this card only can spend overseas... and in airport for the PPL free access.
so technically, useless in Malaysia.. haha

for local spend, Mach VS gives 3RM = 1EM. much better than 5RM = 1EM..

now have promo 10% cashback on 1st month expenses after card approved.
not sure got cap onot.. if no cap then spend 10k get 1k.. haha

edit: cap at rm60 cashback only.. 😁

This post has been edited by torres09: Jul 14 2016, 02:40 PM

yes, got it last week.
iinm last time ocbc also gave same book. they purchased it from 3rd party..
agreed on the pretty good deals.

how to know my card is pin and pay ready?
i received my card 2-3 weeks ago. 1st time application.

nope.. didnt mention anything and didnt receive default pin.
normally they send the default pin by separate mail, not with credit card.
or like citibank, can directly activate new pin by automated phone call.

anyone here received sms about 0% balance transfer without statement?
i called to ask and the operator said only open to selected new-to-bank customers. min amt 4000 max 30000.

i only used up all the juiceworks ones...
haha