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Credit Cards AmBank Credit Card V2, Free for life card, PPL access with T&C

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tan_aniki
post Sep 29 2017, 08:34 PM

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May i know normally when you guys receive your Ambank CC? I just received sms yesterday that my Visa Infinite has been approved and today i saw my email got the e-statement sent to me as well. Just wonder when i can receive the card and start to enjoy unlimited PPL entries at 29 airports worldwide~
tan_aniki
post Sep 29 2017, 08:46 PM

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QUOTE(SzeMeng76 @ Sep 29 2017, 08:41 PM)
they sent by snail mail. around 1 week times ba. Assume 1-2 weeks, see when they start sending out your card.
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oh izzit? cos the sms written within 1 week... nvm i just wait cos hvt travel yet~ but quite strange they charged RM688 and waived back RM688 for the first statement even though i hvt receive and activate the card yet and this card should be free for life without any condition rite? why still wanna charged and waived?
tan_aniki
post Sep 29 2017, 08:51 PM

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QUOTE(fruitie @ Sep 29 2017, 08:48 PM)
If I can recall, Premier cards like VI and WMC will use Poslaju.
Yes, AmBank will charge and waive, funny though they promote free AF for life. laugh.gif
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yala, didn't see the AF RM688 for VI in the product disclosure sheet as well
tan_aniki
post Sep 29 2017, 10:51 PM

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QUOTE(kenny79 @ Sep 29 2017, 10:06 PM)
I'm holding a VI planing to apply the WMC
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i'm wondering if getting WMC as well and supp both to my wife, does it mean i can enter PPL in HK for my 2 kids as well?
tan_aniki
post Sep 30 2017, 10:20 AM

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QUOTE(fruitie @ Sep 29 2017, 11:18 PM)
Nope. Supp is only for that person, if principal can sign for others. So you need 3 principals+1 supp (wife).
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what i mean is i got VI and WMC and supp VI and WMC to my wife, so i can bring one kid with me while my wife bring another with her, izzit ok?
tan_aniki
post Sep 30 2017, 11:22 AM

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QUOTE(SzeMeng76 @ Sep 30 2017, 10:36 AM)
Nope. supp card only can be use for herself as per Fruitie.
So even she had 2 cards, she also cant bring anyone in.
Only principal can bring.
U can get yourself 3 cards, or ask your wife apply her one.
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oic, then i better get the HSBC VS as well for HK PPL entry

PS: how will they know my wife is supp card at the PPL?

This post has been edited by tan_aniki: Sep 30 2017, 02:14 PM
tan_aniki
post Oct 3 2017, 06:10 AM

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QUOTE(Nepo @ Oct 2 2017, 04:18 PM)
I have applied for these World Mastercard & Visa Infinity cards recently but not successful.  I have provided them with two mth payslips and bank statement. No phone call to verify and they just rejected my application though my monthly salary is over 10k.

Any other ways to get the cards?
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go roadshow find a marketing staff to assist you.
for me, i also got rejected last year even though i got RM120k pa, but after deal with the agent, he told me that the system reject because i got others thing committed for installment.
After i show them the pay slip from Jan to Aug that i got extra RM10k to RM20k allowance from offshore, then only they approved last week.
i just got my card yesterday but quite troublesome unlike others bank, need to wait for two days for the temporary pin to sms to me in order to create online banking acc...
tan_aniki
post Oct 4 2017, 03:23 PM

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QUOTE(fruitie @ Oct 4 2017, 02:03 PM)
Yes, no income document required for supp cardholders.
Received SMS for brand new AmOnline. I straight came back and logged into it to check out.
Finally, it looks modernized and not like 10 years ago. laugh.gif
However, I already closed my savings account with them but it still shows my debit card as active. hmm.gif
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their online banking is too simple...
even changing pin number also not possible...
somemore the temporary pin need 2 days to sms to me...
tan_aniki
post Oct 9 2017, 01:57 PM

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QUOTE(metalgoat @ Oct 9 2017, 10:27 AM)
What are the chances to get Visa Infinite with 120K gross annual income?

Just got my increment and meet min income requirement. Waiting for my 3 months payslip to try applying.
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my salary also meet their min requirement which is RM10k/month, but however, make sure you don't have any other installement elsewhere, else they won't approve.
they won't give you the reason but through agent from roadshow, they able to let you know the reason which happen to me one year ago.
finally, because this year i got steady additional RM10k-RM20k extra per month, then only i got approved with the VI.
now waiting for WMC~
tan_aniki
post Oct 10 2017, 03:39 PM

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QUOTE(metalgoat @ Oct 10 2017, 02:35 PM)
Installment as in housing loan or those balance transfer & 0% installment plan? I still have 2 ongoing installment for my phone and iPad sad.gif
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i dont think house loan part of the consideration, installment for electrical stuff is the one that they considered
tan_aniki
post Oct 11 2017, 09:29 PM

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QUOTE(Lego Warfare @ Oct 11 2017, 08:10 PM)
Ah ok. Bye bye AmBank. Didn't even managed to utilise a single PPL benefit since I got the card lol sad.gif
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just keep it, i have just got it last month and i think it will revise again next year
since it is no AF, no harm to keep it
tan_aniki
post Oct 31 2017, 02:05 PM

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QUOTE(limeuu @ Oct 31 2017, 01:25 PM)
That is still not clear....

Eg...you spend rm700 on 5 Oct....entered ppl 20 Oct....spend 300 on 30 oct, entered ppl again 5 Nov..... Covered?

Spend 300 5 Oct, enter 20 Oct, spend 500 10 Nov, entered again 15 Nov, spend 200 15 Dec..... covered?
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please don't ask something which is tricky, of course you won't spend RM700 in one receipt, it's all accumulate.
they will calculate the total spending for the 30 days before and after for each PPL entry, so therefore you just need the total.
tan_aniki
post Oct 31 2017, 04:02 PM

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QUOTE(yoong81 @ Oct 31 2017, 03:52 PM)
yes, it is very common to have spend several hundred, or even several thousand in one transaction.

e.g. i can spend easily more than RM1k for overseas hotel on a business trip...
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i already said the spending count is depends on accumulate, not single receipt like what he has suggested.

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