54 PM)
Yes but instead of unlimited for all cards, only VI and WMC have unlimited.
Plat only 2x and VS is 5x per year.

That's why don't abuse it and use only for genuine travel cases, that's my opinion lo.
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what is the minimum cl for vs?
is ambank like mbb after achieve min limit can request upgrade card?
or can top up FD to upgrade card?
hmm.gif
wjleong15
post Apr 9 2017, 08:25 PM

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QUOTE(fruitie @ Apr 9 2017, 08:15 PM)
I'm not sure what's the minimum CL, I don't really bother about the CL.
I haven't upgraded mine from Plat to VS, been busy for the past few months.
I know it can use FD to apply but not sure if can top up to upgrade card.
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I received sms offer, 2x increase from current cl
thinking if vs got min cl and achieve that whether can request upgrade card
got 5x ppl visit
wjleong15
post Apr 10 2017, 10:47 PM

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QUOTE(akurinduko @ Apr 10 2017, 02:00 PM)

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Thanks
Just now I called CS
CS told me VS already discontinued 1st Jan 2017
Next level is VI
min CL to request upgrade is 50k
doh.gif
wjleong15
post Apr 10 2017, 11:45 PM

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QUOTE(fruitie @ Apr 10 2017, 11:17 PM)
Erm, still on their website: https://www.ambank.com.my/eng/cards/visasignature
I remember there were few guys got theirs approved recently.
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This was what the CS told me.
Hopefully later successful secure the CL increase
then will try ask upgrade card see how
wjleong15
post Apr 11 2017, 12:11 AM

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QUOTE(fruitie @ Apr 10 2017, 11:57 PM)
I wouldn't really believe what CS said. laugh.gif If they refuse to give me, I will complain to BNM for misinformation. laugh.gif
Anyway, I haven't applied yet maybe I should. laugh.gif
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I recalled before cny you said you want to apply VS after cny
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wjleong15
post Apr 11 2017, 12:13 AM

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QUOTE(Lego Warfare @ Apr 11 2017, 12:09 AM)
That CS must be a retard... I just received my VS 1 week ago  dry.gif
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Thanks for the good news
Now finger cross for my CL increment offer to get approve
Ambank sms me to offer CL increase

BTW, is your VS CL >=30k?

CS told me min CL is 30k

only CL reach 30k can request upgrade card
wjleong15
post Apr 11 2017, 01:23 AM

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QUOTE(fruitie @ Apr 11 2017, 12:15 AM)
Yeah, I know right. After I came back from CNY break, I had to prepare for my assignment in India. I just came back from India last week and now busy with endless projects. Just reached home around 10.15 p.m. just now. cry.gif

Eh, you also multi-quote leh.
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If I use multiquote how to grow my post count
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QUOTE(Lego Warfare @ Apr 11 2017, 12:27 AM)
That was my 1st Ambank card, I actually applied for WMC but was given VS and MP instead  sweat.gif
I asked the assistant manager at the branch I collected the card to help me apply to "add" WMC and VI as well lol
CL they gave me was 35k, I actually want to reduce it to 10k since I only got this for the PP benefit  blush.gif
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Don't reduce lah, later not easy to increase CL
boost your CL to 50k
then can request upgrade VI already
wjleong15
post Apr 11 2017, 07:28 PM

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QUOTE(Lego Warfare @ Apr 11 2017, 01:43 AM)
haha I don't like high CL... I don't feel safe knowing if kena fraud my risk amount so high  sweat.gif
my MBB amex card 2x kena already... lucky 1st time small amount MBB had no problems reversing the charge to me. 2nd time I managed to block the card after SMS alert lol
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after achieve 50k cl, upgraded vi
then baru reduce cl
vi unlimited ppl access
thumbsup.gif
wjleong15
post Apr 13 2017, 03:14 PM

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QUOTE(comfyguy8 @ Apr 4 2017, 03:17 PM)
May I know how do we receive the statement for AMB CC VS.

Thank you
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Hi,

Wanna ask your vs cl is how much ya?
cause wanted to upgrade to vs if cl achieve their minimum
I asked one he cl is 35k
is it your also around the same or?
hmm.gif

vs min cl >=30k?
or less? hmm.gif
wjleong15
post Apr 13 2017, 08:05 PM

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QUOTE(spreeeee @ Apr 13 2017, 03:38 PM)
credit limit?
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yes, any idea minimum credit limit for visa signature?
wjleong15
post Apr 13 2017, 08:08 PM

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QUOTE(comfyguy8 @ Apr 13 2017, 04:30 PM)
i think is 30k for mine.
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then have to try boost to 30k then request upgrade vs
hmm.gif
wjleong15
post Apr 13 2017, 09:25 PM

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QUOTE(Lego Warfare @ Apr 13 2017, 08:49 PM)
Why don't you just submit your payslip + bank statement?
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still far to achieve that level, but cl is nearing...

QUOTE(spreeeee @ Apr 13 2017, 08:58 PM)
Depends how much you earned?

BNM imposes a credit card limit of two times their monthly salary for those earning under RM36,000. The credit limit for those earning more than RM36,000 is at the discretion of the credit card issuer. It's important to know what your credit limit is and to not exceed it as doing so may incur extra charges with many banks.

sos: ringgit+
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thanks for the info thumbup.gif
i knew it for long time

wjleong15
post Apr 13 2017, 09:48 PM

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QUOTE(nothingz @ Apr 13 2017, 09:39 PM)
my VS credit limit is RM5k

previous gold card limit was 10k, reduced to 5k.  submitted new income documents to upgrade to VS while maintaining the credit limit at 5k
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i upgraded from gold to plat also maintain 10k
but plan to upgrade, see if maintain can get or not
wish me luck
hmm.gif
wjleong15
post Apr 16 2017, 11:31 PM

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QUOTE(fruitie @ Apr 16 2017, 08:08 PM)
They will call to verify cardholders for sure.. smile.gif
Thanks. Until it really happens then. laugh.gif
Whatever it takes by that time. laugh.gif
However, I'm already an existing cardholder, just adding only. They may not.. hmm.gif
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I think you can just submit epf statement instead of payslip to upgrade vs
wjleong15
post Apr 22 2017, 06:56 PM

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QUOTE(fruitie @ Apr 21 2017, 11:06 PM)
I just submitted via email for AmBank VS and additional Plat MC, I have Plat Visa now.
Then, I will have five cards for PPL access, should be more than enough for me. tongue.gif

Once I am qualified for WMC and VI, then I will cancel one of my AEON cards. tongue.gif Oh well, think too far. laugh.gif
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Just called them, mine got approved yesterday for vs
Hope can get the card next week
I have asked cs previously
both visa and master plat share the same 2x ppl
unless you take 1 from conventional
another 1 from islamic
then you get 2x + 2x = 4x

btw I forget to ask the cs
the 2x in plat is it counted
if yes, then this year I left 4x only (1x used with plat)
wjleong15
post Apr 22 2017, 11:45 PM

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QUOTE(fruitie @ Apr 22 2017, 06:59 PM)
So how did you get approve for VS? Then maybe I can apply for WMC and VI already, since annual income is not far apart. icon_idea.gif
VS and Plat don't share same quota.
Let me call CS later to change to Islamic Plat card.
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During their update income document campaign
I sent them my epf statement
then recently received sms offer upgrade 2x from current limit
then I accept the offer
after they approved the new CL
I called in to request upgrade since CS told me min CL for vs is 30k
then yesterday got approved.
rclxm9.gif
can use 5x PPL now
luckily yesterday did not walk in to aeon credit to apply aeon card
since need to swap 12x is not nice
doh.gif
wjleong15
post Apr 23 2017, 12:26 AM

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QUOTE(sj0217 @ Apr 22 2017, 11:51 PM)
May I ask is your income fulfill the requirement of VS ??

Or you requested to upgrade due to CL 30k as minimum for VS card ??
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My income still around plat level
but due to CL achieve min CL for vs
then I tried to request
end up they approved
rclxm9.gif
wjleong15
post Apr 23 2017, 10:38 PM

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QUOTE(sj0217 @ Apr 23 2017, 12:46 AM)
Woo~~ thanks for sharing !!!

Good to know that, will try on my way after that
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Wish you luck thumbup.gif

QUOTE(fruitie @ Apr 23 2017, 02:05 AM)
So CL method is working. I wonder how much is the CL for VI and WMC? hmm.gif
I foresee no issue for me to get a VI or/and WMC by early next year based on income or appeal like Lego's way before that. However, if the CL they are going to give for my VS is sufficient for VI and WMC then I'm more than happy to be upgraded. laugh.gif
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CS told me VI/WMC is 50k
Lego said processing, mean approved or begin to process his application?
If add-on how?
Just call to add or have to submit documents?
I didn't submit documents to upgrade except 2 months ago the epf statement during the income doc update campaign
If I request additional WMC can ah?
Since my plat is master, now upgraded to VS
If can, then maintain 1 vs 1 wmc would be very nice
later can cancel the vs
whistling.gif
wjleong15
post Apr 23 2017, 11:08 PM

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QUOTE(fruitie @ Apr 23 2017, 10:51 PM)
Your CL has achieved RM 50k?
I called CS, and it's two separate limit for PPL access.
I asked about the CL, she said CL method may not be possible for VI and WMC as they stick to income requirement. However, she will check and call me back tomorrow.
If you can get WMC, why still bother about VS? rolleyes.gif

Whatever it is, I should be able to qualify for VI and WMC in few months time or latest by Feb next year after I get my EA 2017. I foresee by Jan should be OK using payslip, I think I should have another round of salary increment that time.
That said I'm OK to stick VS for now since my income can only qualify for it, will climb slowly until it allows. thumbup.gif
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No lah, my cl where got 50k
you may try first the share with us with the cl method to vi/wmc

after i activate the vs
my master plat will be deactivated automatically right?

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